Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
17.39
+0.25 (1.46%)
Jul 28, 2026, 1:40 PM EDT - Market open
Northpointe Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Income | 88.32 | 83.41 | 55.16 | 33.76 | 23.24 |
Depreciation & Amortization | - | 3.07 | 3.8 | 4.02 | 4.02 |
Provision for Credit Losses | 0.45 | 2.1 | -0.33 | -1.49 | 2.22 |
Net Change in Loans Held-for-Sale | -75.16 | -72.78 | 1.86 | 450.3 | 1,321 |
Other Adjustments | 2.02 | 2.41 | -18.86 | 15.28 | 10.1 |
Changes in Other Operating Activities | 3.38 | 26.09 | -21.82 | 2.29 | -9 |
Operating Cash Flow | 27.56 | 44.29 | 19.81 | 504.17 | 1,352 |
Operating Cash Flow Growth | -63.34% | 123.59% | -96.07% | -62.70% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Change in Loans Held-for-Investment | -1,296 | -1,625 | -547.18 | -752.09 | -1,199 |
Net Change in Securities and Investments | - | -6.54 | 4.8 | 6.04 | -0.42 |
Capital Expenditures | -2.86 | -2.77 | -1.05 | -2.81 | -3.39 |
Purchases of Intangible Assets | - | -0.3 | - | -2.72 | -1.7 |
Sale of Property, Plant & Equipment | 1.25 | 3.33 | 0.24 | 0.79 | 1.29 |
Proceeds from Sale of Intangible Assets | - | - | 80.85 | - | 26 |
Other Investing Activities | 1.39 | 1.47 | 4.12 | 0.11 | 1.71 |
Investing Cash Flow | -1,303 | -1,630 | -458.24 | -750.68 | -1,175 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Change in Deposits | 1,179 | 1,447 | 497 | 4.26 | -14.09 |
Short-Term Debt Issued | 1,553 | 1,198 | 355 | 350 | 1,265 |
Short-Term Debt Repaid | -1,361 | -1,032 | -369.51 | - | -1,587 |
Net Short-Term Debt Issued (Repaid) | 191.25 | 165.8 | -14.51 | 350 | -322 |
Long-Term Debt Issued | - | 67.69 | 24.11 | - | - |
Long-Term Debt Repaid | - | -15 | -20 | -17.25 | - |
Net Long-Term Debt Issued (Repaid) | - | 52.69 | 4.11 | -17.25 | - |
Issuance of Common Stock | -0.27 | 116.62 | 0.16 | - | 0.24 |
Repurchase of Common Stock | - | - | -0.77 | -0.62 | -1.5 |
Net Common Stock Issued (Repurchased) | -0.27 | 116.62 | -0.62 | -0.62 | -1.25 |
Repurchase of Preferred Stock | -77.33 | -82.17 | -11.57 | - | - |
Net Preferred Stock Issued (Repurchased) | -77.33 | -82.17 | -11.57 | - | - |
Common Dividends Paid | -3.44 | -3.22 | -2.57 | -2.57 | -7.75 |
Preferred Share Dividends Paid | -6.46 | -8.21 | -9.01 | -9.65 | -9.66 |
Other Financing Activities | 69.09 | 17 | - | - | - |
Financing Cash Flow | 1,442 | 1,706 | 462.83 | 324.17 | -354.76 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Cash Flow | 85.32 | 120.16 | 24.41 | 77.66 | -178.37 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Free Cash Flow | 24.7 | 41.53 | 18.76 | 501.36 | 1,348 |
Free Cash Flow Growth | -66.78% | 121.39% | -96.26% | -62.81% | - |
FCF Margin | 9.81% | 17.18% | 9.96% | 253.50% | 528.02% |
Free Cash Flow Per Share | 0.70 | 1.23 | 0.73 | 19.44 | 52.00 |