NerdWallet Statistics
Total Valuation
NerdWallet has a market cap or net worth of $1.10 billion. The enterprise value is $988.76 million.
Important Dates
The last earnings date was Thursday, November 6, 2025, after market close.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
NerdWallet has 72.71 million shares outstanding. The number of shares has increased by 1.10% in one year.
| Current Share Class | 41.03M |
| Shares Outstanding | 72.71M |
| Shares Change (YoY) | +1.10% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 46.15% |
| Owned by Institutions (%) | 31.15% |
| Float | 30.17M |
Valuation Ratios
The trailing PE ratio is 16.14 and the forward PE ratio is 16.86.
| PE Ratio | 16.14 |
| Forward PE | 16.86 |
| PS Ratio | 1.41 |
| Forward PS | 1.24 |
| PB Ratio | 2.80 |
| P/TBV Ratio | 4.18 |
| P/FCF Ratio | 10.80 |
| P/OCF Ratio | 10.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.66, with an EV/FCF ratio of 9.75.
| EV / Earnings | 13.49 |
| EV / Sales | 1.24 |
| EV / EBITDA | 13.66 |
| EV / EBIT | 17.38 |
| EV / FCF | 9.75 |
Financial Position
The company has a current ratio of 3.70, with a Debt / Equity ratio of 0.04.
| Current Ratio | 3.70 |
| Quick Ratio | 3.32 |
| Debt / Equity | 0.04 |
| Debt / EBITDA | 0.19 |
| Debt / FCF | 0.14 |
| Interest Coverage | 81.29 |
Financial Efficiency
Return on equity (ROE) is 20.23% and return on invested capital (ROIC) is 9.53%.
| Return on Equity (ROE) | 20.23% |
| Return on Assets (ROA) | 7.95% |
| Return on Invested Capital (ROIC) | 9.53% |
| Return on Capital Employed (ROCE) | 13.60% |
| Revenue Per Employee | $1.22M |
| Profits Per Employee | $112,769 |
| Employee Count | 650 |
| Asset Turnover | 1.78 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -24.30M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +5.76% in the last 52 weeks. The beta is 1.45, so NerdWallet's price volatility has been higher than the market average.
| Beta (5Y) | 1.45 |
| 52-Week Price Change | +5.76% |
| 50-Day Moving Average | 12.01 |
| 200-Day Moving Average | 10.71 |
| Relative Strength Index (RSI) | 73.41 |
| Average Volume (20 Days) | 820,344 |
Short Selling Information
The latest short interest is 2.54 million, so 3.49% of the outstanding shares have been sold short.
| Short Interest | 2.54M |
| Short Previous Month | 2.49M |
| Short % of Shares Out | 3.49% |
| Short % of Float | 8.41% |
| Short Ratio (days to cover) | 5.22 |
Income Statement
In the last 12 months, NerdWallet had revenue of $795.00 million and earned $73.30 million in profits. Earnings per share was $0.93.
| Revenue | 795.00M |
| Gross Profit | 728.20M |
| Operating Income | 56.90M |
| Pretax Income | 49.00M |
| Net Income | 73.30M |
| EBITDA | 72.40M |
| EBIT | 56.90M |
| Earnings Per Share (EPS) | $0.93 |
Full Income StatementBalance Sheet
The company has $120.60 million in cash and $14.30 million in debt, giving a net cash position of $106.30 million or $1.46 per share.
| Cash & Cash Equivalents | 120.60M |
| Total Debt | 14.30M |
| Net Cash | 106.30M |
| Net Cash Per Share | $1.46 |
| Equity (Book Value) | 402.40M |
| Book Value Per Share | 5.38 |
| Working Capital | 200.70M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $102.60 million and capital expenditures -$1.20 million, giving a free cash flow of $101.40 million.
| Operating Cash Flow | 102.60M |
| Capital Expenditures | -1.20M |
| Free Cash Flow | 101.40M |
| FCF Per Share | $1.39 |
Full Cash Flow StatementMargins
Gross margin is 91.60%, with operating and profit margins of 7.16% and 9.22%.
| Gross Margin | 91.60% |
| Operating Margin | 7.16% |
| Pretax Margin | 6.16% |
| Profit Margin | 9.22% |
| EBITDA Margin | 9.11% |
| EBIT Margin | 7.16% |
| FCF Margin | 12.75% |
Dividends & Yields
NerdWallet does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.10% |
| Shareholder Yield | -1.10% |
| Earnings Yield | 6.69% |
| FCF Yield | 9.26% |
Analyst Forecast
The average price target for NerdWallet is $15.40, which is 2.26% higher than the current price. The consensus rating is "Buy".
| Price Target | $15.40 |
| Price Target Difference | 2.26% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | 8.21% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
NerdWallet has an Altman Z-Score of 7.75 and a Piotroski F-Score of 7.
| Altman Z-Score | 7.75 |
| Piotroski F-Score | 7 |
