Northrim BanCorp, Inc. (NRIM)

Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $566.06 million. The enterprise value is $506.27 million.

Market Cap	566.06M
Enterprise Value	506.27M

Important Dates

The last earnings date was Friday, January 23, 2026, after market close.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Mar 5, 2026

Share Statistics

NRIM has 22.11 million shares outstanding. The number of shares has increased by 0.67% in one year.

Current Share Class	22.11M
Shares Outstanding	22.11M
Shares Change (YoY)	+0.67%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	2.88%
Owned by Institutions (%)	71.99%
Float	21.47M

Valuation Ratios

The trailing PE ratio is 8.92 and the forward PE ratio is 9.88.

PE Ratio	8.92
Forward PE	9.88
PS Ratio	2.71
Forward PS	3.21
PB Ratio	1.73
P/TBV Ratio	2.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.84
EV / Sales	2.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.77%.

Return on Equity (ROE)	21.77%
Return on Assets (ROA)	2.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.17%
Revenue Per Employee	$415,312
Profits Per Employee	$128,445
Employee Count	503
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NRIM has paid $19.91 million in taxes.

Income Tax	19.91M
Effective Tax Rate	23.56%

Stock Price Statistics

The stock price has increased by +15.89% in the last 52 weeks. The beta is 0.94, so NRIM's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+15.89%
50-Day Moving Average	26.41
200-Day Moving Average	23.36
Relative Strength Index (RSI)	48.37
Average Volume (20 Days)	248,599

Short Selling Information

The latest short interest is 402,358, so 1.82% of the outstanding shares have been sold short.

Short Interest	402,358
Short Previous Month	331,884
Short % of Shares Out	1.82%
Short % of Float	1.87%
Short Ratio (days to cover)	2.35

Income Statement

In the last 12 months, NRIM had revenue of $208.90 million and earned $64.61 million in profits. Earnings per share was $2.87.

Revenue	208.90M
Gross Profit	208.90M
Operating Income	87.72M
Pretax Income	84.52M
Net Income	64.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.87

Balance Sheet

The company has $145.91 million in cash and $87.67 million in debt, with a net cash position of $58.24 million or $2.63 per share.

Cash & Cash Equivalents	145.91M
Total Debt	87.67M
Net Cash	58.24M
Net Cash Per Share	$2.63
Equity (Book Value)	326.54M
Book Value Per Share	14.77
Working Capital	-2.47B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.99%
Pretax Margin	40.46%
Profit Margin	30.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.50%.

Dividend Per Share	$0.64
Dividend Yield	2.50%
Dividend Growth (YoY)	2.81%
Years of Dividend Growth	16
Payout Ratio	22.30%
Buyback Yield	-0.67%
Shareholder Yield	1.84%
Earnings Yield	11.44%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 23, 2025. It was a forward split with a ratio of 4:1.

Last Split Date	Sep 23, 2025
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2