Northpointe Bancshares, Inc. (NPB)
NYSE: NPB · Real-Time Price · USD
17.49
+0.17 (0.98%)
Aug 18, 2026, 11:24 AM EDT - Market open
Northpointe Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Income | 89.72 | 83.41 | 55.16 | 33.76 | 23.24 |
Depreciation & Amortization | 2.98 | 3.07 | 3.8 | 4.02 | 4.02 |
Other Amortization | 0.21 | 0.29 | 0.46 | 0.36 | 0.18 |
Gain (Loss) on Sale of Assets | -0.41 | -0.17 | 1.57 | 0.04 | 5.55 |
Gain (Loss) on Sale of Investments | -0.17 | 1.04 | -3.09 | 2.6 | 14.27 |
Total Asset Writedown | 0.33 | - | 1.47 | 0.14 | - |
Provision for Credit Losses | 0.02 | 2.15 | 0.88 | -1.49 | 2.22 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 74.07 | 4.41 | 58.55 | 528.28 | 1,431 |
Change in Other Net Operating Assets | 7.57 | 26.09 | -21.82 | 2.29 | -9 |
Other Operating Activities | 2.26 | 1.19 | -20.48 | 12.14 | -50.07 |
Operating Cash Flow | 103.72 | 44.29 | 19.81 | 504.17 | 1,352 |
Operating Cash Flow Growth | 182.24% | 123.59% | -96.07% | -62.70% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Capital Expenditures | -1.88 | -2.77 | -1.05 | -2.81 | -3.39 |
Investment in Securities | 4 | 4 | 6.89 | - | -5.82 |
Purchase / Sale of Intangibles | 0.23 | -0.3 | 80.85 | -2.72 | 24.3 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -981.47 | -1,625 | -547.18 | -751.98 | -1,197 |
Other Investing Activities | -4.75 | -9.07 | 2.03 | 6.04 | 5.4 |
Investing Cash Flow | -982.98 | -1,630 | -458.24 | -750.68 | -1,175 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Long-Term Debt Issued | - | 1,282 | 379.11 | 350 | 1,265 |
Long-Term Debt Repaid | - | -1,047 | -389.51 | -17.25 | -1,587 |
Net Debt Issued (Repaid) | 325.14 | 235.49 | -10.4 | 332.75 | -322 |
Issuance of Common Stock | 2.97 | 116.62 | 0.16 | - | 0.24 |
Repurchase of Common Stock | - | - | -0.77 | -0.62 | -1.5 |
Preferred Share Repurchases | -77.33 | -82.17 | -11.57 | - | - |
Common Dividends Paid | -3.45 | -3.22 | -2.57 | -2.57 | -7.75 |
Preferred Dividends Paid | -4.62 | -8.21 | -9.01 | -9.65 | -9.66 |
Total Dividends Paid | -8.06 | -11.43 | -11.58 | -12.22 | -17.41 |
Net Increase (Decrease) in Deposit Accounts | 759.24 | 1,447 | 497 | 4.26 | -14.09 |
Financing Cash Flow | 1,002 | 1,706 | 462.83 | 324.17 | -354.76 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Net Cash Flow | 122.7 | 120.16 | 24.41 | 77.66 | -178.37 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Free Cash Flow | 101.84 | 41.53 | 18.76 | 501.36 | 1,348 |
Free Cash Flow Growth | 193.00% | 121.39% | -96.26% | -62.81% | - |
Free Cash Flow Margin | 39.59% | 17.48% | 10.10% | 253.50% | 528.02% |
Free Cash Flow Per Share | 2.90 | 1.23 | 0.73 | 19.44 | 52.00 |