NerdWallet, Inc. (NRDS)

NASDAQ: NRDS · Real-Time Price · USD

9.88

-0.13 (-1.30%)

At close: Aug 21, 2026, 4:00 PM EDT

9.75

-0.13 (-1.32%)

After-hours: Aug 21, 2026, 7:30 PM EDT

NerdWallet Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	65	48.7	30.4	-11.8	-10.2	-42.5
Depreciation & Amortization	15.6	15.2	15.6	19.3	14.9	10.4
Other Amortization	24.5	31.2	32.8	28.9	22.1	16.7
Stock-Based Compensation	27.6	28.6	37.7	38.8	34.4	17.9
Other Operating Activities	30.3	20	-35.3	5.2	-2	28.3
Change in Accounts Receivable	-15.2	-9.4	-27	10.7	-18.7	-20.2
Change in Accounts Payable	-2.3	-3.6	6.6	-1.8	-5.6	-2.2
Change in Other Net Operating Assets	18.8	0.9	11	-17.2	-9.9	-1.2
Operating Cash Flow	164.3	131.6	71.8	72.1	25	7.2
Operating Cash Flow Growth	97.71%	83.29%	-0.42%	188.40%	247.22%	-53.25%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-0.9	-1.3	-0.6	-0.7	-4.6	-2.3
Cash Acquisitions	-24.2	-13.1	-0.3	-	-68.1	-
Sale (Purchase) of Intangibles	-16.2	-16.9	-20.7	-28.8	-27.6	-20.7
Investment in Securities	-1.7	-2	-8.1	-	-	-
Investing Cash Flow	-43	-33.3	-29.7	-29.5	-100.3	-23

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Short-Term Debt Issued	-	4.4	-	7.5	70	-
Total Debt Issued	-4.3	4.4	-	7.5	70	-
Short-Term Debt Repaid	-	-	-2	-7.5	-70	-
Long-Term Debt Repaid	-	-	-	-	-	-28.5
Total Debt Repaid	-1.7	-	-2	-7.5	-70	-28.5
Net Debt Issued (Repaid)	-6	4.4	-2	-	-	-28.5
Issuance of Common Stock	3.8	3.2	7.7	13.2	12.2	151
Repurchase of Common Stock	-162.2	-73.7	-82.2	-21.1	-0.6	-14.8
Other Financing Activities	-	-	-	-18.3	-20	-5.4
Financing Cash Flow	-164.4	-66.1	-76.5	-26.2	-8.4	100.2

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Foreign Exchange Rate Adjustments	-0.2	-0.2	0.3	0.1	-0.2	-
Net Cash Flow	-43.3	32	-34.1	16.5	-83.9	84.4

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	163.4	130.3	71.2	71.4	20.4	4.9
Free Cash Flow Growth	99.51%	83.01%	-0.28%	250.00%	316.33%	-65.25%
Free Cash Flow Margin	19.00%	15.57%	10.36%	11.91%	3.79%	1.29%
Free Cash Flow Per Share	2.28	1.72	0.90	0.93	0.29	0.09
Levered Free Cash Flow	113.51	88.08	64.96	32.13	7.74	25.93
Unlevered Free Cash Flow	113.89	88.45	65.4	32.63	9.3	26.74

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Interest Paid	0.4	0.3	0.3	0.3	1.9	2.5
Cash Income Tax Paid	-	15.1	16	13.5	4	0.3
Change in Working Capital	1.3	-12.1	-9.4	-8.3	-34.2	-23.6

SEC Filings: 10-K · 10-Q