Northpointe Bancshares Statistics

Total Valuation

NPB has a market cap or net worth of $499.13 million. The enterprise value is $1.43 billion.

Market Cap	499.13M
Enterprise Value	1.43B

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

NPB has 34.30 million shares outstanding.

Current Share Class	34.30M
Shares Outstanding	34.30M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	22.47%
Owned by Institutions (%)	4.94%
Float	18.21M

Valuation Ratios

The trailing PE ratio is 7.95 and the forward PE ratio is 6.66.

PE Ratio	7.95
Forward PE	6.66
PS Ratio	2.02
Forward PS	n/a
PB Ratio	0.81
P/TBV Ratio	1.08
P/FCF Ratio	3.99
P/OCF Ratio	25.20
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	30.26
EV / Sales	7.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.41

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.35%.

Return on Equity (ROE)	12.35%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$349,842
Profits Per Employee	$88,817
Employee Count	531
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NPB has paid $17.72 million in taxes.

Income Tax	17.72M
Effective Tax Rate	24.31%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	54.83
Average Volume (20 Days)	132,981

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NPB had revenue of $185.77 million and earned $47.16 million in profits. Earnings per share was $1.83.

Revenue	185.77M
Gross Profit	185.77M
Operating Income	71.18M
Pretax Income	52.27M
Net Income	47.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.83

Full Income Statement

Balance Sheet

The company has $376.30 million in cash and $1.30 billion in debt, giving a net cash position of -$927.90 million or -$27.05 per share.

Cash & Cash Equivalents	376.30M
Total Debt	1.30B
Net Cash	-927.90M
Net Cash Per Share	-$27.05
Equity (Book Value)	462.49M
Book Value Per Share	18.01
Working Capital	-2.97B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $19.81 million and capital expenditures -$1.05 million, giving a free cash flow of $125.10 million.

Operating Cash Flow	19.81M
Capital Expenditures	-1.05M
Free Cash Flow	125.10M
FCF Per Share	$3.65

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	38.31%
Pretax Margin	39.23%
Profit Margin	29.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	67.34%

Dividends & Yields

NPB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	9.45%
FCF Yield	25.06%

Analyst Forecast

The average price target for NPB is $17.25, which is 18.56% higher than the current price. The consensus rating is "Buy".

Price Target	$17.25
Price Target Difference	18.56%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3