Northpointe Bancshares Statistics
Total Valuation
NPB has a market cap or net worth of $593.77 million. The enterprise value is $1.69 billion.
| Market Cap | 593.77M |
| Enterprise Value | 1.69B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Jul 15, 2026 |
Share Statistics
NPB has 34.58 million shares outstanding. The number of shares has increased by 19.60% in one year.
| Current Share Class | 30.61M |
| Shares Outstanding | 34.58M |
| Shares Change (YoY) | +19.60% |
| Shares Change (QoQ) | +0.44% |
| Owned by Insiders (%) | 30.77% |
| Owned by Institutions (%) | 56.45% |
| Float | 14.35M |
Valuation Ratios
The trailing PE ratio is 7.47 and the forward PE ratio is 6.70.
| PE Ratio | 7.47 |
| Forward PE | 6.70 |
| PS Ratio | 2.31 |
| Forward PS | 2.21 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 5.83 |
| P/OCF Ratio | 5.72 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 20.68 |
| EV / Sales | 6.55 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.55 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 16.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.76%.
| Return on Equity (ROE) | 14.76% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $523,927 |
| Profits Per Employee | $166,037 |
| Employee Count | 491 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NPB has paid $29.74 million in taxes.
| Income Tax | 29.74M |
| Effective Tax Rate | 24.90% |
Stock Price Statistics
The stock price has increased by +6.98% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +6.98% |
| 50-Day Moving Average | 17.98 |
| 200-Day Moving Average | 17.56 |
| Relative Strength Index (RSI) | 44.94 |
| Average Volume (20 Days) | 200,842 |
Short Selling Information
The latest short interest is 536,763, so 1.55% of the outstanding shares have been sold short.
| Short Interest | 536,763 |
| Short Previous Month | 325,523 |
| Short % of Shares Out | 1.55% |
| Short % of Float | 3.74% |
| Short Ratio (days to cover) | 2.69 |
Income Statement
In the last 12 months, NPB had revenue of $257.25 million and earned $81.52 million in profits. Earnings per share was $2.32.
| Revenue | 257.25M |
| Gross Profit | 257.25M |
| Operating Income | 119.46M |
| Pretax Income | 119.46M |
| Net Income | 81.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.32 |
Balance Sheet
The company has $538.36 million in cash and $1.63 billion in debt, with a net cash position of -$1.09 billion or -$31.58 per share.
| Cash & Cash Equivalents | 538.36M |
| Total Debt | 1.63B |
| Net Cash | -1.09B |
| Net Cash Per Share | -$31.58 |
| Equity (Book Value) | 611.65M |
| Book Value Per Share | 17.69 |
| Working Capital | -5.18B |
Cash Flow
In the last 12 months, operating cash flow was $103.72 million and capital expenditures -$1.88 million, giving a free cash flow of $101.84 million.
| Operating Cash Flow | 103.72M |
| Capital Expenditures | -1.88M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 325.14M |
| Free Cash Flow | 101.84M |
| FCF Per Share | $2.94 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.44% |
| Pretax Margin | 46.44% |
| Profit Margin | 34.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.59% |
Dividends & Yields
This stock pays an annual dividend of $0.10, which amounts to a dividend yield of 0.58%.
| Dividend Per Share | $0.10 |
| Dividend Yield | 0.58% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 4.31% |
| Buyback Yield | -19.60% |
| Shareholder Yield | -19.02% |
| Earnings Yield | 13.73% |
| FCF Yield | 17.15% |
Analyst Forecast
The average price target for NPB is $20.38, which is 18.70% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.38 |
| Price Target Difference | 18.70% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |