Northrim BanCorp Inc. (NRIM)
Stock Price Chart
Key Info
| Market Cap | 145.51M |
| Revenue (ttm) | 108.93M |
| Net Income (ttm) | 17.41M |
| Shares Out | 6.37M |
| EPS (ttm) | 3.49 |
| PE Ratio | 6.55 |
| Forward PE | 6.09 |
| Dividend | $1.36 |
| Dividend Yield | 5.95% |
Stock Quote
| Trading Day | Aug 3, 2020 |
| Last Price | $22.85 |
| Previous Close | $23.02 |
| Change ($) | -0.17 |
| Change (%) | -0.74% |
| Day's Open | 23.02 |
| Day's Range | 22.72 - 23.34 |
| Day's Volume | 20,930 |
| 52-Week Range | 17.32 - 42.28 |
More Stats
| Market Cap | 145.51M |
| Enterprise Value | 120.57M |
| Earnings Date (est) | Nov 2, 2020 |
| Ex-Dividend Date | Jun 10, 2020 |
| Shares Outstanding | 6.37M |
| Float | 6.24M |
| EPS (basic) | 2.61 |
| EPS (diluted) | 3.49 |
| FCF / Share | -4.75 |
| Dividend | $1.36 |
| Dividend Yield | 5.95% |
| Earnings Yield | 15.27% |
| FCF Yield | n/a |
| Payout Ratio | 49.80% |
| Shares Short | 120,882 |
| Short Ratio | 2.61 |
| Short % of Float | 1.39% |
| Beta | 0.60 |
| PE Ratio | 6.55 |
| Forward PE | 6.09 |
| P/FCF Ratio | n/a |
| PS Ratio | 1.34 |
| PB Ratio | 0.74 |
| Revenue | 108.93M |
| Operating Income | 21.89M |
| Net Income | 17.41M |
| Free Cash Flow | -30.70M |
| Net Cash | 24.94M |
| Net Cash / Share | 3.92 |
| Gross Margin | 93.69% |
| Operating Margin | 20.10% |
| Profit Margin | 17.30% |
| FCF Margin | -28.18% |
| ROA | 1.29% |
| ROE | 11.16% |
| ROIC | 1.40% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 103 | 93.88 | 94.95 | 97.32 | 99.76 | 72.96 | 57.56 | 59.21 | 53.46 | 51.01 |
| Revenue Growth | 9.68% | -1.13% | -2.44% | -2.45% | 36.73% | 26.77% | -2.8% | 10.77% | 4.8% | - |
| Gross Profit | 103 | 93.88 | 94.95 | 97.32 | 99.76 | 72.96 | 57.56 | 59.21 | 53.46 | 51.01 |
| Operating Income | 26.13 | 24.88 | 24.49 | 21.39 | 27.16 | 24.93 | 18.66 | 19.61 | 16.70 | 13.38 |
| Net Income | 20.69 | 20.00 | 13.15 | 14.41 | 17.78 | 17.41 | 12.33 | 12.95 | 11.40 | 9.07 |
| Shares Outstanding | 6.71 | 6.88 | 6.89 | 6.88 | 6.86 | 6.76 | 6.52 | 6.48 | 6.44 | 6.40 |
| Earnings Per Share | 3.04 | 2.86 | 1.88 | 2.06 | 2.56 | 2.54 | 1.87 | 1.97 | 1.74 | 1.40 |
| EPS Growth | 6.29% | 52.13% | -8.74% | -19.53% | 0.79% | 35.83% | -5.08% | 13.22% | 24.29% | - |
| Dividend Per Share | 1.26 | 1.02 | 0.86 | 0.78 | 0.74 | 0.70 | 0.64 | 0.56 | 0.50 | 0.44 |
| Dividend Growth | 23.53% | 18.6% | 10.26% | 5.41% | 5.71% | 9.38% | 14.29% | 12% | 13.64% | - |
| Operating Cash Flow | -0.82 | 25.15 | 19.28 | 20.12 | 10.64 | 20.48 | 18.65 | 32.55 | -5.03 | 18.11 |
| Capital Expenditures | -3.04 | -4.03 | -7.12 | -1.89 | -6.95 | -5.28 | -2.21 | -1.59 | -0.66 | -2.11 |
| Free Cash Flow | -3.86 | 21.13 | 12.17 | 18.23 | 3.68 | 15.20 | 16.44 | 30.96 | -5.69 | 16.00 |
| Cash & Equivalents | 95.42 | 77.54 | 77.84 | 50.55 | 58.67 | 72.06 | 99.09 | 155 | 91.53 | 66.03 |
| Total Debt | 33.43 | 51.83 | 45.42 | 50.50 | 52.10 | 64.71 | 46.23 | 42.08 | 39.53 | 36.82 |
| Net Cash / Debt | 61.99 | 25.71 | 32.42 | 0.05 | 6.58 | 7.35 | 52.86 | 113 | 52.00 | 29.22 |
| Assets | 1,644 | 1,503 | 1,519 | 1,527 | 1,499 | 1,449 | 1,215 | 1,160 | 1,085 | 1,055 |
| Liabilities | 1,437 | 1,297 | 1,326 | 1,340 | 1,322 | 1,285 | 1,071 | 1,024 | 960 | 937 |
| Book Value | 207 | 206 | 193 | 187 | 177 | 164 | 144 | 136 | 125 | 117 |
Company Profile
Company Details
| Full Name | Northrim BanCorp Inc. |
| Country | United States |
| Employees | 431 |
| CEO | Joseph M. Schierhorn |
Stock Information
| Ticker Symbol | NRIM |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: NRIM |
Description
Northrim BanCorp, Inc. operates as the bank holding company for Northrim Bank that provides commercial banking products and services to businesses and professional individuals in Alaska. It operates in two segments, Community Banking and Home Mortgage Lending. The company offers noninterest-bearing checking accounts and interest-bearing time deposits, checking and savings accounts, money market deposit accounts, certificates of deposit, and courier noncash deposits. It also provides family residential mortgages; commercial loans, such as secured and unsecured loans for working capital and expansion; commercial real estate loans; construction loans for commercial real estate projects, and land development and residential subdivision construction loans; and loans for automobiles, recreational vehicles, boats, and other consumer purchases, as well as home equity and commercial credit lines, and factoring services. In addition, the company offers other services that include consumer online banking, mobile app and mobile deposit, mobile Web and text banking, business online banking, personal finance, online documents, consumer and business debit cards, home equity advantage access cards, and telebanking and automated teller services. Further, it provides personalized checks, overdraft protection for savings accounts, commercial drive-up banking services, automatic transfers and payments, People Pay services, external and wire transfers, bill pay services, direct payroll deposits, electronic tax payments, automated clearing house origination and receipt services, remote deposit capture services, account reconciliation and positive pay services, merchant and cash management programs, annuity products, and long term investment portfolios. As of January 27, 2020, the company operated 16 branches in Anchorage, the Matanuska Valley, Juneau, Fairbanks, Ketchikan, and Sitka. Northrim BanCorp, Inc. was founded in 1990 and is headquartered in Anchorage, Alaska.