Northrim BanCorp, Inc. (NRIM)
NASDAQ: NRIM · Real-Time Price · USD
26.76
+0.34 (1.29%)
Aug 11, 2026, 4:00 PM EDT - Market closed

Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $595.27 million. The enterprise value is $513.14 million.

Market Cap595.27M
Enterprise Value 513.14M

Important Dates

The last earnings date was Wednesday, July 22, 2026, after market close.

Earnings Date Jul 22, 2026
Ex-Dividend Date Jun 11, 2026

Share Statistics

NRIM has 22.24 million shares outstanding. The number of shares has increased by 0.48% in one year.

Current Share Class 22.24M
Shares Outstanding 22.24M
Shares Change (YoY) +0.48%
Shares Change (QoQ) -0.15%
Owned by Insiders (%) 3.01%
Owned by Institutions (%) 72.05%
Float 21.01M

Valuation Ratios

The trailing PE ratio is 8.81 and the forward PE ratio is 10.49.

PE Ratio 8.81
Forward PE 10.49
PS Ratio 2.76
Forward PS 2.43
PB Ratio 1.71
P/TBV Ratio 2.01
P/FCF Ratio 3.20
P/OCF Ratio 3.06
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.49
EV / Sales 2.38
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 2.76

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.55
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.49%.

Return on Equity (ROE) 21.49%
Return on Assets (ROA) 2.06%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.84%
Revenue Per Employee $418,074
Profits Per Employee $132,797
Employee Count516
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NRIM has paid $20.84 million in taxes.

Income Tax 20.84M
Effective Tax Rate 23.32%

Stock Price Statistics

The stock price has increased by +29.59% in the last 52 weeks. The beta is 0.90, so NRIM's price volatility has been lower than the market average.

Beta (5Y) 0.90
52-Week Price Change +29.59%
50-Day Moving Average 26.49
200-Day Moving Average 25.12
Relative Strength Index (RSI) 49.33
Average Volume (20 Days) 163,507

Short Selling Information

The latest short interest is 550,905, so 2.48% of the outstanding shares have been sold short.

Short Interest 550,905
Short Previous Month 499,454
Short % of Shares Out 2.48%
Short % of Float 2.62%
Short Ratio (days to cover) 2.55

Income Statement

In the last 12 months, NRIM had revenue of $215.73 million and earned $68.52 million in profits. Earnings per share was $3.04.

Revenue215.73M
Gross Profit 215.73M
Operating Income 91.73M
Pretax Income 89.36M
Net Income 68.52M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.04
Full Income Statement

Balance Sheet

The company has $184.00 million in cash and $101.86 million in debt, with a net cash position of $82.13 million or $3.69 per share.

Cash & Cash Equivalents 184.00M
Total Debt 101.86M
Net Cash 82.13M
Net Cash Per Share $3.69
Equity (Book Value) 347.61M
Book Value Per Share 15.63
Working Capital -2.53B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $194.51 million and capital expenditures -$8.42 million, giving a free cash flow of $186.09 million.

Operating Cash Flow 194.51M
Capital Expenditures -8.42M
Depreciation & Amortization n/a
Net Borrowing 9.56M
Free Cash Flow 186.09M
FCF Per Share $8.37
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.52%
Pretax Margin 41.42%
Profit Margin 31.76%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 86.26%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.39%.

Dividend Per Share $0.64
Dividend Yield 2.39%
Dividend Growth (YoY) 1.59%
Years of Dividend Growth 16
Payout Ratio 21.06%
Buyback Yield -0.48%
Shareholder Yield 1.92%
Earnings Yield 11.51%
FCF Yield 31.26%
Dividend Details

Analyst Forecast

The average price target for NRIM is $30.00, which is 12.11% higher than the current price. The consensus rating is "Buy".

Price Target $30.00
Price Target Difference 12.11%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) 10.87%
EPS Growth Forecast (3Y) 6.44%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 23, 2025. It was a forward split with a ratio of 4:1.

Last Split Date Sep 23, 2025
Split Type Forward
Split Ratio 4:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4