The Bank of N.T. Butterfield & Son Limited (NTB)
NYSE: NTB · Real-Time Price · USD
44.72
-0.79 (-1.74%)
Aug 1, 2025, 4:00 PM - Market closed

NTB Statistics

Total Valuation

NTB has a market cap or net worth of $1.84 billion. The enterprise value is -$1.14 billion.

Market Cap1.84B
Enterprise Value -1.14B

Important Dates

The last earnings date was Monday, July 28, 2025, after market close.

Earnings Date Jul 28, 2025
Ex-Dividend Date Aug 11, 2025

Share Statistics

NTB has 41.10 million shares outstanding. The number of shares has decreased by -7.48% in one year.

Current Share Class 41.10M
Shares Outstanding 41.10M
Shares Change (YoY) -7.48%
Shares Change (QoQ) -2.15%
Owned by Insiders (%) 1.48%
Owned by Institutions (%) 71.88%
Float 40.50M

Valuation Ratios

The trailing PE ratio is 9.01 and the forward PE ratio is 8.79.

PE Ratio 9.01
Forward PE 8.79
PS Ratio 3.27
Forward PS 3.08
PB Ratio 1.72
P/TBV Ratio 1.88
P/FCF Ratio 6.48
P/OCF Ratio 5.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.22
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.21%.

Return on Equity (ROE) 21.21%
Return on Assets (ROA) 1.56%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $454,747
Profits Per Employee $169,408
Employee Count1,295
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, NTB has paid $5.13 million in taxes.

Income Tax 5.13M
Effective Tax Rate 2.29%

Stock Price Statistics

The stock price has increased by +16.64% in the last 52 weeks. The beta is 0.62, so NTB's price volatility has been lower than the market average.

Beta (5Y) 0.62
52-Week Price Change +16.64%
50-Day Moving Average 44.19
200-Day Moving Average 39.63
Relative Strength Index (RSI) 47.96
Average Volume (20 Days) 164,957

Short Selling Information

Short Interest 321,142
Short Previous Month 280,322
Short % of Shares Out 0.76%
Short % of Float n/a
Short Ratio (days to cover) 1.98

Income Statement

In the last 12 months, NTB had revenue of $588.90 million and earned $219.38 million in profits. Earnings per share was $4.96.

Revenue588.90M
Gross Profit 588.90M
Operating Income 234.08M
Pretax Income 207.68M
Net Income 219.38M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.96
Full Income Statement

Balance Sheet

The company has $3.04 billion in cash and $61.15 million in debt, giving a net cash position of $2.98 billion or $72.52 per share.

Cash & Cash Equivalents 3.04B
Total Debt 61.15M
Net Cash 2.98B
Net Cash Per Share $72.52
Equity (Book Value) 1.07B
Book Value Per Share 26.01
Working Capital -9.84B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $312.73 million and capital expenditures -$29.16 million, giving a free cash flow of $283.57 million.

Operating Cash Flow 312.73M
Capital Expenditures -29.16M
Free Cash Flow 283.57M
FCF Per Share $6.90
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.75%
Pretax Margin 38.12%
Profit Margin 37.25%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 48.15%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 4.47%.

Dividend Per Share $2.00
Dividend Yield 4.47%
Dividend Growth (YoY) 3.41%
Years of Dividend Growth n/a
Payout Ratio 36.66%
Buyback Yield 7.48%
Shareholder Yield 11.95%
Earnings Yield 11.93%
FCF Yield 15.43%
Dividend Details

Analyst Forecast

The average price target for NTB is $51.33, which is 14.78% higher than the current price. The consensus rating is "Buy".

Price Target $51.33
Price Target Difference 14.78%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 6, 2016. It was a reverse split with a ratio of 1:10.

Last Split Date Sep 6, 2016
Split Type Reverse
Split Ratio 1:10

Scores

Altman Z-Score n/a
Piotroski F-Score 4