NSTS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	34.59	31.39	13.15	121.61	31.87	32.38
Investment Securities	22.64	27.64	52.79	31.52	30.56	46.26
Mortgage-Backed Securities	54.1	56.49	72.89	72.9	63.49	42.48
Total Investments	76.73	84.13	125.68	104.42	94.06	88.74
Gross Loans	135.08	121.8	103.98	97.31	99.33	98.07
Allowance for Loan Losses	-1.27	-1.18	-0.62	-0.78	-0.87	-0.39
Net Loans	133.81	120.62	103.36	96.53	98.46	97.68
Property, Plant & Equipment	5.25	5.29	5.04	5.09	5.21	5.4
Loans Held for Sale	3.12	0.38	-	0.1	1.97	0.72
Accrued Interest Receivable	0.86	0.76	0.85	0.64	0.67	0.64
Other Long-Term Assets	13.49	13.67	15.58	11.92	9.47	9.48
Total Assets	268.44	256.78	264.21	340.87	242.22	235.55
Accrued Expenses	4.24	4.02	3.7	3.62	3.57	3.26
Interest Bearing Deposits	151.94	146.43	156.94	177.15	165.97	166.27
Institutional Deposits	17.35	9.98	8.8	9.38	10.71	10.8
Non-Interest Bearing Deposits	10.6	12.42	12.98	99.09	9.73	7.3
Total Deposits	179.89	168.83	178.71	285.62	186.4	184.37
Federal Home Loan Bank Debt, Long-Term	5	5	-	5	4	-
Pension & Post-Retirement Benefits	-	-	-	-	-	0.64
Other Long-Term Liabilities	0.87	1.38	1.25	1.44	1.52	1.51
Total Liabilities	190	179.23	183.66	295.69	195.49	189.78
Common Stock	0.06	0.06	0.05	-	-	-
Additional Paid-In Capital	51.41	50.92	50.42	-	-	-
Retained Earnings	40.31	41.06	45.29	45.26	45.32	45.43
Treasury Stock	-2.79	-2.38	-	-	-	-
Comprehensive Income & Other	-10.55	-12.11	-15.22	-0.08	1.41	0.33
Shareholders' Equity	78.44	77.55	80.54	45.18	46.73	45.76
Total Liabilities & Equity	268.44	256.78	264.21	340.87	242.22	235.55
Total Debt	5	5	-	5	4	-
Net Cash (Debt)	31.09	28.38	17.62	120.08	40.3	52.55
Net Cash Growth	318.33%	61.02%	-85.32%	197.94%	-23.30%	-
Net Cash Per Share	6.30	5.67	3.73	22.25	-	-
Filing Date Shares Outstanding	4.89	4.93	5.4	5.4	-	-
Total Common Shares Outstanding	4.9	4.93	5.4	5.4	-	-
Book Value Per Share	16.00	15.74	14.92	8.37	-	-
Tangible Book Value	78.44	77.55	80.54	45.18	46.73	45.76
Tangible Book Value Per Share	16.00	15.74	14.92	8.37	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.