NerdWallet, Inc. (NRDS)
NASDAQ: NRDS · Real-Time Price · USD
10.81
-0.35 (-3.14%)
Mar 9, 2026, 4:00 PM EDT - Market closed

NerdWallet Statistics

Total Valuation

NerdWallet has a market cap or net worth of $721.95 million. The enterprise value is $636.25 million.

Market Cap721.95M
Enterprise Value 636.25M

Important Dates

The last earnings date was Wednesday, February 25, 2026, after market close.

Earnings Date Feb 25, 2026
Ex-Dividend Date n/a

Share Statistics

NerdWallet has 66.79 million shares outstanding. The number of shares has decreased by -3.80% in one year.

Current Share Class 35.10M
Shares Outstanding 66.79M
Shares Change (YoY) -3.80%
Shares Change (QoQ) -3.64%
Owned by Insiders (%) 50.02%
Owned by Institutions (%) 39.03%
Float 28.13M

Valuation Ratios

The trailing PE ratio is 16.89 and the forward PE ratio is 11.60.

PE Ratio 16.89
Forward PE 11.60
PS Ratio 0.86
Forward PS 0.81
PB Ratio 2.06
P/TBV Ratio 3.15
P/FCF Ratio 5.54
P/OCF Ratio 5.49
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.91, with an EV/FCF ratio of 4.88.

EV / Earnings 13.06
EV / Sales 0.76
EV / EBITDA 7.91
EV / EBIT 9.76
EV / FCF 4.88

Financial Position

The company has a current ratio of 3.45, with a Debt / Equity ratio of 0.04.

Current Ratio 3.45
Quick Ratio 3.17
Debt / Equity 0.04
Debt / EBITDA 0.18
Debt / FCF 0.11
Interest Coverage 108.67

Financial Efficiency

Return on equity (ROE) is 13.19% and return on invested capital (ROIC) is 15.92%.

Return on Equity (ROE) 13.19%
Return on Assets (ROA) 9.07%
Return on Invested Capital (ROIC) 15.92%
Return on Capital Employed (ROCE) 16.71%
Weighted Average Cost of Capital (WACC) 12.01%
Revenue Per Employee $1.29M
Profits Per Employee $74,923
Employee Count650
Asset Turnover 1.86
Inventory Turnover n/a

Taxes

In the past 12 months, NerdWallet has paid $19.50 million in taxes.

Income Tax 19.50M
Effective Tax Rate 28.59%

Stock Price Statistics

The stock price has increased by +15.00% in the last 52 weeks. The beta is 1.45, so NerdWallet's price volatility has been higher than the market average.

Beta (5Y) 1.45
52-Week Price Change +15.00%
50-Day Moving Average 11.84
200-Day Moving Average 11.67
Relative Strength Index (RSI) 47.56
Average Volume (20 Days) 1,258,986

Short Selling Information

The latest short interest is 4.62 million, so 6.91% of the outstanding shares have been sold short.

Short Interest 4.62M
Short Previous Month 3.43M
Short % of Shares Out 6.91%
Short % of Float 16.41%
Short Ratio (days to cover) 5.08

Income Statement

In the last 12 months, NerdWallet had revenue of $836.60 million and earned $48.70 million in profits. Earnings per share was $0.64.

Revenue836.60M
Gross Profit 772.90M
Operating Income 65.20M
Pretax Income 68.20M
Net Income 48.70M
EBITDA 80.40M
EBIT 65.20M
Earnings Per Share (EPS) $0.64
Full Income Statement

Balance Sheet

The company has $100.60 million in cash and $14.90 million in debt, with a net cash position of $85.70 million or $1.28 per share.

Cash & Cash Equivalents 100.60M
Total Debt 14.90M
Net Cash 85.70M
Net Cash Per Share $1.28
Equity (Book Value) 374.50M
Book Value Per Share 5.25
Working Capital 173.80M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $131.60 million and capital expenditures -$1.30 million, giving a free cash flow of $130.30 million.

Operating Cash Flow 131.60M
Capital Expenditures -1.30M
Free Cash Flow 130.30M
FCF Per Share $1.95
Full Cash Flow Statement

Margins

Gross margin is 92.39%, with operating and profit margins of 7.79% and 5.82%.

Gross Margin 92.39%
Operating Margin 7.79%
Pretax Margin 8.15%
Profit Margin 5.82%
EBITDA Margin 9.61%
EBIT Margin 7.79%
FCF Margin 15.57%

Dividends & Yields

NerdWallet does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.80%
Shareholder Yield 3.80%
Earnings Yield 6.75%
FCF Yield 18.05%

Analyst Forecast

The average price target for NerdWallet is $15.17, which is 40.33% higher than the current price. The consensus rating is "Buy".

Price Target $15.17
Price Target Difference 40.33%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) 5.26%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

NerdWallet has an Altman Z-Score of 8.05 and a Piotroski F-Score of 7.

Altman Z-Score 8.05
Piotroski F-Score 7