Interest Income on Loans | 292.67 | 285.49 | 237.4 | 156.7 |
Interest Income on Investments | 31.44 | 32.04 | 29.99 | 9.42 |
Total Interest Income | 324.1 | 317.53 | 267.38 | 166.12 |
Interest Paid on Deposits | 153.9 | 151.13 | 123.91 | 40.06 |
Interest Paid on Borrowings | 52.79 | 52.19 | 42.26 | 26.63 |
Total Interest Expense | 206.69 | 203.32 | 166.16 | 66.69 |
Net Interest Income | 117.41 | 114.22 | 101.22 | 99.44 |
Net Interest Income Growth (YoY) | 16.00% | 12.84% | 1.79% | - |
Mortgage Banking Activities | 5.61 | 5.42 | 3.58 | 3.66 |
Gain (Loss) on Sale of Assets | - | - | - | -5.57 |
Gain (Loss) on Sale of Investments | - | - | - | -0.17 |
Other Non-Interest Income | 4.43 | 7.3 | 10.84 | 86.52 |
Total Non-Interest Income | 75.45 | 71.22 | 95.07 | 158.12 |
Non-Interest Income Growth (YoY) | -20.64% | -25.08% | -39.88% | - |
Revenues Before Loan Losses | 192.86 | 185.44 | 196.29 | 257.56 |
Provision for Loan Losses | 1.32 | -0.33 | -1.49 | 2.22 |
Revenue | 191.53 | 185.77 | 197.77 | 255.34 |
Revenue Growth (YoY) | -3.15% | -6.07% | -22.55% | - |
Salaries and Employee Benefits | 80.04 | 77.61 | 104.29 | 159.88 |
Occupancy Expenses | 3.06 | 3.35 | 6.19 | 6.64 |
Selling, General & Administrative | 14.09 | 14.38 | 16.72 | 22.95 |
Other Non-Interest Expense | 18.79 | 19.25 | 25.89 | 32.18 |
Total Non-Interest Expense | 115.98 | 114.59 | 153.08 | 221.65 |
EBT Excluding Unusual Items | 75.56 | 71.18 | 44.69 | 33.69 |
Other Unusual Items | 3.7 | 1.7 | - | - |
Pretax Income | 79.26 | 72.88 | 44.69 | 33.69 |
Income Tax Expense | 19.1 | 17.72 | 10.93 | 10.46 |
Net Income | 60.16 | 55.16 | 33.76 | 23.24 |
Preferred Dividends & Other Adjustments | 7.79 | 8 | 9.65 | 9.66 |
Net Income to Common | 52.37 | 47.16 | 24.11 | 13.58 |
Net Income Growth | 78.17% | 63.38% | 45.28% | - |
Basic Shares Outstanding | 27 | 26 | 26 | 26 |
Diluted Shares Outstanding | 27 | 26 | 26 | 26 |
Shares Change (YoY) | 4.65% | 0.10% | -0.51% | - |
EPS (Basic) | 1.95 | 1.83 | 0.94 | 0.53 |
EPS (Diluted) | 1.94 | 1.83 | 0.93 | 0.52 |
EPS Growth | 108.67% | 96.77% | 78.85% | - |
Dividend Per Share | - | - | 0.100 | 0.300 |
Dividend Growth | - | - | -66.67% | - |
Effective Tax Rate | 24.10% | 24.31% | 24.45% | 31.03% |