Northrim BanCorp Statistics
Total Valuation
NRIM has a market cap or net worth of $603.28 million. The enterprise value is $538.77 million.
| Market Cap | 603.28M |
| Enterprise Value | 538.77M |
Important Dates
The next estimated earnings date is Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jun 11, 2026 |
Share Statistics
NRIM has 22.24 million shares outstanding. The number of shares has increased by 0.59% in one year.
| Current Share Class | 22.24M |
| Shares Outstanding | 22.24M |
| Shares Change (YoY) | +0.59% |
| Shares Change (QoQ) | +0.20% |
| Owned by Insiders (%) | 3.09% |
| Owned by Institutions (%) | 73.94% |
| Float | 21.56M |
Valuation Ratios
The trailing PE ratio is 9.42 and the forward PE ratio is 10.72.
| PE Ratio | 9.42 |
| Forward PE | 10.72 |
| PS Ratio | 2.85 |
| Forward PS | 2.75 |
| PB Ratio | 1.80 |
| P/TBV Ratio | 2.12 |
| P/FCF Ratio | 4.25 |
| P/OCF Ratio | 4.02 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 8.29 |
| EV / Sales | 2.54 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.80 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.11%.
| Return on Equity (ROE) | 21.11% |
| Return on Assets (ROA) | 2.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.79% |
| Revenue Per Employee | $410,341 |
| Profits Per Employee | $125,890 |
| Employee Count | 516 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NRIM has paid $19.94 million in taxes.
| Income Tax | 19.94M |
| Effective Tax Rate | 23.49% |
Stock Price Statistics
The stock price has increased by +13.37% in the last 52 weeks. The beta is 0.88, so NRIM's price volatility has been lower than the market average.
| Beta (5Y) | 0.88 |
| 52-Week Price Change | +13.37% |
| 50-Day Moving Average | 25.03 |
| 200-Day Moving Average | 24.37 |
| Relative Strength Index (RSI) | 62.84 |
| Average Volume (20 Days) | 203,574 |
Short Selling Information
The latest short interest is 696,886, so 3.13% of the outstanding shares have been sold short.
| Short Interest | 696,886 |
| Short Previous Month | 613,355 |
| Short % of Shares Out | 3.13% |
| Short % of Float | 3.23% |
| Short Ratio (days to cover) | 6.15 |
Income Statement
In the last 12 months, NRIM had revenue of $211.74 million and earned $64.96 million in profits. Earnings per share was $2.88.
| Revenue | 211.74M |
| Gross Profit | 211.74M |
| Operating Income | 87.50M |
| Pretax Income | 84.90M |
| Net Income | 64.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.88 |
Balance Sheet
The company has $166.07 million in cash and $101.57 million in debt, with a net cash position of $64.51 million or $2.90 per share.
| Cash & Cash Equivalents | 166.07M |
| Total Debt | 101.57M |
| Net Cash | 64.51M |
| Net Cash Per Share | $2.90 |
| Equity (Book Value) | 335.81M |
| Book Value Per Share | 15.10 |
| Working Capital | -2.52B |
Cash Flow
In the last 12 months, operating cash flow was $150.01 million and capital expenditures -$8.15 million, giving a free cash flow of $141.86 million.
| Operating Cash Flow | 150.01M |
| Capital Expenditures | -8.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 59.56M |
| Free Cash Flow | 141.86M |
| FCF Per Share | $6.38 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.32% |
| Pretax Margin | 40.10% |
| Profit Margin | 30.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 67.00% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.36%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.36% |
| Dividend Growth (YoY) | 1.59% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 22.23% |
| Buyback Yield | -0.59% |
| Shareholder Yield | 1.77% |
| Earnings Yield | 10.77% |
| FCF Yield | 23.52% |
Analyst Forecast
The average price target for NRIM is $30.00, which is 10.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $30.00 |
| Price Target Difference | 10.62% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 23, 2025. It was a forward split with a ratio of 4:1.
| Last Split Date | Sep 23, 2025 |
| Split Type | Forward |
| Split Ratio | 4:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |