Northrim BanCorp Statistics
Total Valuation
NRIM has a market cap or net worth of $530.54 million. The enterprise value is $382.35 million.
| Market Cap | 530.54M |
| Enterprise Value | 382.35M |
Important Dates
The last earnings date was Thursday, October 15, 2026, after market close.
| Earnings Date | Oct 15, 2026 |
| Ex-Dividend Date | Sep 10, 2026 |
Share Statistics
NRIM has 22.24 million shares outstanding. The number of shares has increased by 0.43% in one year.
| Current Share Class | 22.24M |
| Shares Outstanding | 22.24M |
| Shares Change (YoY) | +0.43% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 1.92% |
| Owned by Institutions (%) | 75.05% |
| Float | 21.82M |
Valuation Ratios
The trailing PE ratio is 9.65 and the forward PE ratio is 9.08.
| PE Ratio | 9.65 |
| Forward PE | 9.08 |
| PS Ratio | 2.62 |
| Forward PS | 2.06 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 1.74 |
| P/FCF Ratio | 2.85 |
| P/OCF Ratio | 2.73 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.84 |
| EV / Sales | 1.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.05 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.26 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.63%.
| Return on Equity (ROE) | 16.63% |
| Return on Assets (ROA) | 1.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.90% |
| Revenue Per Employee | $392,988 |
| Profits Per Employee | $108,267 |
| Employee Count | 516 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NRIM has paid $17.67 million in taxes.
| Income Tax | 17.67M |
| Effective Tax Rate | 24.03% |
Stock Price Statistics
The stock price has increased by +7.34% in the last 52 weeks. The beta is 0.92, so NRIM's price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +7.34% |
| 50-Day Moving Average | 24.89 |
| 200-Day Moving Average | 25.12 |
| Relative Strength Index (RSI) | 43.53 |
| Average Volume (20 Days) | 136,839 |
Short Selling Information
The latest short interest is 1.22 million, so 5.49% of the outstanding shares have been sold short.
| Short Interest | 1.22M |
| Short Previous Month | 1.23M |
| Short % of Shares Out | 5.49% |
| Short % of Float | 5.60% |
| Short Ratio (days to cover) | 8.42 |
Income Statement
In the last 12 months, NRIM had revenue of $202.78 million and earned $55.87 million in profits. Earnings per share was $2.47.
| Revenue | 202.78M |
| Gross Profit | 202.78M |
| Operating Income | 75.64M |
| Pretax Income | 73.54M |
| Net Income | 55.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.47 |
Balance Sheet
The company has $241.83 million in cash and $93.64 million in debt, with a net cash position of $148.19 million or $6.66 per share.
| Cash & Cash Equivalents | 241.83M |
| Total Debt | 93.64M |
| Net Cash | 148.19M |
| Net Cash Per Share | $6.66 |
| Equity (Book Value) | 356.11M |
| Book Value Per Share | 16.01 |
| Working Capital | -2.57B |
Cash Flow
In the last 12 months, operating cash flow was $194.51 million and capital expenditures -$8.42 million, giving a free cash flow of $186.09 million.
| Operating Cash Flow | 194.51M |
| Capital Expenditures | -8.42M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 9.56M |
| Free Cash Flow | 186.09M |
| FCF Per Share | $8.37 |
Margins
| Gross Margin | n/a |
| Operating Margin | 37.30% |
| Pretax Margin | 36.26% |
| Profit Margin | 27.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 86.26% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.85%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.85% |
| Dividend Growth (YoY) | 2.36% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 27.52% |
| FCF Payout Ratio | 8.13% |
| Buyback Yield | -0.43% |
| Shareholder Yield | 2.42% |
| Earnings Yield | 10.36% |
| FCF Yield | 35.08% |
Analyst Forecast
The average price target for NRIM is $28.33, which is 18.78% higher than the current price. The consensus rating is "Buy".
| Price Target | $28.33 |
| Price Target Difference | 18.78% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 10.26% |
| EPS Growth Forecast (3Y) | 6.81% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 23, 2025. It was a forward split with a ratio of 4:1.
| Last Split Date | Sep 23, 2025 |
| Split Type | Forward |
| Split Ratio | 4:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |