Interest Income on Loans | 6.79 | 4.36 | 3.62 | 3.57 | 4.09 | |
Interest Income on Investments | 3.52 | 3.37 | 2.73 | 1.47 | 1.94 | |
Total Interest Income | 10.3 | 7.73 | 6.35 | 5.04 | 6.02 | |
Interest Paid on Deposits | 3 | 1.34 | 0.76 | 0.94 | 1.49 | |
Interest Paid on Borrowings | 0.24 | 0.17 | - | - | - | |
Total Interest Expense | 3.24 | 1.51 | 0.76 | 0.94 | 1.49 | |
Net Interest Income | 7.06 | 6.22 | 5.58 | 4.1 | 4.54 | |
Net Interest Income Growth (YoY) | 13.52% | 11.39% | 36.26% | -9.64% | -14.20% | |
Gain (Loss) on Sale of Investments | - | -1.79 | - | 0.13 | 0.06 | |
Other Non-Interest Income | 0.44 | 0.34 | 0.84 | 0.38 | 0.49 | |
Total Non-Interest Income | 1.94 | -1.15 | 1.24 | 1.21 | 1.59 | |
Non-Interest Income Growth (YoY) | - | - | 2.23% | -24.01% | 83.46% | |
Revenues Before Loan Losses | 9 | 5.07 | 6.82 | 5.31 | 6.13 | |
Provision for Loan Losses | 0.07 | 0.18 | -0.23 | -0.02 | 0.46 | |
Revenue | 8.93 | 4.89 | 7.05 | 5.33 | 5.66 | |
Revenue Growth (YoY) | 82.49% | -30.58% | 32.27% | -5.86% | -6.50% | |
Salaries and Employee Benefits | 5.94 | 3.84 | 3.6 | 3.14 | 3.69 | |
Occupancy Expenses | 0.78 | 0.74 | 0.66 | 0.67 | 0.69 | |
Selling, General & Administrative | 2.04 | 2.46 | 1.83 | 1.17 | 1.23 | |
Other Non-Interest Expense | 0.96 | 0.81 | 0.79 | 0.62 | 0.66 | |
Total Non-Interest Expense | 9.72 | 7.85 | 6.88 | 5.6 | 6.28 | |
EBT Excluding Unusual Items | -0.79 | -2.96 | 0.17 | -0.27 | -0.62 | |
Pretax Income | -0.79 | -2.96 | 0.17 | -0.27 | -0.62 | |
Income Tax Expense | - | 1 | 0.15 | -0.21 | -0.5 | |
Net Income | -0.79 | -3.96 | 0.03 | -0.06 | -0.11 | |
Net Income to Common | -0.79 | -3.96 | 0.03 | -0.06 | -0.11 | |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | - | |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | - | |
Shares Change (YoY) | -1.46% | 5.82% | -12.39% | - | - | |
EPS (Basic) | -0.16 | -0.79 | 0.01 | -0.01 | - | |
EPS (Diluted) | -0.16 | -0.79 | 0.01 | -0.01 | - | |
Effective Tax Rate | - | - | 84.39% | - | - | |