Nu Holdings Ltd. (NU)
NYSE: NU · Real-Time Price · USD
10.39
+0.02 (0.14%)
Dec 26, 2024, 10:54 AM EST - Market open

Nu Holdings Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2023 FY 2022 FY 2021 FY 2020 FY 2019 2018
Period Ending
Sep '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 2018
Interest and Dividend Income
9,0896,4403,5551,047382.92337.85
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Total Interest Expense
2,5142,0371,548367.34142.55109.7
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Net Interest Income
6,5754,4032,007679.4240.37228.15
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Commissions and Fees
1,8441,5891,237651.28354.21274.26
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Revenue Before Loan Losses
8,4195,9923,2441,331594.58502.41
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Provision for Loan Losses
2,9572,2851,405480.64169.49175.18
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Revenue
5,4613,7071,839850.04425.09327.23
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Revenue Growth (YoY)
73.49%101.52%116.39%99.96%29.91%111.29%
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Salaries & Employee Benefits
350.21255.61286.45-56.27-
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Cost of Services Provided
1,7261,4461,180898.98353.13357.3
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Other Operating Expenses
797.62466.36326.69121.22136.3599.23
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Total Operating Expenses
2,8742,1681,7931,020545.75456.53
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Operating Income
2,5881,53946.67-170.16-120.66-129.3
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EBT Excluding Unusual Items
2,5881,53946.67-170.16-193.18-129.3
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Other Unusual Items
---355.57---
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Pretax Income
2,5881,539-308.9-170.16-193.18-129.3
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Income Tax Expense
807.33508.5555.73-4.83-21.69-36.77
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Earnings From Continuing Ops.
1,7801,031-364.63-165.33-171.49-92.53
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Minority Interest in Earnings
--0.060.34--
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Net Income
1,7801,031-364.58-164.99-171.49-92.53
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Net Income to Common
1,7801,031-364.58-164.99-171.49-92.53
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Shares Outstanding (Basic)
4,7814,7394,6771,6021,3161,138
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Shares Outstanding (Diluted)
4,8844,8584,6771,6021,3161,138
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Shares Change (YoY)
1.56%3.86%191.92%21.78%15.61%3.54%
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EPS (Basic)
0.370.22-0.08-0.10-0.13-0.08
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EPS (Diluted)
0.360.21-0.08-0.10-0.13-0.08
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Free Cash Flow
3,7311,246735.57-2,935971.44273.76
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Free Cash Flow Per Share
0.760.260.16-1.830.740.24
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Operating Margin
47.38%41.52%2.54%-20.02%-28.38%-39.51%
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Profit Margin
32.60%27.80%-19.82%-19.41%-40.34%-28.28%
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Free Cash Flow Margin
68.31%33.61%39.99%-345.27%228.52%83.66%
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Effective Tax Rate
31.20%33.04%----
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Revenue as Reported
10,9338,0294,7921,698737.13612.11
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Source: S&P Capital IQ. Financial Services template. Financial Sources.