Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $518.41 million. The enterprise value is $478.56 million.

Market Cap	518.41M
Enterprise Value	478.56M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Jun 5, 2025

Share Statistics

NRIM has 5.52 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class	5.52M
Shares Outstanding	5.52M
Shares Change (YoY)	-0.24%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	2.78%
Owned by Institutions (%)	71.83%
Float	5.37M

Valuation Ratios

The trailing PE ratio is 12.45 and the forward PE ratio is 10.11.

PE Ratio	12.45
Forward PE	10.11
PS Ratio	3.11
Forward PS	3.66
PB Ratio	1.84
P/TBV Ratio	2.25
P/FCF Ratio	38.00
P/OCF Ratio	38.61
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.37
EV / Sales	2.91
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	35.27

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.22%.

Return on Equity (ROE)	16.22%
Return on Assets (ROA)	1.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,425
Profits Per Employee	$83,690
Employee Count	503
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NRIM has paid $11.97 million in taxes.

Income Tax	11.97M
Effective Tax Rate	22.14%

Stock Price Statistics

The stock price has increased by +68.68% in the last 52 weeks. The beta is 0.99, so NRIM's price volatility has been similar to the market average.

Beta (5Y)	0.99
52-Week Price Change	+68.68%
50-Day Moving Average	85.80
200-Day Moving Average	78.79
Relative Strength Index (RSI)	64.60
Average Volume (20 Days)	62,849

Short Selling Information

The latest short interest is 65,783, so 1.19% of the outstanding shares have been sold short.

Short Interest	65,783
Short Previous Month	70,354
Short % of Shares Out	1.19%
Short % of Float	1.23%
Short Ratio (days to cover)	1.01

Income Statement

In the last 12 months, NRIM had revenue of $164.70 million and earned $42.10 million in profits. Earnings per share was $7.52.

Revenue	164.70M
Gross Profit	164.70M
Operating Income	57.27M
Pretax Income	40.67M
Net Income	42.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$7.52

Full Income Statement

Balance Sheet

The company has $78.68 million in cash and $41.54 million in debt, giving a net cash position of $37.15 million or $6.73 per share.

Cash & Cash Equivalents	78.68M
Total Debt	41.54M
Net Cash	37.15M
Net Cash Per Share	$6.73
Equity (Book Value)	279.76M
Book Value Per Share	50.67
Working Capital	-2.45B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $13.36 million and capital expenditures $212,000, giving a free cash flow of $13.57 million.

Operating Cash Flow	13.36M
Capital Expenditures	212,000
Free Cash Flow	13.57M
FCF Per Share	$2.46

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.78%
Pretax Margin	32.83%
Profit Margin	25.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	8.24%

Dividends & Yields

This stock pays an annual dividend of $2.56, which amounts to a dividend yield of 2.73%.

Dividend Per Share	$2.56
Dividend Yield	2.73%
Dividend Growth (YoY)	4.13%
Years of Dividend Growth	15
Payout Ratio	33.51%
Buyback Yield	0.24%
Shareholder Yield	2.98%
Earnings Yield	8.16%
FCF Yield	2.63%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 19, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date	Sep 19, 2007
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3