Skip to main content
logo
Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
15.76
-0.12 (-0.76%)
Nov 6, 2026, 4:00 PM EST - Market closed

Northpointe Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
246.74237.57185.72197.77255.34
Revenue Growth
15.19%27.92%-6.09%-22.55%-
Net Income
75.3171.6247.1624.1113.58
Earnings Per Share
2.142.111.830.930.52
EPS Growth
9.48%15.30%96.77%78.85%-

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Mortgage Warehouse (MPP)
72.9143.4630.6824.08
Retail Banking
166.71144.01167.09231.26
Total
239.62187.47197.77255.34

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Cash & Investments
489.9496.46376.3351.89274.23
Total Debt
1,5451,5371,3041,317981.26
Net Cash (Debt)
-1,055-1,041-927.89-964.98-707.02
Net Cash Growth
-----
Net Cash Per Share
-30.01-30.74-35.93-37.41-27.27

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Operating Cash Flow
-44.2919.81504.171,352
Capital Expenditures
--2.77-1.05-2.81-3.39
Free Cash Flow
-41.5318.76501.361,348
Free Cash Flow Growth
-121.39%-96.26%-62.81%-

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22
Profit Margin
30.52%30.15%25.39%12.19%5.32%
FCF Margin
-17.48%10.10%253.50%528.02%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.1200.100-0.1000.300
Dividend Per Share Growth
0%---66.67%-
Dividend Yield
0.76%0.60%---

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
PE Ratio
7.368.05---
Forward PE
6.906.49---
P/FCF Ratio
5.3513.89---
PS Ratio
2.212.43---