NerdWallet, Inc. (NRDS)
NASDAQ: NRDS · Real-Time Price · USD
8.55
+0.25 (3.01%)
Apr 17, 2025, 4:00 PM EDT - Market closed

NerdWallet Statistics

Total Valuation

NerdWallet has a market cap or net worth of $632.88 million. The enterprise value is $573.28 million.

Market Cap 632.88M
Enterprise Value 573.28M

Important Dates

The next estimated earnings date is Monday, April 28, 2025, after market close.

Earnings Date Apr 28, 2025
Ex-Dividend Date n/a

Share Statistics

NerdWallet has 74.11 million shares outstanding. The number of shares has increased by 2.87% in one year.

Current Share Class 42.42M
Shares Outstanding 74.11M
Shares Change (YoY) +2.87%
Shares Change (QoQ) -4.67%
Owned by Insiders (%) 44.80%
Owned by Institutions (%) 32.78%
Float 30.44M

Valuation Ratios

The trailing PE ratio is 22.47 and the forward PE ratio is 27.76.

PE Ratio 22.47
Forward PE 27.76
PS Ratio 0.95
Forward PS 0.82
PB Ratio 1.74
P/TBV Ratio 2.90
P/FCF Ratio 8.89
P/OCF Ratio 8.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.19, with an EV/FCF ratio of 8.05.

EV / Earnings 18.86
EV / Sales 0.83
EV / EBITDA 16.19
EV / EBIT 28.95
EV / FCF 8.05

Financial Position

The company has a current ratio of 3.27, with a Debt / Equity ratio of 0.02.

Current Ratio 3.27
Quick Ratio 2.95
Debt / Equity 0.02
Debt / EBITDA 0.24
Debt / FCF 0.13
Interest Coverage 28.29

Financial Efficiency

Return on equity (ROE) is 8.32% and return on invested capital (ROIC) is 3.30%.

Return on Equity (ROE) 8.32%
Return on Assets (ROA) 2.89%
Return on Invested Capital (ROIC) 3.30%
Return on Capital Employed (ROCE) 5.25%
Revenue Per Employee $1.06M
Profits Per Employee $46,769
Employee Count 650
Asset Turnover 1.61
Inventory Turnover n/a

Taxes

Income Tax -25.40M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -36.05% in the last 52 weeks. The beta is 1.42, so NerdWallet's price volatility has been higher than the market average.

Beta (5Y) 1.42
52-Week Price Change -36.05%
50-Day Moving Average 10.04
200-Day Moving Average 12.58
Relative Strength Index (RSI) 43.07
Average Volume (20 Days) 540,938

Short Selling Information

The latest short interest is 2.55 million, so 3.44% of the outstanding shares have been sold short.

Short Interest 2.55M
Short Previous Month 2.22M
Short % of Shares Out 3.44%
Short % of Float 8.37%
Short Ratio (days to cover) 4.67

Income Statement

In the last 12 months, NerdWallet had revenue of $687.60 million and earned $30.40 million in profits. Earnings per share was $0.38.

Revenue 687.60M
Gross Profit 624.10M
Operating Income 19.80M
Pretax Income 6.50M
Net Income 30.40M
EBITDA 35.40M
EBIT 19.80M
Earnings Per Share (EPS) $0.38
Full Income Statement

Balance Sheet

The company has $68.50 million in cash and $8.90 million in debt, giving a net cash position of $59.60 million or $0.80 per share.

Cash & Cash Equivalents 68.50M
Total Debt 8.90M
Net Cash 59.60M
Net Cash Per Share $0.80
Equity (Book Value) 364.20M
Book Value Per Share 4.91
Working Capital 136.60M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $71.80 million and capital expenditures -$600,000, giving a free cash flow of $71.20 million.

Operating Cash Flow 71.80M
Capital Expenditures -600,000
Free Cash Flow 71.20M
FCF Per Share $0.96
Full Cash Flow Statement

Margins

Gross margin is 90.76%, with operating and profit margins of 2.88% and 4.42%.

Gross Margin 90.76%
Operating Margin 2.88%
Pretax Margin 0.73%
Profit Margin 4.42%
EBITDA Margin 5.15%
EBIT Margin 2.88%
FCF Margin 10.35%

Dividends & Yields

NerdWallet does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.87%
Shareholder Yield n/a
Earnings Yield 4.80%
FCF Yield 11.25%

Analyst Forecast

The average price target for NerdWallet is $17.00, which is 98.83% higher than the current price. The consensus rating is "Buy".

Price Target $17.00
Price Target Difference 98.83%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) 6.34%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

NerdWallet has an Altman Z-Score of 10.31 and a Piotroski F-Score of 5.

Altman Z-Score 10.31
Piotroski F-Score 5