Nu Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	2,340	1,886	1,589	1,237	651.28
Other Revenue	4,651	3,627	2,118	602.4	198.76
Revenue	6,991	5,513	3,707	1,839	850.04
Revenue Growth (YoY)	26.81%	48.73%	101.52%	116.39%	87.35%
Gross Profit	6,991	5,513	3,707	1,839	850.04
Selling, General & Admin	2,375	2,107	1,701	1,822	898.98
Other Operating Expenses	744.04	610.91	466.36	326.69	121.22
Operating Expenses	3,119	2,718	2,168	2,148	1,020
Operating Income	3,872	2,795	1,539	-308.9	-170.16
Earnings From Equity Investments	-3.69	-	-	-	-
Pretax Income	3,868	2,795	1,539	-308.9	-170.16
Income Tax Expense	996.75	823.09	508.55	55.73	-4.83
Earnings From Continuing Operations	2,872	1,972	1,031	-364.63	-165.33
Minority Interest in Earnings	-2.78	-	-	0.06	0.34
Net Income	2,869	1,972	1,031	-364.58	-164.99
Net Income to Common	2,869	1,972	1,031	-364.58	-164.99
Net Income Growth	45.47%	91.37%	-	-	-
Shares Outstanding (Basic)	4,833	4,792	4,739	4,677	1,602
Shares Outstanding (Diluted)	4,907	4,889	4,858	4,677	1,602
Shares Change (YoY)	0.38%	0.65%	3.86%	191.92%	21.78%
EPS (Basic)	0.59	0.41	0.22	-0.08	-0.10
EPS (Diluted)	0.58	0.40	0.21	-0.08	-0.10
EPS Growth	44.92%	90.19%	-	-	-
Free Cash Flow	-9,368	-3,517	-6,419	-5,543	-6,937
Free Cash Flow Per Share	-1.91	-0.72	-1.32	-1.19	-4.33
Operating Margin	55.39%	50.70%	41.52%	-16.79%	-20.02%
Profit Margin	41.04%	35.77%	27.80%	-19.82%	-19.41%
Free Cash Flow Margin	-134.00%	-63.79%	-173.16%	-301.32%	-816.06%
D&A For EBITDA	97.97	77.13	62.9	35.58	17.34
Effective Tax Rate	25.77%	29.45%	33.04%	-	-

Updated Feb 25, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q