Northpointe Bancshares Statistics
Total Valuation
NPB has a market cap or net worth of $602.93 million. The enterprise value is $1.68 billion.
| Market Cap | 602.93M |
| Enterprise Value | 1.68B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Jul 15, 2026 |
Share Statistics
NPB has 34.58 million shares outstanding. The number of shares has increased by 19.60% in one year.
| Current Share Class | 30.61M |
| Shares Outstanding | 34.58M |
| Shares Change (YoY) | +19.60% |
| Shares Change (QoQ) | +0.44% |
| Owned by Insiders (%) | 30.77% |
| Owned by Institutions (%) | 58.39% |
| Float | 14.59M |
Valuation Ratios
The trailing PE ratio is 7.41 and the forward PE ratio is 6.45.
| PE Ratio | 7.41 |
| Forward PE | 6.45 |
| PS Ratio | 2.32 |
| Forward PS | 2.21 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 24.00 |
| P/OCF Ratio | 21.51 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 20.65 |
| EV / Sales | 6.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 68.17 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 65.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.76%.
| Return on Equity (ROE) | 14.76% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $519,756 |
| Profits Per Employee | $166,037 |
| Employee Count | 491 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NPB has paid $29.74 million in taxes.
| Income Tax | 29.74M |
| Effective Tax Rate | 24.90% |
Stock Price Statistics
The stock price has increased by +17.56% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +17.56% |
| 50-Day Moving Average | 17.97 |
| 200-Day Moving Average | 17.53 |
| Relative Strength Index (RSI) | 37.16 |
| Average Volume (20 Days) | 201,459 |
Short Selling Information
The latest short interest is 443,547, so 1.28% of the outstanding shares have been sold short.
| Short Interest | 443,547 |
| Short Previous Month | 501,200 |
| Short % of Shares Out | 1.28% |
| Short % of Float | 3.04% |
| Short Ratio (days to cover) | 2.05 |
Income Statement
In the last 12 months, NPB had revenue of $255.20 million and earned $81.52 million in profits. Earnings per share was $2.32.
| Revenue | 255.20M |
| Gross Profit | 255.20M |
| Operating Income | 117.41M |
| Pretax Income | 119.46M |
| Net Income | 81.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.32 |
Balance Sheet
The company has $538.36 million in cash and $1.63 billion in debt, with a net cash position of -$1.09 billion or -$31.55 per share.
| Cash & Cash Equivalents | 538.36M |
| Total Debt | 1.63B |
| Net Cash | -1.09B |
| Net Cash Per Share | -$31.55 |
| Equity (Book Value) | 611.65M |
| Book Value Per Share | 17.69 |
| Working Capital | -4.38B |
Cash Flow
In the last 12 months, operating cash flow was $27.56 million and capital expenditures -$2.86 million, giving a free cash flow of $24.70 million.
| Operating Cash Flow | 27.56M |
| Capital Expenditures | -2.86M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 347.90M |
| Free Cash Flow | 24.70M |
| FCF Per Share | $0.71 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.01% |
| Pretax Margin | 46.81% |
| Profit Margin | 35.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.82% |
Dividends & Yields
This stock pays an annual dividend of $0.10, which amounts to a dividend yield of 0.58%.
| Dividend Per Share | $0.10 |
| Dividend Yield | 0.58% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 4.31% |
| Buyback Yield | -19.60% |
| Shareholder Yield | -19.02% |
| Earnings Yield | 13.75% |
| FCF Yield | 4.17% |
Analyst Forecast
The average price target for NPB is $20.92, which is 19.99% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.92 |
| Price Target Difference | 19.99% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |