Northrim BanCorp, Inc. (NRIM)

Northrim BanCorp Statistics

Total Valuation

NRIM has a market cap or net worth of $473.51 million. The enterprise value is $410.81 million.

Market Cap	473.51M
Enterprise Value	410.81M

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Sep 4, 2025

Share Statistics

NRIM has 22.09 million shares outstanding. The number of shares has increased by 0.47% in one year.

Current Share Class	22.09M
Shares Outstanding	22.09M
Shares Change (YoY)	+0.47%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	2.77%
Owned by Institutions (%)	72.35%
Float	21.48M

Valuation Ratios

The trailing PE ratio is 10.74 and the forward PE ratio is 9.33.

PE Ratio	10.74
Forward PE	9.33
PS Ratio	2.74
Forward PS	3.20
PB Ratio	1.65
P/TBV Ratio	1.98
P/FCF Ratio	9.83
P/OCF Ratio	10.00
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.16
EV / Sales	2.35
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.52

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.85
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.69%.

Return on Equity (ROE)	16.69%
Return on Assets (ROA)	1.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$347,994
Profits Per Employee	$89,173
Employee Count	503
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NRIM has paid $13.42 million in taxes.

Income Tax	13.42M
Effective Tax Rate	23.03%

Stock Price Statistics

The stock price has increased by +22.22% in the last 52 weeks. The beta is 0.99, so NRIM's price volatility has been similar to the market average.

Beta (5Y)	0.99
52-Week Price Change	+22.22%
50-Day Moving Average	22.26
200-Day Moving Average	21.05
Relative Strength Index (RSI)	34.80
Average Volume (20 Days)	183,688

Short Selling Information

The latest short interest is 67,114, so 0.30% of the outstanding shares have been sold short.

Short Interest	67,114
Short Previous Month	65,184
Short % of Shares Out	0.30%
Short % of Float	0.31%
Short Ratio (days to cover)	1.54

Income Statement

In the last 12 months, NRIM had revenue of $175.04 million and earned $44.85 million in profits. Earnings per share was $2.00.

Revenue	175.04M
Gross Profit	175.04M
Operating Income	61.55M
Pretax Income	58.28M
Net Income	44.85M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.00

Balance Sheet

The company has $152.78 million in cash and $89.37 million in debt, giving a net cash position of $63.41 million or $2.87 per share.

Cash & Cash Equivalents	152.78M
Total Debt	89.37M
Net Cash	63.41M
Net Cash Per Share	$2.87
Equity (Book Value)	290.22M
Book Value Per Share	13.14
Working Capital	-2.42B

Cash Flow

In the last 12 months, operating cash flow was $47.44 million and capital expenditures $790,000, giving a free cash flow of $48.23 million.

Operating Cash Flow	47.44M
Capital Expenditures	790,000
Free Cash Flow	48.23M
FCF Per Share	$2.18

Margins

Gross Margin	n/a
Operating Margin	35.16%
Pretax Margin	33.29%
Profit Margin	25.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.55%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.98%.

Dividend Per Share	$0.64
Dividend Yield	2.98%
Dividend Growth (YoY)	4.10%
Years of Dividend Growth	15
Payout Ratio	31.79%
Buyback Yield	-0.47%
Shareholder Yield	2.51%
Earnings Yield	9.46%
FCF Yield	10.17%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 23, 2025. It was a forward split with a ratio of 4:1.

Last Split Date	Sep 23, 2025
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4