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Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
15.76
-0.12 (-0.76%)
Nov 6, 2026, 4:00 PM EST - Market closed

Northpointe Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Net Income
83.4155.1633.7623.24
Depreciation & Amortization
3.073.84.024.02
Other Amortization
0.290.460.360.18
Gain (Loss) on Sale of Assets
-0.171.570.045.55
Gain (Loss) on Sale of Investments
1.04-3.092.614.27
Total Asset Writedown
-1.470.14-
Provision for Credit Losses
2.150.88-1.492.22
Net Decrease (Increase) in Loans Originated / Sold - Operating
4.4158.55528.281,431
Change in Other Net Operating Assets
26.09-21.822.29-9
Other Operating Activities
1.19-20.4812.14-50.07
Operating Cash Flow
44.2919.81504.171,352
Operating Cash Flow Growth
123.59%-96.07%-62.70%-

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Capital Expenditures
-2.77-1.05-2.81-3.39
Investment in Securities
46.89--5.82
Purchase / Sale of Intangibles
-0.380.85-2.7224.3
Net Decrease (Increase) in Loans Originated / Sold - Investing
-1,625-547.18-751.98-1,197
Other Investing Activities
-9.072.036.045.4
Investing Cash Flow
-1,630-458.24-750.68-1,175

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Long-Term Debt Issued
1,282379.113501,265
Long-Term Debt Repaid
-1,047-389.51-17.25-1,587
Net Debt Issued (Repaid)
235.49-10.4332.75-322
Issuance of Common Stock
116.620.16-0.24
Repurchase of Common Stock
--0.77-0.62-1.5
Preferred Share Repurchases
-82.17-11.57--
Common Dividends Paid
-3.22-2.57-2.57-7.75
Preferred Dividends Paid
-8.21-9.01-9.65-9.66
Total Dividends Paid
-11.43-11.58-12.22-17.41
Net Increase (Decrease) in Deposit Accounts
1,4474974.26-14.09
Financing Cash Flow
1,706462.83324.17-354.76

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Net Cash Flow
120.1624.4177.66-178.37

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Free Cash Flow
41.5318.76501.361,348
Free Cash Flow Growth
121.39%-96.26%-62.81%-
Free Cash Flow Margin
17.48%10.10%253.50%528.02%
Free Cash Flow Per Share
1.230.7319.4452.00

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22
Cash Interest Paid
220.95202.36164.263.51
Cash Income Tax Paid
28.843.353.282.27
SEC Filings: 10-K · 10-Q