Northpointe Bancshares Statistics
Total Valuation
NPB has a market cap or net worth of $545.01 million. The enterprise value is $1.60 billion.
| Market Cap | 545.01M |
| Enterprise Value | 1.60B |
Important Dates
The last earnings date was Tuesday, October 20, 2026, after market close.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Oct 15, 2026 |
Share Statistics
NPB has 34.58 million shares outstanding. The number of shares has increased by 10.65% in one year.
| Current Share Class | 30.61M |
| Shares Outstanding | 34.58M |
| Shares Change (YoY) | +10.65% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 31.51% |
| Owned by Institutions (%) | 58.29% |
| Float | 14.09M |
Valuation Ratios
The trailing PE ratio is 7.36 and the forward PE ratio is 6.90.
| PE Ratio | 7.36 |
| Forward PE | 6.90 |
| PS Ratio | 2.21 |
| Forward PS | 2.60 |
| PB Ratio | 0.87 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 5.35 |
| P/OCF Ratio | 5.25 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 21.24 |
| EV / Sales | 6.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.71 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.47 |
| Debt / EBITDA | n/a |
| Debt / FCF | 15.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.13%.
| Return on Equity (ROE) | 13.13% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $502,527 |
| Profits Per Employee | $153,387 |
| Employee Count | 491 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NPB has paid $27.39 million in taxes.
| Income Tax | 27.39M |
| Effective Tax Rate | 25.06% |
Stock Price Statistics
The stock price has decreased by -1.19% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -1.19% |
| 50-Day Moving Average | 15.99 |
| 200-Day Moving Average | 17.29 |
| Relative Strength Index (RSI) | 49.32 |
| Average Volume (20 Days) | 307,643 |
Short Selling Information
The latest short interest is 706,019, so 2.04% of the outstanding shares have been sold short.
| Short Interest | 706,019 |
| Short Previous Month | 594,060 |
| Short % of Shares Out | 2.04% |
| Short % of Float | 5.01% |
| Short Ratio (days to cover) | 2.43 |
Income Statement
In the last 12 months, NPB had revenue of $246.74 million and earned $75.31 million in profits. Earnings per share was $2.14.
| Revenue | 246.74M |
| Gross Profit | 246.74M |
| Operating Income | 107.26M |
| Pretax Income | 109.31M |
| Net Income | 75.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.14 |
Balance Sheet
The company has $489.90 million in cash and $1.54 billion in debt, with a net cash position of -$1.05 billion or -$30.50 per share.
| Cash & Cash Equivalents | 489.90M |
| Total Debt | 1.54B |
| Net Cash | -1.05B |
| Net Cash Per Share | -$30.50 |
| Equity (Book Value) | 624.69M |
| Book Value Per Share | 18.06 |
| Working Capital | -4.78B |
Cash Flow
In the last 12 months, operating cash flow was $103.72 million and capital expenditures -$1.88 million, giving a free cash flow of $101.84 million.
| Operating Cash Flow | 103.72M |
| Capital Expenditures | -1.88M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 325.14M |
| Free Cash Flow | 101.84M |
| FCF Per Share | $2.94 |
Margins
| Gross Margin | n/a |
| Operating Margin | 43.47% |
| Pretax Margin | 44.30% |
| Profit Margin | 33.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.59% |
Dividends & Yields
This stock pays an annual dividend of $0.12, which amounts to a dividend yield of 0.76%.
| Dividend Per Share | $0.12 |
| Dividend Yield | 0.76% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 4.91% |
| FCF Payout Ratio | 3.57% |
| Buyback Yield | -10.65% |
| Shareholder Yield | -9.89% |
| Earnings Yield | 13.58% |
| FCF Yield | 18.69% |
Analyst Forecast
The average price target for NPB is $18.08, which is 14.72% higher than the current price. The consensus rating is "Buy".
| Price Target | $18.08 |
| Price Target Difference | 14.72% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | -0.92% |
| EPS Growth Forecast (3Y) | 9.63% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |