Northrim BanCorp, Inc. (NRIM)
Total Valuation
NRIM has a market cap or net worth of $279.87 million. The enterprise value is $194.42 million.
Market Cap | 279.87M |
Enterprise Value | 194.42M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Mar 6, 2024 |
Share Statistics
NRIM has 5.50 million shares outstanding. The number of shares has decreased by -2.88% in one year.
Shares Outstanding | 5.50M |
Shares Change (YoY) | -2.88% |
Shares Change (QoQ) | -0.80% |
Owned by Insiders (%) | 3.10% |
Owned by Institutions (%) | 69.25% |
Float | 5.33M |
Valuation Ratios
The trailing PE ratio is 11.25 and the forward PE ratio is 9.92.
PE Ratio | 11.25 |
Forward PE | 9.92 |
PS Ratio | 2.22 |
Forward PS | 2.57 |
PB Ratio | 1.19 |
P/FCF Ratio | 8.58 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.39, with an EV/FCF ratio of 5.96.
EV / Earnings | 7.66 |
EV / Sales | 1.55 |
EV / EBITDA | 5.39 |
EV / EBIT | 6.15 |
EV / FCF | 5.96 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.14 |
Debt / EBITDA | 0.92 |
Debt / FCF | 1.01 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.20% and return on invested capital (ROIC) is 9.48%.
Return on Equity (ROE) | 11.20% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 9.48% |
Revenue Per Employee | $266,502 |
Profits Per Employee | $53,801 |
Employee Count | 472 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NRIM has paid $6.21 million in taxes.
Income Tax | 6.21M |
Effective Tax Rate | 19.66% |
Stock Price Statistics
The stock price has increased by +6.18% in the last 52 weeks. The beta is 0.71, so NRIM's price volatility has been lower than the market average.
Beta (1Y) | 0.71 |
52-Week Price Change | +6.18% |
50-Day Moving Average | 49.88 |
200-Day Moving Average | 46.39 |
Relative Strength Index (RSI) | 55.27 |
Average Volume (30 Days) | 12,068 |
Short Selling Information
The latest short interest is 56,480, so 1.03% of the outstanding shares have been sold short.
Short Interest | 56,480 |
Short Previous Month | 53,579 |
Short % of Shares Out | 1.03% |
Short % of Float | 1.06% |
Short Ratio (days to cover) | 4.03 |
Income Statement
In the last 12 months, NRIM had revenue of $125.79 million and earned $25.39 million in profits. Earnings per share was $4.49.
Revenue | 125.79M |
Gross Profit | 125.79M |
Operating Income | 31.61M |
Pretax Income | 31.61M |
Net Income | 25.39M |
EBITDA | 36.07M |
EBIT | 31.61M |
Earnings Per Share (EPS) | $4.49 |
Balance Sheet
The company has $118.53 million in cash and $33.08 million in debt, giving a net cash position of $85.45 million or $15.54 per share.
Cash & Cash Equivalents | 118.53M |
Total Debt | 33.08M |
Net Cash | 85.45M |
Net Cash Per Share | $15.54 |
Equity / Book Value | 234.72M |
Book Value Per Share | 42.68 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $38.93 million and capital expenditures -$6.32 million, giving a free cash flow of $32.61 million.
Operating Cash Flow | 38.93M |
Capital Expenditures | -6.32M |
Free Cash Flow | 32.61M |
FCF Per Share | $5.82 |
Margins
Gross margin is 100.00%, with operating and profit margins of 25.13% and 20.19%.
Gross Margin | 100.00% |
Operating Margin | 25.13% |
Pretax Margin | 25.13% |
Profit Margin | 20.19% |
EBITDA Margin | 28.68% |
EBIT Margin | 25.13% |
FCF Margin | 25.92% |
Dividends & Yields
This stock pays an annual dividend of $2.44, which amounts to a dividend yield of 4.83%.
Dividend Per Share | $2.44 |
Dividend Yield | 4.83% |
Dividend Growth (YoY) | 19.90% |
Years of Dividend Growth | 14 |
Payout Ratio | 54.34% |
Buyback Yield | 2.88% |
Shareholder Yield | 7.71% |
Earnings Yield | 9.07% |
FCF Yield | 11.65% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on September 19, 2007. It was a forward split with a ratio of 105:100.
Last Split Date | Sep 19, 2007 |
Split Type | Forward |
Split Ratio | 105:100 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |