NSTS Bancorp, Inc. (NSTS)

NSTS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	47.49	53.48	31.39	13.15	121.61	31.87
Investment Securities	20.76	21.89	27.64	52.79	31.52	30.56
Mortgage-Backed Securities	50.33	50.86	56.49	72.89	72.9	63.49
Total Investments	71.08	72.74	84.13	125.68	104.42	94.06
Gross Loans	134.04	131.56	121.8	103.98	97.31	99.33
Allowance for Loan Losses	-1.2	-1.2	-1.18	-0.62	-0.78	-0.87
Net Loans	132.84	130.36	120.62	103.36	96.53	98.46
Property, Plant & Equipment	5.25	5.31	5.29	5.04	5.09	5.21
Loans Held for Sale	4.43	1.22	0.38	-	0.1	1.97
Accrued Interest Receivable	0.85	0.87	0.76	0.85	0.64	0.67
Other Long-Term Assets	13.43	14.12	13.67	15.58	11.92	9.47
Total Assets	275.98	278.69	256.78	264.21	340.87	242.22
Accrued Expenses	3.4	5.3	4.02	3.7	3.62	3.57
Interest Bearing Deposits	156.24	156.27	146.43	156.94	177.15	165.97
Institutional Deposits	24.35	21.99	9.98	8.8	9.38	10.71
Non-Interest Bearing Deposits	12.37	11.9	12.42	12.98	99.09	9.73
Total Deposits	192.96	190.16	168.83	178.71	285.62	186.4
Federal Home Loan Bank Debt, Long-Term	-	5	5	-	5	4
Other Long-Term Liabilities	1.78	1.74	1.38	1.25	1.44	1.52
Total Liabilities	198.14	202.2	179.23	183.66	295.69	195.49
Common Stock	0.06	0.06	0.06	0.05	-	-
Additional Paid-In Capital	52.04	51.68	50.92	50.42	-	-
Retained Earnings	39.68	40.27	41.06	45.29	45.26	45.32
Treasury Stock	-3.35	-3.24	-2.38	-	-	-
Comprehensive Income & Other	-10.59	-12.28	-12.11	-15.22	-0.08	1.41
Shareholders' Equity	77.83	76.49	77.55	80.54	45.18	46.73
Total Liabilities & Equity	275.98	278.69	256.78	264.21	340.87	242.22
Total Debt	-	5	5	-	5	4
Net Cash (Debt)	48.98	49.98	28.38	17.62	120.08	40.3
Net Cash Growth	72.31%	76.10%	61.02%	-85.32%	197.94%	-23.30%
Net Cash Per Share	10.05	10.18	5.67	3.73	22.25	-
Filing Date Shares Outstanding	4.88	4.88	4.93	5.4	5.4	-
Total Common Shares Outstanding	4.88	4.88	4.93	5.4	5.4	-
Book Value Per Share	15.94	15.67	15.74	14.92	8.37	-
Tangible Book Value	77.83	76.49	77.55	80.54	45.18	46.73
Tangible Book Value Per Share	15.94	15.67	15.74	14.92	8.37	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q