Northrim BanCorp, Inc. (NRIM)

NASDAQ: NRIM · IEX Real-Time Price · USD
50.51
-0.38 (-0.75%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

NRIM has a market cap or net worth of $279.87 million. The enterprise value is $194.42 million.

Market Cap 279.87M
Enterprise Value 194.42M

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Mar 6, 2024

Share Statistics

NRIM has 5.50 million shares outstanding. The number of shares has decreased by -2.88% in one year.

Shares Outstanding 5.50M
Shares Change (YoY) -2.88%
Shares Change (QoQ) -0.80%
Owned by Insiders (%) 3.10%
Owned by Institutions (%) 69.25%
Float 5.33M

Valuation Ratios

The trailing PE ratio is 11.25 and the forward PE ratio is 9.92.

PE Ratio 11.25
Forward PE 9.92
PS Ratio 2.22
Forward PS 2.57
PB Ratio 1.19
P/FCF Ratio 8.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.39, with an EV/FCF ratio of 5.96.

EV / Earnings 7.66
EV / Sales 1.55
EV / EBITDA 5.39
EV / EBIT 6.15
EV / FCF 5.96

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.14
Debt / EBITDA 0.92
Debt / FCF 1.01
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.20% and return on invested capital (ROIC) is 9.48%.

Return on Equity (ROE) 11.20%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 9.48%
Revenue Per Employee $266,502
Profits Per Employee $53,801
Employee Count 472
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, NRIM has paid $6.21 million in taxes.

Income Tax 6.21M
Effective Tax Rate 19.66%

Stock Price Statistics

The stock price has increased by +6.18% in the last 52 weeks. The beta is 0.71, so NRIM's price volatility has been lower than the market average.

Beta (1Y) 0.71
52-Week Price Change +6.18%
50-Day Moving Average 49.88
200-Day Moving Average 46.39
Relative Strength Index (RSI) 55.27
Average Volume (30 Days) 12,068

Short Selling Information

The latest short interest is 56,480, so 1.03% of the outstanding shares have been sold short.

Short Interest 56,480
Short Previous Month 53,579
Short % of Shares Out 1.03%
Short % of Float 1.06%
Short Ratio (days to cover) 4.03

Income Statement

In the last 12 months, NRIM had revenue of $125.79 million and earned $25.39 million in profits. Earnings per share was $4.49.

Revenue 125.79M
Gross Profit 125.79M
Operating Income 31.61M
Pretax Income 31.61M
Net Income 25.39M
EBITDA 36.07M
EBIT 31.61M
Earnings Per Share (EPS) $4.49
Full Income Statement

Balance Sheet

The company has $118.53 million in cash and $33.08 million in debt, giving a net cash position of $85.45 million or $15.54 per share.

Cash & Cash Equivalents 118.53M
Total Debt 33.08M
Net Cash 85.45M
Net Cash Per Share $15.54
Equity / Book Value 234.72M
Book Value Per Share 42.68
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $38.93 million and capital expenditures -$6.32 million, giving a free cash flow of $32.61 million.

Operating Cash Flow 38.93M
Capital Expenditures -6.32M
Free Cash Flow 32.61M
FCF Per Share $5.82
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 25.13% and 20.19%.

Gross Margin 100.00%
Operating Margin 25.13%
Pretax Margin 25.13%
Profit Margin 20.19%
EBITDA Margin 28.68%
EBIT Margin 25.13%
FCF Margin 25.92%

Dividends & Yields

This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 4.83%.

Dividend Per Share $2.44
Dividend Yield 4.83%
Dividend Growth (YoY) 19.90%
Years of Dividend Growth 14
Payout Ratio 54.34%
Buyback Yield 2.88%
Shareholder Yield 7.71%
Earnings Yield 9.07%
FCF Yield 11.65%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on September 19, 2007. It was a forward split with a ratio of 105:100.

Last Split Date Sep 19, 2007
Split Type Forward
Split Ratio 105:100

Scores

Altman Z-Score n/a
Piotroski F-Score 5