Nu Holdings Ltd. (NU)

Nu Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	2,146	1,886	1,589	1,237	651.28	354.21
Other Revenue	4,215	3,627	2,118	602.4	198.76	99.51
Revenue	6,361	5,513	3,707	1,839	850.04	453.72
Revenue Growth (YoY)	20.40%	48.73%	101.52%	116.39%	87.35%	38.65%
Gross Profit	6,361	5,513	3,707	1,839	850.04	453.72
Selling, General & Admin	2,177	2,107	1,701	1,822	898.98	409.4
Other Operating Expenses	622.63	610.91	466.36	326.69	121.22	237.5
Operating Expenses	2,799	2,718	2,168	2,148	1,020	646.9
Operating Income	3,561	2,795	1,539	-308.9	-170.16	-193.18
Pretax Income	3,558	2,795	1,539	-308.9	-170.16	-193.18
Income Tax Expense	1,029	823.09	508.55	55.73	-4.83	-21.69
Earnings From Continuing Operations	2,530	1,972	1,031	-364.63	-165.33	-171.49
Minority Interest in Earnings	-0.36	-	-	0.06	0.34	-
Net Income	2,529	1,972	1,031	-364.58	-164.99	-171.49
Net Income to Common	2,529	1,972	1,031	-364.58	-164.99	-171.49
Net Income Growth	42.06%	91.37%	-	-	-	-
Shares Outstanding (Basic)	4,823	4,792	4,739	4,677	1,602	1,316
Shares Outstanding (Diluted)	4,903	4,889	4,858	4,677	1,602	1,316
Shares Change (YoY)	0.39%	0.65%	3.86%	191.92%	21.78%	15.61%
EPS (Basic)	0.52	0.41	0.22	-0.08	-0.10	-0.13
EPS (Diluted)	0.52	0.40	0.21	-0.08	-0.10	-0.13
EPS Growth	41.55%	90.19%	-	-	-	-
Free Cash Flow	-6,423	-3,517	-6,419	-5,543	-6,937	-1,900
Free Cash Flow Per Share	-1.31	-0.72	-1.32	-1.19	-4.33	-1.44
Operating Margin	55.99%	50.70%	41.52%	-16.79%	-20.02%	-42.58%
Profit Margin	39.76%	35.77%	27.80%	-19.82%	-19.41%	-37.80%
Free Cash Flow Margin	-100.97%	-63.79%	-173.16%	-301.32%	-816.06%	-418.71%
D&A For EBITDA	74.87	77.13	62.9	35.58	17.34	7.43
Effective Tax Rate	28.91%	29.45%	33.04%	-	-	-

Updated Nov 13, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q