Northpointe Bancshares, Inc. (NPB)

Northpointe Bancshares Statistics

Total Valuation

NPB has a market cap or net worth of $594.33 million. The enterprise value is $1.63 billion.

Market Cap	594.33M
Enterprise Value	1.63B

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Jan 15, 2026

Share Statistics

NPB has 34.49 million shares outstanding. The number of shares has increased by 31.14% in one year.

Current Share Class	30.52M
Shares Outstanding	34.49M
Shares Change (YoY)	+31.14%
Shares Change (QoQ)	-0.69%
Owned by Insiders (%)	34.56%
Owned by Institutions (%)	32.16%
Float	14.30M

Valuation Ratios

The trailing PE ratio is 8.17 and the forward PE ratio is 6.28.

PE Ratio	8.17
Forward PE	6.28
PS Ratio	2.40
Forward PS	2.19
PB Ratio	1.04
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	22.82
EV / Sales	6.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.17%.

Return on Equity (ROE)	16.17%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	$483,107
Profits Per Employee	$144,391
Employee Count	496
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NPB has paid $26.98 million in taxes.

Income Tax	26.98M
Effective Tax Rate	24.44%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	17.55
200-Day Moving Average	16.04
Relative Strength Index (RSI)	45.36
Average Volume (20 Days)	531,352

Short Selling Information

The latest short interest is 492,976, so 1.43% of the outstanding shares have been sold short.

Short Interest	492,976
Short Previous Month	320,027
Short % of Shares Out	1.43%
Short % of Float	3.45%
Short Ratio (days to cover)	1.03

Income Statement

In the last 12 months, NPB had revenue of $239.62 million and earned $71.62 million in profits. Earnings per share was $2.11.

Revenue	239.62M
Gross Profit	239.62M
Operating Income	110.39M
Pretax Income	110.39M
Net Income	71.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.11

Balance Sheet

The company has $496.46 million in cash and $1.54 billion in debt, with a net cash position of -$1.04 billion or -$30.15 per share.

Cash & Cash Equivalents	496.46M
Total Debt	1.54B
Net Cash	-1.04B
Net Cash Per Share	-$30.15
Equity (Book Value)	569.04M
Book Value Per Share	16.50
Working Capital	-4.06B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.07%
Pretax Margin	46.07%
Profit Margin	34.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.10, which amounts to a dividend yield of 0.58%.

Dividend Per Share	$0.10
Dividend Yield	0.58%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	4.74%
Buyback Yield	-31.14%
Shareholder Yield	-30.56%
Earnings Yield	12.05%
FCF Yield	n/a

Analyst Forecast

The average price target for NPB is $19.08, which is 10.74% higher than the current price. The consensus rating is "Buy".

Price Target	$19.08
Price Target Difference	10.74%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2