Northpointe Bancshares Statistics

Total Valuation

NPB has a market cap or net worth of $460.66 million. The enterprise value is $1.54 billion.

Market Cap	460.66M
Enterprise Value	1.54B

Important Dates

Earnings Date	n/a
Ex-Dividend Date	Apr 15, 2025

Share Statistics

NPB has 34.36 million shares outstanding. The number of shares has increased by 4.12% in one year.

Current Share Class	30.39M
Shares Outstanding	34.36M
Shares Change (YoY)	+4.12%
Shares Change (QoQ)	+17.24%
Owned by Insiders (%)	37.41%
Owned by Institutions (%)	34.75%
Float	11.72M

Valuation Ratios

The trailing PE ratio is 6.97 and the forward PE ratio is 5.75.

PE Ratio	6.97
Forward PE	5.75
PS Ratio	1.85
Forward PS	1.89
PB Ratio	0.79
P/TBV Ratio	0.79
P/FCF Ratio	6.25
P/OCF Ratio	6.18
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	29.50
EV / Sales	7.90
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	20.78

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	18.85
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$391,164
Profits Per Employee	$104,730
Employee Count	500
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NPB has paid $19.10 million in taxes.

Income Tax	19.10M
Effective Tax Rate	24.10%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	13.42
200-Day Moving Average	n/a
Relative Strength Index (RSI)	51.90
Average Volume (20 Days)	67,940

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NPB had revenue of $195.58 million and earned $52.37 million in profits. Earnings per share was $1.94.

Revenue	195.58M
Gross Profit	195.58M
Operating Income	79.60M
Pretax Income	52.27M
Net Income	52.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.94

Full Income Statement

Balance Sheet

The company has $321.50 million in cash and $1.40 billion in debt, giving a net cash position of -$1.08 billion or -$31.43 per share.

Cash & Cash Equivalents	321.50M
Total Debt	1.40B
Net Cash	-1.08B
Net Cash Per Share	-$31.43
Equity (Book Value)	586.52M
Book Value Per Share	17.09
Working Capital	-3.50B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $75.17 million and capital expenditures -$817,000, giving a free cash flow of $74.36 million.

Operating Cash Flow	75.17M
Capital Expenditures	-817,000
Free Cash Flow	74.36M
FCF Per Share	$2.16

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.70%
Pretax Margin	40.52%
Profit Margin	30.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.02%

Dividends & Yields

This stock pays an annual dividend of $0.03, which amounts to a dividend yield of 0.18%.

Dividend Per Share	$0.03
Dividend Yield	0.18%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	1.29%
Buyback Yield	-4.12%
Shareholder Yield	-3.94%
Earnings Yield	11.27%
FCF Yield	16.00%

Dividend Details

Analyst Forecast

The average price target for NPB is $17.25, which is 28.68% higher than the current price. The consensus rating is "Buy".

Price Target	$17.25
Price Target Difference	28.68%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3