Northrim BanCorp, Inc. (NRIM)
NASDAQ: NRIM · Real-Time Price · USD
87.81
-1.90 (-2.12%)
At close: Jun 5, 2025, 4:00 PM
87.85
+0.04 (0.05%)
After-hours: Jun 5, 2025, 4:04 PM EDT

Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $485.01 million. The enterprise value is $447.87 million.

Market Cap 485.01M
Enterprise Value 447.87M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date Jul 23, 2025
Ex-Dividend Date Jun 5, 2025

Share Statistics

NRIM has 5.52 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class 5.52M
Shares Outstanding 5.52M
Shares Change (YoY) -0.24%
Shares Change (QoQ) +0.18%
Owned by Insiders (%) 2.78%
Owned by Institutions (%) 71.33%
Float 5.37M

Valuation Ratios

The trailing PE ratio is 11.68 and the forward PE ratio is 9.48.

PE Ratio 11.68
Forward PE 9.48
PS Ratio 2.94
Forward PS 3.61
PB Ratio 1.73
P/TBV Ratio 2.12
P/FCF Ratio 35.74
P/OCF Ratio 36.31
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.64
EV / Sales 2.72
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 33.00

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.06
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.22%.

Return on Equity (ROE) 16.22%
Return on Assets (ROA) 1.43%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $327,425
Profits Per Employee $83,690
Employee Count 503
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NRIM has paid $11.97 million in taxes.

Income Tax 11.97M
Effective Tax Rate 22.14%

Stock Price Statistics

The stock price has increased by +66.12% in the last 52 weeks. The beta is 0.99, so NRIM's price volatility has been similar to the market average.

Beta (5Y) 0.99
52-Week Price Change +66.12%
50-Day Moving Average 80.34
200-Day Moving Average 77.06
Relative Strength Index (RSI) 54.45
Average Volume (20 Days) 64,206

Short Selling Information

The latest short interest is 64,361, so 1.17% of the outstanding shares have been sold short.

Short Interest 64,361
Short Previous Month 63,229
Short % of Shares Out 1.17%
Short % of Float 1.20%
Short Ratio (days to cover) 2.18

Income Statement

In the last 12 months, NRIM had revenue of $164.70 million and earned $42.10 million in profits. Earnings per share was $7.52.

Revenue 164.70M
Gross Profit 164.70M
Operating Income 57.27M
Pretax Income 40.67M
Net Income 42.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $7.52
Full Income Statement

Balance Sheet

The company has $78.68 million in cash and $41.54 million in debt, giving a net cash position of $37.15 million or $6.73 per share.

Cash & Cash Equivalents 78.68M
Total Debt 41.54M
Net Cash 37.15M
Net Cash Per Share $6.73
Equity (Book Value) 279.76M
Book Value Per Share 50.67
Working Capital -2.45B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $13.36 million and capital expenditures $212,000, giving a free cash flow of $13.57 million.

Operating Cash Flow 13.36M
Capital Expenditures 212,000
Free Cash Flow 13.57M
FCF Per Share $2.46
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.78%
Pretax Margin 32.83%
Profit Margin 25.56%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 8.24%

Dividends & Yields

This stock pays an annual dividend of $2.56, which amounts to a dividend yield of 2.92%.

Dividend Per Share $2.56
Dividend Yield 2.92%
Dividend Growth (YoY) 4.13%
Years of Dividend Growth 10
Payout Ratio 34.04%
Buyback Yield 0.24%
Shareholder Yield 3.16%
Earnings Yield 8.68%
FCF Yield 2.80%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 19, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date Sep 19, 2007
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3