NerdWallet Statistics

Total Valuation

NerdWallet has a market cap or net worth of $797.28 million. The enterprise value is $717.38 million.

Market Cap	797.28M
Enterprise Value	717.38M

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025, after market close.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	n/a

Share Statistics

NerdWallet has 74.51 million shares outstanding. The number of shares has increased by 0.97% in one year.

Current Share Class	42.83M
Shares Outstanding	74.51M
Shares Change (YoY)	+0.97%
Shares Change (QoQ)	+0.66%
Owned by Insiders (%)	44.66%
Owned by Institutions (%)	30.45%
Float	30.77M

Valuation Ratios

The trailing PE ratio is 28.34 and the forward PE ratio is 21.51.

PE Ratio	28.34
Forward PE	21.51
PS Ratio	1.10
Forward PS	0.96
PB Ratio	2.14
P/TBV Ratio	3.48
P/FCF Ratio	10.63
P/OCF Ratio	10.52
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 23.22, with an EV/FCF ratio of 9.57.

EV / Earnings	24.32
EV / Sales	0.98
EV / EBITDA	23.22
EV / EBIT	46.58
EV / FCF	9.57

Financial Position

The company has a current ratio of 2.68, with a Debt / Equity ratio of 0.03.

Current Ratio	2.68
Quick Ratio	2.43
Debt / Equity	0.03
Debt / EBITDA	0.37
Debt / FCF	0.16
Interest Coverage	25.67

Financial Efficiency

Return on equity (ROE) is 7.86% and return on invested capital (ROIC) is 2.50%.

Return on Equity (ROE)	7.86%
Return on Assets (ROA)	2.09%
Return on Invested Capital (ROIC)	2.50%
Return on Capital Employed (ROCE)	4.00%
Revenue Per Employee	$1.13M
Profits Per Employee	$45,385
Employee Count	650
Asset Turnover	1.60
Inventory Turnover	n/a

Taxes

Income Tax	-28.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -19.12% in the last 52 weeks. The beta is 1.47, so NerdWallet's price volatility has been higher than the market average.

Beta (5Y)	1.47
52-Week Price Change	-19.12%
50-Day Moving Average	10.09
200-Day Moving Average	11.91
Relative Strength Index (RSI)	50.42
Average Volume (20 Days)	376,231

Short Selling Information

The latest short interest is 2.04 million, so 2.74% of the outstanding shares have been sold short.

Short Interest	2.04M
Short Previous Month	1.99M
Short % of Shares Out	2.74%
Short % of Float	6.63%
Short Ratio (days to cover)	4.16

Income Statement

In the last 12 months, NerdWallet had revenue of $734.90 million and earned $29.50 million in profits. Earnings per share was $0.38.

Revenue	734.90M
Gross Profit	667.40M
Operating Income	15.40M
Pretax Income	6.50M
Net Income	29.50M
EBITDA	30.90M
EBIT	15.40M
Earnings Per Share (EPS)	$0.38

Full Income Statement

Balance Sheet

The company has $92.20 million in cash and $12.30 million in debt, giving a net cash position of $79.90 million or $1.07 per share.

Cash & Cash Equivalents	92.20M
Total Debt	12.30M
Net Cash	79.90M
Net Cash Per Share	$1.07
Equity (Book Value)	371.60M
Book Value Per Share	4.99
Working Capital	151.50M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $75.80 million and capital expenditures -$800,000, giving a free cash flow of $75.00 million.

Operating Cash Flow	75.80M
Capital Expenditures	-800,000
Free Cash Flow	75.00M
FCF Per Share	$1.01

Full Cash Flow Statement

Margins

Gross margin is 90.82%, with operating and profit margins of 2.10% and 4.01%.

Gross Margin	90.82%
Operating Margin	2.10%
Pretax Margin	0.20%
Profit Margin	4.01%
EBITDA Margin	4.20%
EBIT Margin	2.10%
FCF Margin	10.21%

Dividends & Yields

NerdWallet does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.97%
Shareholder Yield	-0.97%
Earnings Yield	3.70%
FCF Yield	9.41%

Analyst Forecast

The average price target for NerdWallet is $15.17, which is 41.78% higher than the current price. The consensus rating is "Buy".

Price Target	$15.17
Price Target Difference	41.78%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	7.31%
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NerdWallet has an Altman Z-Score of 7.34 and a Piotroski F-Score of 6.

Altman Z-Score	7.34
Piotroski F-Score	6