Northpointe Bancshares, Inc. (NPB)

Northpointe Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Interest Income	150.74	114.22	101.22	99.44
Net Interest Income Growth	31.98%	12.84%	1.79%	-
Non-Interest Income	90.98	72.92	95.07	158.12
Non-Interest Income Growth	24.76%	-23.29%	-39.88%	-
Revenues Before Loan Losses	241.72	187.14	196.29	257.56
Provision for Credit Losses	-0.06	-1.21	-1.49	2.22
Revenue	241.77	188.35	197.77	255.34
Revenue Growth (YoY)	28.37%	-4.76%	-22.55%	-
Compensation Expenses	90.17	77.79	104.29	159.88
Selling, General & Admin	25.99	24.58	29.89	34
Other Non-Interest Expenses	13.06	12.22	18.91	27.77
Total Non-Interest Expense	129.23	114.59	153.08	221.65
Pretax Income	110.39	72.88	44.69	33.69
Provision for Income Taxes	26.98	17.72	10.93	10.46
Net Income	71.62	47.16	24.11	13.58
Net Income Attributable to Preferred Dividends	11.79	8	9.65	9.66
Net Income to Common	71.62	47.16	24.11	13.58
Net Income Growth	51.85%	95.60%	77.54%	-
Shares Outstanding (Basic)	33	26	26	26
Shares Outstanding (Diluted)	34	26	26	26
Shares Change (YoY)	31.14%	0.10%	-0.51%	-
EPS (Basic)	2.14	1.83	0.94	0.53
EPS (Diluted)	2.11	1.83	0.93	0.52
EPS Growth	15.30%	96.77%	78.85%	-
Shares Outstanding	34.49	-	-	-
Free Cash Flow	41.53	18.76	501.36	1,348
Free Cash Flow Growth	121.39%	-96.26%	-62.81%	-
Free Cash Flow Per Share	1.23	0.73	19.44	52.00
Dividends Per Share	0.100	-	0.100	0.300
Dividend Growth	-	-	-66.67%	-
Profit Margin	34.50%	29.29%	17.07%	9.10%
FCF Margin	17.18%	9.96%	253.50%	528.02%
EBITDA	3.07	3.8	4.02	4.02
EBITDA Margin	1.27%	2.02%	2.03%	1.57%
Effective Tax Rate	24.44%	24.31%	24.45%	31.03%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q