NSTS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	34.14	53.48	31.39	13.15	121.61	31.87
Investment Securities	28.77	21.89	27.64	52.79	31.52	30.56
Mortgage-Backed Securities	52.04	50.86	56.49	72.89	72.9	63.49
Total Investments	80.81	72.74	84.13	125.68	104.42	94.06
Gross Loans	134.2	131.56	121.8	103.98	97.31	99.33
Allowance for Loan Losses	-1.26	-1.2	-1.18	-0.62	-0.78	-0.87
Net Loans	132.94	130.36	120.62	103.36	96.53	98.46
Property, Plant & Equipment	5.18	5.31	5.29	5.04	5.09	5.21
Loans Held for Sale	2.1	1.22	0.38	-	0.1	1.97
Accrued Interest Receivable	0.92	0.87	0.76	0.85	0.64	0.67
Other Long-Term Assets	13.16	14.12	13.67	15.58	11.92	9.47
Total Assets	269.84	278.69	256.78	264.21	340.87	242.22
Accrued Expenses	3.6	5.3	4.02	3.7	3.62	3.57
Interest Bearing Deposits	149.18	156.27	146.43	156.94	177.15	165.97
Institutional Deposits	25.39	21.99	9.98	8.8	9.38	10.71
Non-Interest Bearing Deposits	11.5	11.9	12.42	12.98	99.09	9.73
Total Deposits	186.07	190.16	168.83	178.71	285.62	186.4
Federal Home Loan Bank Debt, Long-Term	-	5	5	-	5	4
Other Long-Term Liabilities	1.24	1.74	1.38	1.25	1.44	1.52
Total Liabilities	190.9	202.2	179.23	183.66	295.69	195.49
Common Stock	0.06	0.06	0.06	0.05	-	-
Additional Paid-In Capital	52.22	51.68	50.92	50.42	-	-
Retained Earnings	39.75	40.27	41.06	45.29	45.26	45.32
Treasury Stock	-3.35	-3.24	-2.38	-	-	-
Comprehensive Income & Other	-9.73	-12.28	-12.11	-15.22	-0.08	1.41
Shareholders' Equity	78.94	76.49	77.55	80.54	45.18	46.73
Total Liabilities & Equity	269.84	278.69	256.78	264.21	340.87	242.22
Total Debt	-	5	5	-	5	4
Net Cash (Debt)	35.38	49.98	28.38	17.62	120.08	40.3
Net Cash Growth	13.81%	76.10%	61.02%	-85.32%	197.94%	-23.30%
Net Cash Per Share	7.24	10.18	5.67	3.73	22.25	-
Filing Date Shares Outstanding	4.89	4.88	4.93	5.4	5.4	-
Total Common Shares Outstanding	4.89	4.88	4.93	5.4	5.4	-
Book Value Per Share	16.15	15.67	15.74	14.92	8.37	-
Tangible Book Value	78.94	76.49	77.55	80.54	45.18	46.73
Tangible Book Value Per Share	16.15	15.67	15.74	14.92	8.37	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q