NSTS Bancorp, Inc. (NSTS)
NASDAQ: NSTS · Real-Time Price · USD
14.11
-0.01 (-0.07%)
Sep 11, 2026, 4:00 PM EDT - Market closed
NSTS Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -0.04 | -0.39 | -0.79 | -3.96 | 0.03 | -0.06 |
Depreciation & Amortization | 0.3 | 0.3 | 0.29 | 0.27 | 0.27 | 0.27 |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -0.01 |
Gain (Loss) on Sale of Investments | 0.43 | 0.46 | 0.52 | 2.33 | 0.96 | 1.19 |
Provision for Credit Losses | -0.24 | -0.19 | 0.07 | 0.18 | -0.23 | -0.02 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 15.18 | 6.16 | 8.79 | -0.35 | 0.21 | 2.28 |
Accrued Interest Receivable | -0.3 | -0.87 | -0.05 | 0.17 | 0.65 | -1.27 |
Change in Other Net Operating Assets | 0.46 | -1.68 | 1.23 | 0.31 | 0.07 | 0.05 |
Other Operating Activities | -0.74 | 0.9 | -0.37 | 0.8 | 0.9 | -0.58 |
Operating Cash Flow | 14.52 | 4.05 | 9.43 | 0.43 | 2.99 | 1.45 |
Operating Cash Flow Growth | 62.21% | -57.04% | 2088.63% | -85.58% | 105.85% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.05 | -0.1 | -0.32 | -0.52 | -0.22 | -0.14 |
Investment in Securities | -3.26 | -3.7 | 10.33 | 43.28 | -37.67 | -13.64 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -3.9 | -5.94 | -18.14 | -17.82 | -6.6 | 1.77 |
Other Investing Activities | 1.4 | -0.02 | -0.04 | - | - | -0.04 |
Investing Cash Flow | -5.8 | -9.77 | -8.16 | 24.95 | -44.48 | -11.85 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 10 | - | - |
Long-Term Debt Issued | - | - | - | 5 | - | 5 |
Total Debt Issued | - | - | - | 15 | - | 5 |
Short-Term Debt Repaid | - | - | - | -10 | - | - |
Long-Term Debt Repaid | - | -5 | - | - | -5 | -4 |
Total Debt Repaid | - | -5 | - | -10 | -5 | -4 |
Net Debt Issued (Repaid) | - | -5 | - | 5 | -5 | 1 |
Issuance of Common Stock | 0.22 | 0.22 | 0.22 | - | 49.44 | - |
Repurchase of Common Stock | -0.12 | -0.11 | -1.08 | -2.38 | - | - |
Net Increase (Decrease) in Deposit Accounts | -8.88 | -8.68 | 21.33 | -9.89 | -106.91 | 99.22 |
Other Financing Activities | 0.11 | -0.14 | 0.36 | 0.13 | -4.51 | -0.08 |
Financing Cash Flow | -8.68 | -13.72 | 20.82 | -7.14 | -66.98 | 100.14 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 0.03 | -19.44 | 22.09 | 18.24 | -108.46 | 89.74 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 14.47 | 3.95 | 9.11 | -0.09 | 2.77 | 1.31 |
Free Cash Flow Growth | 66.89% | -56.68% | - | - | 111.76% | - |
Free Cash Flow Margin | 131.39% | 39.77% | 102.05% | -1.74% | 39.35% | 24.58% |
Free Cash Flow Per Share | 2.95 | 0.81 | 1.86 | -0.02 | 0.59 | 0.24 |