The Bank of N.T. Butterfield & Son Limited (NTB)

NYSE: NTB · IEX Real-Time Price · USD
31.99
+0.23 (0.72%)
At close: Mar 28, 2024, 4:00 PM
31.38
-0.61 (-1.91%)
After-hours: Mar 28, 2024, 7:49 PM EDT

Total Valuation

NTB has a market cap or net worth of $1.50 billion. The enterprise value is -$52.99 million.

Market Cap 1.50B
Enterprise Value -52.99M

Important Dates

The last earnings date was Monday, February 13, 2023, after market close.

Earnings Date Feb 13, 2023
Ex-Dividend Date Feb 23, 2024

Share Statistics

NTB has 47.53 million shares outstanding.

Shares Outstanding 47.53M
Owned by Insiders (%) 1.14%
Owned by Institutions (%) 69.01%
Float 46.36M

Valuation Ratios

The trailing PE ratio is 6.95.

PE Ratio 6.95
Forward PE n/a
PS Ratio 2.58
Forward PS 2.66
PB Ratio 1.49
P/FCF Ratio 5.47
PEG Ratio 1.96
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.10
Debt / EBITDA 0.38
Debt / FCF 0.36
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 23.70% and return on invested capital (ROIC) is 20.46%.

Return on Equity (ROE) 23.70%
Return on Assets (ROA) 1.70%
Return on Capital (ROIC) 20.46%
Revenue Per Employee $433,731
Profits Per Employee $169,034
Employee Count 1,334
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, NTB has paid $767,000 in taxes.

Income Tax 767,000
Effective Tax Rate 0.34%

Stock Price Statistics

The stock price has increased by +17.39% in the last 52 weeks. The beta is 1.27, so NTB's price volatility has been higher than the market average.

Beta (1Y) 1.27
52-Week Price Change +17.39%
50-Day Moving Average 30.29
200-Day Moving Average 29.15
Relative Strength Index (RSI) 66.12
Average Volume (30 Days) 222,216

Short Selling Information

Short Interest 298,577
Short Previous Month 298,515
Short % of Shares Out 0.64%
Short % of Float n/a
Short Ratio (days to cover) 1.45

Income Statement

In the last 12 months, NTB had revenue of $578.60 million and earned $225.49 million in profits. Earnings per share was $4.58.

Revenue 578.60M
Gross Profit 578.60M
Operating Income 226.26M
Pretax Income 226.26M
Net Income 225.49M
EBITDA 262.47M
EBIT 226.26M
Earnings Per Share (EPS) $4.58
Full Income Statement

Balance Sheet

The company has $1.65 billion in cash and $98.49 million in debt, giving a net cash position of $1.55 billion or $32.57 per share.

Cash & Cash Equivalents 1.65B
Total Debt 98.49M
Net Cash 1.55B
Net Cash Per Share $32.57
Equity / Book Value 1.00B
Book Value Per Share 21.12
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $300.29 million and capital expenditures -$26.93 million, giving a free cash flow of $273.36 million.

Operating Cash Flow 300.29M
Capital Expenditures -26.93M
Free Cash Flow 273.36M
FCF Per Share $5.61
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 39.10% and 38.97%.

Gross Margin 100.00%
Operating Margin 39.10%
Pretax Margin 39.10%
Profit Margin 38.97%
EBITDA Margin 45.36%
EBIT Margin 39.10%
FCF Margin 47.24%

Dividends & Yields

This stock pays an annual dividend of $1.76, which amounts to a dividend yield of 5.50%.

Dividend Per Share $1.76
Dividend Yield 5.50%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 38.43%
Buyback Yield 3.12%
Shareholder Yield 8.62%
Earnings Yield 15.08%
FCF Yield 18.28%
Dividend Details

Analyst Forecast

The average price target for NTB is $33.50, which is 4.72% higher than the current price. The consensus rating is "Strong Buy".

Price Target $33.50
Price Target Difference 4.72%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6