Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
14.34
-0.75 (-4.97%)
At close: Nov 1, 2024, 4:00 PM
14.52
+0.18 (1.26%)
After-hours: Nov 1, 2024, 7:59 PM EDT

Nu Holdings Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 2018
Period Ending
Jun '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018
Interest and Dividend Income
8,3486,4403,5551,047382.92337.85
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Total Interest Expense
2,4102,0371,548367.34142.55109.7
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Net Interest Income
5,9384,4032,007679.4240.37228.15
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Commissions and Fees
1,7791,5891,237651.28354.21274.26
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Revenue Before Loan Losses
7,7175,9923,2441,331594.58502.41
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Provision for Loan Losses
2,8102,2851,405480.64169.49175.18
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Revenue
4,9063,7071,839850.04425.09327.23
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Revenue Growth (YoY)
86.00%101.52%116.39%99.96%29.91%111.29%
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Salaries & Employee Benefits
354.21255.61286.45-56.27-
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Cost of Services Provided
1,6401,4461,180898.98353.13357.3
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Other Operating Expenses
636.19466.36326.69121.22136.3599.23
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Total Operating Expenses
2,6312,1681,7931,020545.75456.53
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Operating Income
2,2751,53946.67-170.16-120.66-129.3
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EBT Excluding Unusual Items
2,2751,53946.67-170.16-193.18-129.3
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Other Unusual Items
---355.57---
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Pretax Income
2,2751,539-308.9-170.16-193.18-129.3
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Income Tax Expense
745.43508.5555.73-4.83-21.69-36.77
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Earnings From Continuing Ops.
1,5301,031-364.63-165.33-171.49-92.53
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Minority Interest in Earnings
--0.060.34--
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Net Income
1,5301,031-364.58-164.99-171.49-92.53
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Net Income to Common
1,5301,031-364.58-164.99-171.49-92.53
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Shares Outstanding (Basic)
4,7694,7394,6771,6021,3161,138
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Shares Outstanding (Diluted)
4,8794,8584,6771,6021,3161,138
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Shares Change (YoY)
2.47%3.86%191.92%21.78%15.61%3.54%
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EPS (Basic)
0.320.22-0.08-0.10-0.13-0.08
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EPS (Diluted)
0.310.21-0.08-0.10-0.13-0.08
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Free Cash Flow
1,5611,246735.57-2,935971.44273.76
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Free Cash Flow Per Share
0.320.260.16-1.830.740.24
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Operating Margin
46.38%41.52%2.54%-20.02%-28.38%-39.51%
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Profit Margin
31.19%27.80%-19.82%-19.41%-40.34%-28.28%
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Free Cash Flow Margin
31.82%33.61%39.99%-345.27%228.52%83.66%
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Effective Tax Rate
32.76%33.04%----
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Revenue as Reported
10,1268,0294,7921,698737.13612.11
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Source: S&P Capital IQ. Financial Services template. Financial Sources.