Northpointe Bancshares, Inc. (NPB)

NYSE: NPB · Real-Time Price · USD

17.28

+0.07 (0.41%)

At close: Sep 4, 2026, 4:00 PM EDT

17.27

-0.01 (-0.06%)

After-hours: Sep 4, 2026, 7:30 PM EDT

Northpointe Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	89.72	83.41	55.16	33.76	23.24
Depreciation & Amortization	2.98	3.07	3.8	4.02	4.02
Other Amortization	0.21	0.29	0.46	0.36	0.18
Gain (Loss) on Sale of Assets	-0.41	-0.17	1.57	0.04	5.55
Gain (Loss) on Sale of Investments	-0.17	1.04	-3.09	2.6	14.27
Total Asset Writedown	0.33	-	1.47	0.14	-
Provision for Credit Losses	0.02	2.15	0.88	-1.49	2.22
Net Decrease (Increase) in Loans Originated / Sold - Operating	74.07	4.41	58.55	528.28	1,431
Change in Other Net Operating Assets	7.57	26.09	-21.82	2.29	-9
Other Operating Activities	2.26	1.19	-20.48	12.14	-50.07
Operating Cash Flow	103.72	44.29	19.81	504.17	1,352
Operating Cash Flow Growth	182.24%	123.59%	-96.07%	-62.70%	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Capital Expenditures	-1.88	-2.77	-1.05	-2.81	-3.39
Investment in Securities	4	4	6.89	-	-5.82
Purchase / Sale of Intangibles	0.23	-0.3	80.85	-2.72	24.3
Net Decrease (Increase) in Loans Originated / Sold - Investing	-981.47	-1,625	-547.18	-751.98	-1,197
Other Investing Activities	-4.75	-9.07	2.03	6.04	5.4
Investing Cash Flow	-982.98	-1,630	-458.24	-750.68	-1,175

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Long-Term Debt Issued	-	1,282	379.11	350	1,265
Long-Term Debt Repaid	-	-1,047	-389.51	-17.25	-1,587
Net Debt Issued (Repaid)	325.14	235.49	-10.4	332.75	-322
Issuance of Common Stock	2.97	116.62	0.16	-	0.24
Repurchase of Common Stock	-	-	-0.77	-0.62	-1.5
Preferred Share Repurchases	-77.33	-82.17	-11.57	-	-
Common Dividends Paid	-3.45	-3.22	-2.57	-2.57	-7.75
Preferred Dividends Paid	-4.62	-8.21	-9.01	-9.65	-9.66
Total Dividends Paid	-8.06	-11.43	-11.58	-12.22	-17.41
Net Increase (Decrease) in Deposit Accounts	759.24	1,447	497	4.26	-14.09
Financing Cash Flow	1,002	1,706	462.83	324.17	-354.76

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Cash Flow	122.7	120.16	24.41	77.66	-178.37

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Free Cash Flow	101.84	41.53	18.76	501.36	1,348
Free Cash Flow Growth	193.00%	121.39%	-96.26%	-62.81%	-
Free Cash Flow Margin	39.59%	17.48%	10.10%	253.50%	528.02%
Free Cash Flow Per Share	2.90	1.23	0.73	19.44	52.00

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash Interest Paid	252.38	220.95	202.36	164.2	63.51
Cash Income Tax Paid	28.7	28.8	43.35	3.28	2.27

SEC Filings: 10-K · 10-Q