NSTS Bancorp, Inc. (NSTS)
NASDAQ: NSTS · Real-Time Price · USD
13.99
-0.05 (-0.36%)
At close: Aug 21, 2026, 4:00 PM EDT
14.00
+0.01 (0.07%)
After-hours: Aug 21, 2026, 7:30 PM EDT
NSTS Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 47.52 | 34.04 | 53.48 | 31.39 | 13.15 | 121.61 |
Investment Securities | 27.95 | 29.01 | 21.89 | 27.64 | 52.79 | 31.52 |
Mortgage-Backed Securities | 47.43 | 50.95 | 50.86 | 56.49 | 72.89 | 72.9 |
Total Investments | 75.37 | 79.96 | 72.74 | 84.13 | 125.68 | 104.42 |
Gross Loans | 127.62 | 129.76 | 131.56 | 121.8 | 103.98 | 97.31 |
Allowance for Loan Losses | -1.1 | -1.13 | -1.2 | -1.18 | -0.62 | -0.78 |
Net Loans | 126.53 | 128.64 | 130.36 | 120.62 | 103.36 | 96.53 |
Property, Plant & Equipment | 5 | 5.11 | 5.31 | 5.29 | 5.04 | 5.09 |
Loans Held for Sale | 1.37 | 4.46 | 1.22 | 0.38 | - | 0.1 |
Accrued Interest Receivable | 0.88 | 0.93 | 0.87 | 0.76 | 0.85 | 0.64 |
Other Long-Term Assets | 12.64 | 12.91 | 14.12 | 13.67 | 15.58 | 11.92 |
Total Assets | 269.92 | 266.65 | 278.69 | 256.78 | 264.21 | 340.87 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 3.83 | 3.6 | 5.3 | 4.02 | 3.7 | 3.62 |
Interest Bearing Deposits | 142.79 | 144.8 | 156.27 | 146.43 | 156.94 | 177.15 |
Institutional Deposits | 26.82 | 23.37 | 21.99 | 9.98 | 8.8 | 9.38 |
Non-Interest Bearing Deposits | 14.47 | 13.31 | 11.9 | 12.42 | 12.98 | 99.09 |
Total Deposits | 184.08 | 181.47 | 190.16 | 168.83 | 178.71 | 285.62 |
Federal Home Loan Bank Debt, Long-Term | - | - | 5 | 5 | - | 5 |
Other Long-Term Liabilities | 1.89 | 1.6 | 1.74 | 1.38 | 1.25 | 1.44 |
Total Liabilities | 189.8 | 186.67 | 202.2 | 179.23 | 183.66 | 295.69 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | - |
Additional Paid-In Capital | 52.97 | 52.35 | 51.68 | 50.92 | 50.42 | - |
Retained Earnings | 39.64 | 39.88 | 40.27 | 41.06 | 45.29 | 45.26 |
Treasury Stock | -3.2 | -3.09 | -3.24 | -2.38 | - | - |
Comprehensive Income & Other | -9.34 | -9.22 | -12.28 | -12.11 | -15.22 | -0.08 |
Shareholders' Equity | 80.12 | 79.97 | 76.49 | 77.55 | 80.54 | 45.18 |
Total Liabilities & Equity | 269.92 | 266.65 | 278.69 | 256.78 | 264.21 | 340.87 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | - | 5 | 5 | - | 5 |
Net Cash (Debt) | 48.27 | 35.29 | 49.98 | 28.38 | 17.62 | 120.08 |
Net Cash Growth | -1.46% | -29.39% | 76.10% | 61.02% | -85.32% | 197.94% |
Net Cash Per Share | 9.84 | 7.22 | 10.18 | 5.67 | 3.73 | 22.25 |
Filing Date Shares Outstanding | 4.92 | 4.92 | 4.88 | 4.93 | 5.4 | 5.4 |
Total Common Shares Outstanding | 4.92 | 4.92 | 4.88 | 4.93 | 5.4 | 5.4 |
Book Value Per Share | 16.29 | 16.27 | 15.67 | 15.74 | 14.92 | 8.37 |
Tangible Book Value | 80.12 | 79.97 | 76.49 | 77.55 | 80.54 | 45.18 |
Tangible Book Value Per Share | 16.29 | 16.27 | 15.67 | 15.74 | 14.92 | 8.37 |