Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
13.91
+0.51 (3.81%)
At close: Nov 22, 2024, 4:00 PM
14.03
+0.12 (0.86%)
After-hours: Nov 22, 2024, 7:58 PM EST
Nu Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 |
| Interest and Dividend Income | 9,089 | 6,440 | 3,555 | 1,047 | 382.92 | 337.85 | Upgrade
|
| Total Interest Expense | 2,514 | 2,037 | 1,548 | 367.34 | 142.55 | 109.7 | Upgrade
|
| Net Interest Income | 6,575 | 4,403 | 2,007 | 679.4 | 240.37 | 228.15 | Upgrade
|
| Commissions and Fees | 1,844 | 1,589 | 1,237 | 651.28 | 354.21 | 274.26 | Upgrade
|
| Revenue Before Loan Losses | 8,419 | 5,992 | 3,244 | 1,331 | 594.58 | 502.41 | Upgrade
|
| Provision for Loan Losses | 2,957 | 2,285 | 1,405 | 480.64 | 169.49 | 175.18 | Upgrade
|
| Revenue | 5,461 | 3,707 | 1,839 | 850.04 | 425.09 | 327.23 | Upgrade
|
| Revenue Growth (YoY) | 73.49% | 101.52% | 116.39% | 99.96% | 29.91% | 111.29% | Upgrade
|
| Salaries & Employee Benefits | 350.21 | 255.61 | 286.45 | - | 56.27 | - | Upgrade
|
| Cost of Services Provided | 1,726 | 1,446 | 1,180 | 898.98 | 353.13 | 357.3 | Upgrade
|
| Other Operating Expenses | 797.62 | 466.36 | 326.69 | 121.22 | 136.35 | 99.23 | Upgrade
|
| Total Operating Expenses | 2,874 | 2,168 | 1,793 | 1,020 | 545.75 | 456.53 | Upgrade
|
| Operating Income | 2,588 | 1,539 | 46.67 | -170.16 | -120.66 | -129.3 | Upgrade
|
| EBT Excluding Unusual Items | 2,588 | 1,539 | 46.67 | -170.16 | -193.18 | -129.3 | Upgrade
|
| Other Unusual Items | - | - | -355.57 | - | - | - | Upgrade
|
| Pretax Income | 2,588 | 1,539 | -308.9 | -170.16 | -193.18 | -129.3 | Upgrade
|
| Income Tax Expense | 807.33 | 508.55 | 55.73 | -4.83 | -21.69 | -36.77 | Upgrade
|
| Earnings From Continuing Ops. | 1,780 | 1,031 | -364.63 | -165.33 | -171.49 | -92.53 | Upgrade
|
| Minority Interest in Earnings | - | - | 0.06 | 0.34 | - | - | Upgrade
|
| Net Income | 1,780 | 1,031 | -364.58 | -164.99 | -171.49 | -92.53 | Upgrade
|
| Net Income to Common | 1,780 | 1,031 | -364.58 | -164.99 | -171.49 | -92.53 | Upgrade
|
| Shares Outstanding (Basic) | 4,781 | 4,739 | 4,677 | 1,602 | 1,316 | 1,138 | Upgrade
|
| Shares Outstanding (Diluted) | 4,884 | 4,858 | 4,677 | 1,602 | 1,316 | 1,138 | Upgrade
|
| Shares Change (YoY) | 1.56% | 3.86% | 191.92% | 21.78% | 15.61% | 3.54% | Upgrade
|
| EPS (Basic) | 0.37 | 0.22 | -0.08 | -0.10 | -0.13 | -0.08 | Upgrade
|
| EPS (Diluted) | 0.36 | 0.21 | -0.08 | -0.10 | -0.13 | -0.08 | Upgrade
|
| Free Cash Flow | 3,731 | 1,246 | 735.57 | -2,935 | 971.44 | 273.76 | Upgrade
|
| Free Cash Flow Per Share | 0.76 | 0.26 | 0.16 | -1.83 | 0.74 | 0.24 | Upgrade
|
| Operating Margin | 47.38% | 41.52% | 2.54% | -20.02% | -28.38% | -39.51% | Upgrade
|
| Profit Margin | 32.60% | 27.80% | -19.82% | -19.41% | -40.34% | -28.28% | Upgrade
|
| Free Cash Flow Margin | 68.31% | 33.61% | 39.99% | -345.27% | 228.52% | 83.66% | Upgrade
|
| Effective Tax Rate | 31.20% | 33.04% | - | - | - | - | Upgrade
|
| Revenue as Reported | 10,933 | 8,029 | 4,792 | 1,698 | 737.13 | 612.11 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.