Northpointe Bancshares, Inc. (NPB)

Splunk Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Interest Income on Loans	308.2	285.49	237.4	156.7
Interest Income on Investments	30.1	32.04	29.99	9.42
Total Interest Income	338.3	317.53	267.38	166.12
Interest Paid on Deposits	159.99	151.13	123.91	40.06
Interest Paid on Borrowings	52.97	52.19	42.26	26.63
Total Interest Expense	212.96	203.32	166.16	66.69
Net Interest Income	125.34	114.22	101.22	99.44
Net Interest Income Growth (YoY)	-	12.84%	1.79%	-
Mortgage Banking Activities	5.63	5.42	3.58	3.66
Gain (Loss) on Sale of Assets	-	-	-	-5.57
Gain (Loss) on Sale of Investments	-	-	-	-0.17
Other Non-Interest Income	4.59	7.3	10.84	86.52
Total Non-Interest Income	80.99	71.22	95.07	158.12
Non-Interest Income Growth (YoY)	-	-25.08%	-39.88%	-
Revenues Before Loan Losses	206.32	185.44	196.29	257.56
Provision for Loan Losses	1.61	-0.33	-1.49	2.22
Revenue	204.71	185.77	197.77	255.34
Revenue Growth (YoY)	-	-6.07%	-22.55%	-
Salaries and Employee Benefits	82.25	77.61	104.29	159.88
Occupancy Expenses	2.8	3.35	6.19	6.64
Selling, General & Administrative	14.62	14.38	16.72	22.95
Other Non-Interest Expense	20.23	19.25	25.89	32.18
Total Non-Interest Expense	119.9	114.59	153.08	221.65
EBT Excluding Unusual Items	84.81	71.18	44.69	33.69
Other Unusual Items	3.7	1.7	-	-
Pretax Income	88.51	72.88	44.69	33.69
Income Tax Expense	21.23	17.72	10.93	10.46
Net Income	67.29	55.16	33.76	23.24
Preferred Dividends & Other Adjustments	8.25	8	9.65	9.66
Net Income to Common	59.04	47.16	24.11	13.58
Net Income Growth	-	63.38%	45.28%	-
Basic Shares Outstanding	29	26	26	26
Diluted Shares Outstanding	29	26	26	26
Shares Change (YoY)	14.29%	0.10%	-0.51%	-
EPS (Basic)	2.03	1.83	0.94	0.53
EPS (Diluted)	2.02	1.83	0.93	0.52
EPS Growth	-	96.77%	78.85%	-
Dividend Per Share	-	-	0.100	0.300
Dividend Growth	-	-	-66.67%	-
Effective Tax Rate	23.98%	24.31%	24.45%	31.03%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q