NerdWallet, Inc. (NRDS)
NASDAQ: NRDS · Real-Time Price · USD
7.31
-0.39 (-5.06%)
Nov 12, 2026, 4:00 PM EST - Market closed
NerdWallet Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 53.6 | 48.7 | 30.4 | -11.8 | -10.2 | -42.5 |
Depreciation & Amortization | 15.8 | 15.2 | 15.6 | 19.3 | 14.9 | 10.4 |
Other Amortization | 22.7 | 31.2 | 32.8 | 28.9 | 22.1 | 16.7 |
Stock-Based Compensation | 31.2 | 28.6 | 37.7 | 38.8 | 34.4 | 17.9 |
Other Operating Activities | 18.6 | 20 | -35.3 | 5.2 | -2 | 28.3 |
Change in Accounts Receivable | -0.1 | -9.4 | -27 | 10.7 | -18.7 | -20.2 |
Change in Accounts Payable | 2.7 | -3.6 | 6.6 | -1.8 | -5.6 | -2.2 |
Change in Other Net Operating Assets | 2.5 | 0.9 | 11 | -17.2 | -9.9 | -1.2 |
Operating Cash Flow | 147 | 131.6 | 71.8 | 72.1 | 25 | 7.2 |
Operating Cash Flow Growth | 43.28% | 83.29% | -0.42% | 188.40% | 247.22% | -53.25% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1 | -1.3 | -0.6 | -0.7 | -4.6 | -2.3 |
Cash Acquisitions | -29.3 | -13.1 | -0.3 | - | -68.1 | - |
Sale (Purchase) of Intangibles | -14.8 | -16.9 | -20.7 | -28.8 | -27.6 | -20.7 |
Investment in Securities | 0.3 | -2 | -8.1 | - | - | - |
Investing Cash Flow | -44.8 | -33.3 | -29.7 | -29.5 | -100.3 | -23 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 4.4 | - | 7.5 | 70 | - |
Total Debt Issued | 1.1 | 4.4 | - | 7.5 | 70 | - |
Short-Term Debt Repaid | - | - | -2 | -7.5 | -70 | - |
Long-Term Debt Repaid | - | - | - | - | - | -28.5 |
Total Debt Repaid | -3.2 | - | -2 | -7.5 | -70 | -28.5 |
Net Debt Issued (Repaid) | -2.1 | 4.4 | -2 | - | - | -28.5 |
Issuance of Common Stock | 4.4 | 3.2 | 7.7 | 13.2 | 12.2 | 151 |
Repurchase of Common Stock | -151.6 | -73.7 | -82.2 | -21.1 | -0.6 | -14.8 |
Other Financing Activities | - | - | - | -18.3 | -20 | -5.4 |
Financing Cash Flow | -149.3 | -66.1 | -76.5 | -26.2 | -8.4 | 100.2 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | - | -0.2 | 0.3 | 0.1 | -0.2 | - |
Net Cash Flow | -47.1 | 32 | -34.1 | 16.5 | -83.9 | 84.4 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 146 | 130.3 | 71.2 | 71.4 | 20.4 | 4.9 |
Free Cash Flow Growth | 43.98% | 83.01% | -0.28% | 250.00% | 316.33% | -65.25% |
Free Cash Flow Margin | 16.51% | 15.57% | 10.36% | 11.91% | 3.79% | 1.29% |
Free Cash Flow Per Share | 2.13 | 1.72 | 0.90 | 0.93 | 0.29 | 0.09 |
Levered Free Cash Flow | 110.6 | 88.08 | 64.96 | 32.13 | 7.74 | 25.93 |
Unlevered Free Cash Flow | 110.98 | 88.45 | 65.4 | 32.63 | 9.3 | 26.74 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 0.4 | 0.3 | 0.3 | 0.3 | 1.9 | 2.5 |
Cash Income Tax Paid | - | 15.1 | 16 | 13.5 | 4 | 0.3 |
Change in Working Capital | 5.1 | -12.1 | -9.4 | -8.3 | -34.2 | -23.6 |