The Bank of N.T. Butterfield & Son Limited (NTB)
NYSE: NTB · Real-Time Price · USD
56.10
-0.33 (-0.58%)
May 21, 2026, 4:00 PM EDT - Market closed

NTB Statistics

Total Valuation

NTB has a market cap or net worth of $2.21 billion. The enterprise value is -$906.88 million.

Market Cap2.21B
Enterprise Value -906.88M

Important Dates

The last earnings date was Tuesday, April 28, 2026, after market close.

Earnings Date Apr 28, 2026
Ex-Dividend Date May 13, 2026

Share Statistics

NTB has 39.46 million shares outstanding. The number of shares has decreased by -7.26% in one year.

Current Share Class 39.46M
Shares Outstanding 39.46M
Shares Change (YoY) -7.26%
Shares Change (QoQ) -1.35%
Owned by Insiders (%) 2.05%
Owned by Institutions (%) 78.14%
Float 38.65M

Valuation Ratios

The trailing PE ratio is 9.72 and the forward PE ratio is 8.83.

PE Ratio 9.72
Forward PE 8.83
PS Ratio 3.61
Forward PS 3.48
PB Ratio 1.96
P/TBV Ratio 2.10
P/FCF Ratio 8.86
P/OCF Ratio 8.03
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.69
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.95%.

Return on Equity (ROE) 21.95%
Return on Assets (ROA) 1.69%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.49%
Revenue Per Employee $471,990
Profits Per Employee $185,374
Employee Count1,299
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NTB has paid $6.20 million in taxes.

Income Tax 6.20M
Effective Tax Rate 2.51%

Stock Price Statistics

The stock price has increased by +31.11% in the last 52 weeks. The beta is 0.50, so NTB's price volatility has been lower than the market average.

Beta (5Y) 0.50
52-Week Price Change +31.11%
50-Day Moving Average 54.35
200-Day Moving Average 49.12
Relative Strength Index (RSI) 55.42
Average Volume (20 Days) 178,183

Short Selling Information

The latest short interest is 304,854, so 0.78% of the outstanding shares have been sold short.

Short Interest 304,854
Short Previous Month 505,129
Short % of Shares Out 0.78%
Short % of Float n/a
Short Ratio (days to cover) 2.18

Income Statement

In the last 12 months, NTB had revenue of $613.12 million and earned $240.80 million in profits. Earnings per share was $5.77.

Revenue613.12M
Gross Profit 613.12M
Operating Income 260.68M
Pretax Income 247.00M
Net Income 240.80M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.77
Full Income Statement

Balance Sheet

The company has $3.29 billion in cash and $171.79 million in debt, with a net cash position of $3.12 billion or $79.09 per share.

Cash & Cash Equivalents 3.29B
Total Debt 171.79M
Net Cash 3.12B
Net Cash Per Share $79.09
Equity (Book Value) 1.14B
Book Value Per Share 28.68
Working Capital -9.81B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $275.65 million and capital expenditures -$25.95 million, giving a free cash flow of $249.70 million.

Operating Cash Flow 275.65M
Capital Expenditures -25.95M
Depreciation & Amortization n/a
Net Borrowing 32.75M
Free Cash Flow 249.70M
FCF Per Share $6.33
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.52%
Pretax Margin 40.29%
Profit Margin 39.28%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 40.73%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 3.54%.

Dividend Per Share $2.00
Dividend Yield 3.54%
Dividend Growth (YoY) 13.64%
Years of Dividend Growth 1
Payout Ratio 34.65%
Buyback Yield 7.26%
Shareholder Yield 10.82%
Earnings Yield 10.88%
FCF Yield 11.28%
Dividend Details

Analyst Forecast

The average price target for NTB is $59.00, which is 5.17% higher than the current price. The consensus rating is "Buy".

Price Target $59.00
Price Target Difference 5.17%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 6, 2016. It was a reverse split with a ratio of 1:10.

Last Split Date Sep 6, 2016
Split Type Reverse
Split Ratio 1:10

Scores

Altman Z-Score n/a
Piotroski F-Score 4