The Bank of N.T. Butterfield & Son Limited (NTB)

NYSE: NTB · Real-Time Price · USD

50.54

-0.21 (-0.41%)

At close: Mar 13, 2026, 4:00 PM EDT

49.80

-0.74 (-1.46%)

After-hours: Mar 13, 2026, 7:42 PM EDT

NTB Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2016	FY 2015
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Net Income	231.94	216.32	225.49	115.94	77.74
Depreciation & Amortization	36.82	42.16	36.21	52.26	50.07
Provision for Credit Losses	0.22	1.66	4.45	4.4	5.74
Stock-Based Compensation	22.25	21	20.81	14.42	7.91
Other Adjustments	-0.11	0.17	6.77	-0.94	8.12
Changes in Accrued Interest and Accounts Receivable	15.28	-10.01	4.62	-6.05	1.42
Changes in Accounts Payable	-	-	-	-0.28	-1.91
Changes in Accrued Expenses	-26.79	-6.11	1.9	5.59	16.93
Changes in Other Operating Activities	-	-	-	-6.69	-10.4
Operating Cash Flow	279.56	265.43	300.29	178.64	155.54
Operating Cash Flow Growth	5.32%	-11.61%	68.10%	14.85%	-
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	165.3	-1,041	-127.4	-148.81	-
Net Change in Loans Held-for-Investment	226.96	236.98	457.3	321.72	-36.88
Net Change in Securities and Investments	-265.15	243.88	405.54	-1,342	-300.17
Payments for Business Acquisitions	-	-	-	-21.78	-
Capital Expenditures	-24.75	-21.05	-26.93	-9.8	-1.48
Purchases of Intangible Assets	-	-0.48	-27.34	-	-
Other Investing Activities	-	0.59	0.65	5.53	12.27
Investing Cash Flow	102.36	-581.02	681.8	-1,195	-325.85
Net Change in Deposits	-331.2	873.12	-1,198	1,056	598.58
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-90.03	97.33	-	0	-
Long-Term Debt Repaid	-100	-	-75	-	-
Net Long-Term Debt Issued (Repaid)	-100	-	-75	-	-
Issuance of Common Stock	-	-	-	138.52	0.64
Repurchase of Common Stock	-146.69	-155.31	-88.59	-1.63	-130.82
Net Common Stock Issued (Repurchased)	-146.69	-155.31	-88.59	136.89	-130.18
Repurchase of Preferred Stock	-	-	-	-212.12	-0.21
Net Preferred Stock Issued (Repurchased)	-	-	-	-212.12	-0.21
Common Dividends Paid	-77.72	-79.58	-86.19	-19.35	-24.05
Preferred Share Dividends Paid	-	-	-	-14.63	-14.63
Other Financing Activities	-	-	-	-7.23	-1.82
Financing Cash Flow	-745.64	735.56	-1,448	939.59	426.88
Effect of Exchange Rate Changes on Cash and Cash Equivalents	51.86	-3.69	21.55	-105.25	-31
Net Cash Flow	-311.86	416.28	-444.29	-181.85	225.58
Free Cash Flow	254.81	244.38	273.36	168.83	154.06
Free Cash Flow Growth	4.27%	-10.60%	61.91%	9.59%	-
FCF Margin	41.98%	42.05%	47.19%	41.59%	-2876.53%
Free Cash Flow Per Share	6.01	5.32	5.55	3.40	3.09
Levered Free Cash Flow	132.51	221.3	166.29	93.39	54.69
Unlevered Free Cash Flow	0.57	4.98	15.8	35.01	54.63

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q