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NSTS Bancorp, Inc. (NSTS)
NASDAQ: NSTS · Real-Time Price · USD
13.99
-0.05 (-0.36%)
At close: Aug 21, 2026, 4:00 PM EDT
14.00
+0.01 (0.07%)
After-hours: Aug 21, 2026, 7:30 PM EDT

NSTS Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
-0.04-0.39-0.79-3.960.03-0.06
Depreciation & Amortization
0.30.30.290.270.270.27
Gain (Loss) on Sale of Assets
------0.01
Gain (Loss) on Sale of Investments
0.430.460.522.330.961.19
Provision for Credit Losses
-0.24-0.190.070.18-0.23-0.02
Net Decrease (Increase) in Loans Originated / Sold - Operating
15.186.168.79-0.350.212.28
Accrued Interest Receivable
-0.3-0.87-0.050.170.65-1.27
Change in Other Net Operating Assets
0.46-1.681.230.310.070.05
Other Operating Activities
-0.740.9-0.370.80.9-0.58
Operating Cash Flow
14.524.059.430.432.991.45
Operating Cash Flow Growth
62.21%-57.04%2088.63%-85.58%105.85%-

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.05-0.1-0.32-0.52-0.22-0.14
Investment in Securities
-3.26-3.710.3343.28-37.67-13.64
Net Decrease (Increase) in Loans Originated / Sold - Investing
-3.9-5.94-18.14-17.82-6.61.77
Other Investing Activities
1.4-0.02-0.04---0.04
Investing Cash Flow
-5.8-9.77-8.1624.95-44.48-11.85

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
---10--
Long-Term Debt Issued
---5-5
Total Debt Issued
---15-5
Short-Term Debt Repaid
----10--
Long-Term Debt Repaid
--5---5-4
Total Debt Repaid
--5--10-5-4
Net Debt Issued (Repaid)
--5-5-51
Issuance of Common Stock
0.220.220.22-49.44-
Repurchase of Common Stock
-0.12-0.11-1.08-2.38--
Net Increase (Decrease) in Deposit Accounts
-8.88-8.6821.33-9.89-106.9199.22
Other Financing Activities
0.11-0.140.360.13-4.51-0.08
Financing Cash Flow
-8.68-13.7220.82-7.14-66.98100.14

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
0.03-19.4422.0918.24-108.4689.74

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
14.473.959.11-0.092.771.31
Free Cash Flow Growth
66.89%-56.68%--111.76%-
Free Cash Flow Margin
131.39%39.77%102.05%-1.74%39.35%24.58%
Free Cash Flow Per Share
2.950.811.86-0.020.590.24

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
3.133.563.261.460.770.95
SEC Filings: 10-K · 10-Q