Northpointe Bancshares, Inc. (NPB)

Northpointe Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022
Revenue	370.75	362.45	324.24
Revenue Growth (YoY)	-	11.78%	-
Cost of Revenue	-	166.16	66.69
Gross Profit	174.53	196.29	257.56
Selling, General & Admin	-	104.29	167.12
Other Operating Expenses	0	47.31	56.74
Operating Expenses	-	151.6	223.86
Operating Income	60.54	44.69	33.69
Interest Expense / Income	110.52	101.22	99.44
Other Expense / Income	-110.52	-101.22	-99.44
Pretax Income	52.27	35.04	24.04
Income Tax	14.71	10.93	10.46
Net Income	45.83	33.76	23.24
Preferred Dividends	8.26	9.65	9.66
Net Income Common	37.56	24.11	13.58
Net Income Growth	-	77.54%	-
Free Cash Flow	125.1	501.36	1,348
Gross Margin	47.07%	54.16%	79.43%
Operating Margin	16.33%	12.33%	10.39%
Profit Margin	10.13%	6.65%	4.19%
Free Cash Flow Margin	33.74%	138.33%	415.81%
Effective Tax Rate	28.14%	31.18%	43.50%
EBITDA	167.21	140.65	127.68
EBITDA Margin	45.10%	38.80%	39.38%
Depreciation & Amortization	4.42	4.39	4.2
EBIT	162.8	136.26	123.47
EBIT Margin	43.91%	37.59%	38.08%

Source: IPO financials are sourced from S-1 and S-1/A filings submitted to the Securities and Exchange Commission (SEC).