Sandy Spring Bancorp Statistics
Total Valuation
NerdWallet has a market cap or net worth of $684.03 million. The enterprise value is $578.73 million.
Important Dates
The last earnings date was Thursday, August 7, 2025, after market close.
| Earnings Date | Aug 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
NerdWallet has 74.51 million shares outstanding. The number of shares has increased by 1.29% in one year.
| Current Share Class | 42.83M |
| Shares Outstanding | 74.51M |
| Shares Change (YoY) | +1.29% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 45.05% |
| Owned by Institutions (%) | 30.46% |
| Float | 30.49M |
Valuation Ratios
The trailing PE ratio is 15.33 and the forward PE ratio is 15.20.
| PE Ratio | 15.33 |
| Forward PE | 15.20 |
| PS Ratio | 0.89 |
| Forward PS | n/a |
| PB Ratio | 0.00 |
| P/TBV Ratio | 2.79 |
| P/FCF Ratio | 8.35 |
| P/OCF Ratio | 8.23 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.02, with an EV/FCF ratio of 7.07.
| EV / Earnings | 12.29 |
| EV / Sales | 0.75 |
| EV / EBITDA | 11.02 |
| EV / EBIT | 16.21 |
| EV / FCF | 7.07 |
Financial Position
The company has a current ratio of 3.44
| Current Ratio | 3.44 |
| Quick Ratio | 2.93 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 59.50 |
Financial Efficiency
Return on equity (ROE) is 12.24% and return on invested capital (ROIC) is 5.74%.
| Return on Equity (ROE) | 12.24% |
| Return on Assets (ROA) | 4.84% |
| Return on Invested Capital (ROIC) | 5.74% |
| Return on Capital Employed (ROCE) | 8.78% |
| Revenue Per Employee | $1.19M |
| Profits Per Employee | $72,462 |
| Employee Count | 650 |
| Asset Turnover | 1.67 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -25.80M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -13.80% in the last 52 weeks. The beta is 1.45, so NerdWallet's price volatility has been higher than the market average.
| Beta (5Y) | 1.45 |
| 52-Week Price Change | -13.80% |
| 50-Day Moving Average | 10.82 |
| 200-Day Moving Average | 11.62 |
| Relative Strength Index (RSI) | 28.02 |
| Average Volume (20 Days) | 528,973 |
Short Selling Information
The latest short interest is 2.23 million, so 2.99% of the outstanding shares have been sold short.
| Short Interest | 2.23M |
| Short Previous Month | 1.96M |
| Short % of Shares Out | 2.99% |
| Short % of Float | 7.31% |
| Short Ratio (days to cover) | 5.45 |
Income Statement
In the last 12 months, NerdWallet had revenue of $771.20 million and earned $47.10 million in profits. Earnings per share was $0.60.
| Revenue | 771.20M |
| Gross Profit | 702.00M |
| Operating Income | 35.70M |
| Pretax Income | 6.50M |
| Net Income | 47.10M |
| EBITDA | 52.50M |
| EBIT | 35.70M |
| Earnings Per Share (EPS) | $0.60 |
Full Income StatementBalance Sheet
The company has $105.30 million in cash and n/a in debt, giving a net cash position of $105.30 million or $1.41 per share.
| Cash & Cash Equivalents | 105.30M |
| Total Debt | n/a |
| Net Cash | 105.30M |
| Net Cash Per Share | $1.41 |
| Equity (Book Value) | 390.00M |
| Book Value Per Share | 5,184.58 |
| Working Capital | 169.40M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $83.10 million and capital expenditures -$1.20 million, giving a free cash flow of $81.90 million.
| Operating Cash Flow | 83.10M |
| Capital Expenditures | -1.20M |
| Free Cash Flow | 81.90M |
| FCF Per Share | $1.10 |
Full Cash Flow StatementMargins
Gross margin is 91.03%, with operating and profit margins of 4.63% and 6.11%.
| Gross Margin | 91.03% |
| Operating Margin | 4.63% |
| Pretax Margin | 2.76% |
| Profit Margin | 6.11% |
| EBITDA Margin | 6.81% |
| EBIT Margin | 4.63% |
| FCF Margin | 10.62% |
Dividends & Yields
NerdWallet does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.29% |
| Shareholder Yield | -1.29% |
| Earnings Yield | 6.89% |
| FCF Yield | 11.97% |
Analyst Forecast
The average price target for NerdWallet is $13.00, which is 41.61% higher than the current price. The consensus rating is "Buy".
| Price Target | $13.00 |
| Price Target Difference | 41.61% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | 7.31% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
