NTB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Interest Income	364.08	351.2	366.96
Net Interest Income Growth	3.67%	-4.29%	-
Non-Interest Income	0.02	0.38	3.75
Non-Interest Income Growth	-94.69%	-89.95%	-
Revenues Before Loan Losses	364.1	351.58	370.71
Provision for Credit Losses	0.22	1.66	4.45
Revenue	606.79	579.93	578.6
Revenue Growth (YoY)	4.63%	0.23%	-
Compensation Expenses	188.19	177.95	183.53
Selling, General & Admin	127.84	129.36	120.87
Other Non-Interest Expenses	52.8	51.77	47.94
Total Non-Interest Expense	368.83	359.09	352.34
Pretax Income	237.97	220.85	226.26
Provision for Income Taxes	6.02	4.53	0.77
Net Income	231.94	216.32	225.49
Net Income to Common	231.94	216.32	225.49
Net Income Growth	7.22%	-4.07%	-
Shares Outstanding (Basic)	41	45	49
Shares Outstanding (Diluted)	42	46	49
Shares Change (YoY)	-7.59%	-6.86%	-
EPS (Basic)	5.61	4.80	4.62
EPS (Diluted)	5.47	4.71	4.58
EPS Growth	16.14%	2.84%	-
Shares Outstanding	39.95	42.92	46.91
Free Cash Flow	254.81	244.38	273.36
Free Cash Flow Growth	4.27%	-10.60%	-
Free Cash Flow Per Share	6.01	5.32	5.55
Dividends Per Share	1.880	1.760	1.760
Dividend Growth	6.82%	-	-
Profit Margin	38.22%	37.30%	38.97%
FCF Margin	41.99%	42.14%	47.24%
EBITDA	36.82	42.16	36.21
EBITDA Margin	6.07%	7.27%	6.26%
Effective Tax Rate	2.53%	2.05%	0.34%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q