Nu Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,186	2,872	1,972	1,031	-364.63	-165.33
Depreciation & Amortization	111.01	97.97	77.13	62.9	35.58	17.34
Provision for Credit Losses	5,501	4,701	3,469	2,488	1,441	503.68
Stock-Based Compensation	276.47	271.85	272.38	212.55	608.78	157.32
Other Adjustments	-405.94	-69.41	-470.62	-516.05	-359.46	-219.52
Changes in Trading Assets	-4,697	-4,813	-2,552	699.08	-1,103	-4,667
Changes in Accrued Interest and Accounts Receivable	-25,172	-22,347	-12,512	-12,592	-7,585	-4,091
Changes in Accounts Payable	4,156	4,132	-528.51	2,819	2,221	1,602
Changes in Other Operating Activities	18,247	18,654	12,672	7,063	5,861	3,937
Operating Cash Flow	1,201	3,500	2,399	1,266	755.57	-2,924
Operating Cash Flow Growth	-70.38%	45.91%	89.47%	67.58%	-	-
Payments for Business Acquisitions	-	-1.54	-5.64	-	-10.35	-114.49
Capital Expenditures	-9.33	-7.22	-5.42	-20.24	-20	-6.03
Purchases of Intangible Assets	-324.17	-333.55	-169.57	-156.76	-94.31	-22.47
Other Investing Activities	-	-	-150	-	-2.5	-11.21
Investing Cash Flow	-336.17	-342.31	-330.63	-177	-127.15	-154.2
Long-Term Debt Issued	2,760	2,823	1,310	469.5	581.14	116.35
Long-Term Debt Repaid	-386.43	-539.46	-587.7	-53.43	-175.62	-131.31
Net Long-Term Debt Issued (Repaid)	2,374	2,284	722.2	416.07	405.52	-14.96
Issuance of Common Stock	5.73	6.22	5.55	9.15	248.52	2,556
Repurchase of Common Stock	-	-	-	-	-	-4.61
Net Common Stock Issued (Repurchased)	5.73	6.22	5.55	9.15	248.52	2,551
Issuance of Preferred Stock	-	-	-	-	-	800
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-	800
Financing Cash Flow	2,379	2,290	727.74	425.22	654.04	3,336
Effect of Exchange Rate Changes on Cash and Cash Equivalents	392.15	369.52	466.14	236.72	184.18	104.43
Net Cash Flow	3,636	5,448	2,796	1,514	1,282	257.47
Free Cash Flow	1,192	3,493	2,394	1,246	735.57	-2,930
Free Cash Flow Growth	-65.88%	45.94%	92.11%	69.38%	-	-
FCF Margin	15.69%	49.97%	43.42%	33.61%	39.99%	-344.73%
Free Cash Flow Per Share	0.24	0.71	0.49	0.26	0.16	-1.83

SEC Filings: 10-K · 10-Q