NerdWallet Statistics
Total Valuation
NerdWallet has a market cap or net worth of $625.81 million. The enterprise value is $576.01 million.
| Market Cap | 625.81M |
| Enterprise Value | 576.01M |
Important Dates
The last earnings date was Thursday, August 6, 2026, after market close.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NerdWallet has 63.92 million shares outstanding. The number of shares has decreased by -8.62% in one year.
| Current Share Class | 32.24M |
| Shares Outstanding | 63.92M |
| Shares Change (YoY) | -8.62% |
| Shares Change (QoQ) | -5.32% |
| Owned by Insiders (%) | 52.02% |
| Owned by Institutions (%) | 39.43% |
| Float | 27.38M |
Valuation Ratios
The trailing PE ratio is 10.74 and the forward PE ratio is 10.09.
| PE Ratio | 10.74 |
| Forward PE | 10.09 |
| PS Ratio | 0.74 |
| Forward PS | 0.67 |
| PB Ratio | 1.98 |
| P/TBV Ratio | 3.71 |
| P/FCF Ratio | 3.87 |
| P/OCF Ratio | 3.85 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.57, with an EV/FCF ratio of 3.57.
| EV / Earnings | 8.97 |
| EV / Sales | 0.68 |
| EV / EBITDA | 5.57 |
| EV / EBIT | 6.54 |
| EV / FCF | 3.57 |
Financial Position
The company has a current ratio of 2.62, with a Debt / Equity ratio of 0.04.
| Current Ratio | 2.62 |
| Quick Ratio | 2.37 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.11 |
| Debt / FCF | 0.07 |
| Interest Coverage | 148.50 |
Financial Efficiency
Return on equity (ROE) is 18.16% and return on invested capital (ROIC) is 22.08%.
| Return on Equity (ROE) | 18.16% |
| Return on Assets (ROA) | 12.46% |
| Return on Invested Capital (ROIC) | 22.08% |
| Return on Capital Employed (ROCE) | 26.12% |
| Weighted Average Cost of Capital (WACC) | 10.88% |
| Revenue Per Employee | $1.32M |
| Profits Per Employee | $100,000 |
| Employee Count | 650 |
| Asset Turnover | 1.92 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NerdWallet has paid $25.70 million in taxes.
| Income Tax | 25.70M |
| Effective Tax Rate | 28.34% |
Stock Price Statistics
The stock price has decreased by -5.23% in the last 52 weeks. The beta is 1.23, so NerdWallet's price volatility has been higher than the market average.
| Beta (5Y) | 1.23 |
| 52-Week Price Change | -5.23% |
| 50-Day Moving Average | 9.33 |
| 200-Day Moving Average | 10.90 |
| Relative Strength Index (RSI) | 52.62 |
| Average Volume (20 Days) | 764,505 |
Short Selling Information
The latest short interest is 3.64 million, so 5.70% of the outstanding shares have been sold short.
| Short Interest | 3.64M |
| Short Previous Month | 3.67M |
| Short % of Shares Out | 5.70% |
| Short % of Float | 13.30% |
| Short Ratio (days to cover) | 6.32 |
Income Statement
In the last 12 months, NerdWallet had revenue of $860.00 million and earned $65.00 million in profits. Earnings per share was $0.91.
| Revenue | 860.00M |
| Gross Profit | 804.10M |
| Operating Income | 89.10M |
| Pretax Income | 90.70M |
| Net Income | 65.00M |
| EBITDA | 104.70M |
| EBIT | 89.10M |
| Earnings Per Share (EPS) | $0.91 |
Balance Sheet
The company has $62.00 million in cash and $12.20 million in debt, with a net cash position of $49.80 million or $0.78 per share.
| Cash & Cash Equivalents | 62.00M |
| Total Debt | 12.20M |
| Net Cash | 49.80M |
| Net Cash Per Share | $0.78 |
| Equity (Book Value) | 325.80M |
| Book Value Per Share | 5.10 |
| Working Capital | 124.40M |
Cash Flow
In the last 12 months, operating cash flow was $164.30 million and capital expenditures -$900,000, giving a free cash flow of $163.40 million.
| Operating Cash Flow | 164.30M |
| Capital Expenditures | -900,000 |
| Depreciation & Amortization | 15.60M |
| Net Borrowing | -6.00M |
| Free Cash Flow | 163.40M |
| FCF Per Share | $2.56 |
Margins
Gross margin is 93.50%, with operating and profit margins of 10.36% and 7.56%.
| Gross Margin | 93.50% |
| Operating Margin | 10.36% |
| Pretax Margin | 10.55% |
| Profit Margin | 7.56% |
| EBITDA Margin | 12.17% |
| EBIT Margin | 10.36% |
| FCF Margin | 19.00% |
Dividends & Yields
NerdWallet does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 8.62% |
| Shareholder Yield | 8.62% |
| Earnings Yield | 10.27% |
| FCF Yield | 25.82% |
Analyst Forecast
The average price target for NerdWallet is $11.80, which is 20.53% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.80 |
| Price Target Difference | 20.53% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 7.19% |
| EPS Growth Forecast (3Y) | 71.80% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
NerdWallet has an Altman Z-Score of 7.45 and a Piotroski F-Score of 6.
| Altman Z-Score | 7.45 |
| Piotroski F-Score | 6 |