Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10,455	11,392	6,894	5,923	4,113	1,590
Short-Term Investments	3,242	3,799	2,596	246.22	505.05	2,235
Trading Asset Securities	1,473	1,141	740.71	389.56	133.34	917.28
Cash & Short-Term Investments	15,171	16,332	10,230	6,559	4,751	4,743
Cash Growth	7.42%	59.64%	55.97%	38.05%	0.18%	-28.48%
Other Receivables	940.85	748.79	254.79	428.74	245.97	71.87
Receivables	940.85	748.79	254.79	428.74	245.97	71.87
Prepaid Expenses	174.1	92.74	31.14	81.69	61.74	15.96
Restricted Cash	9,149	9,538	6,743	7,447	2,778	938.66
Other Current Assets	143.16	119.25	85.9	100.22	41.83	42.49
Total Current Assets	25,578	26,831	17,346	14,617	7,879	5,812
Property, Plant & Equipment	105.32	49.79	46.22	69.75	46.46	20.54
Long-Term Investments	17,527	15,061	10,271	8,642	7,567	4,863
Goodwill	409.37	409.37	414.29	397.54	397.4	401.87
Other Intangible Assets	747.1	601.67	347.62	295.88	182.16	72.34
Long-Term Deferred Tax Assets	3,649	2,511	1,818	1,538	811.05	360.75
Long-Term Deferred Charges	365.23	329.14	218.79	230.68	157.44	76.18
Other Long-Term Assets	710.6	411.24	474.27	248.4	2,448	2,226
Total Assets	82,753	74,894	49,931	43,345	29,917	19,859

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	45,328	41,925	28,855	23,691	15,809	9,667
Accrued Expenses	431.81	350.05	265.4	265.15	95.77	97.91
Short-Term Debt	1,148	849.81	340.91	238.63	206.67	90.32
Current Portion of Long-Term Debt	2,825	2,525	414.29	113.6	38.33	33.59
Current Income Taxes Payable	931.03	1,323	1,034	1,217	511.02	241.2
Other Current Liabilities	15,597	13,679	9,363	9,777	7,072	4,882
Total Current Liabilities	66,262	60,652	40,272	35,303	23,733	15,012
Long-Term Debt	1,857	1,873	1,316	1,027	558.75	135.72
Long-Term Leases	66.43	29.2	26.2	36.94	20.35	7.62
Long-Term Unearned Revenue	84.17	77.52	71.64	68.36	41.69	30.66
Long-Term Deferred Tax Liabilities	-	-	-	-	41.12	29.33
Other Long-Term Liabilities	1,232	940.97	598.04	503.55	631.2	200.33
Total Liabilities	69,502	63,572	42,284	36,939	25,026	15,416

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.08	0.08	0.08	0.08	0.08	0.08
Additional Paid-In Capital	4,567	5,062	5,054	4,973	4,964	4,679
Retained Earnings	7,084	5,151	2,280	329.47	-701.06	-336.48
Comprehensive Income & Other	1,599	1,077	312.13	1,104	627.99	98.85
Total Common Equity	13,250	11,291	7,646	6,406	4,891	4,441
Minority Interest	2.05	30.61	0.79	-	-	1.51
Shareholders' Equity	13,252	11,322	7,647	6,406	4,891	4,443
Total Liabilities & Equity	82,753	74,894	49,931	43,345	29,917	19,859

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	5,897	5,277	2,097	1,416	824.1	267.26
Net Cash (Debt)	9,274	11,055	8,133	5,143	3,927	4,475
Net Cash Growth	-12.76%	35.93%	58.13%	30.97%	-12.25%	-25.69%
Net Cash Per Share	1.89	2.25	1.66	1.06	0.84	2.79
Filing Date Shares Outstanding	4,831	4,856	4,819	4,766	4,695	4,610
Total Common Shares Outstanding	4,831	4,856	4,819	4,766	4,695	4,610
Working Capital	-40,684	-33,821	-22,927	-20,686	-15,854	-9,201
Book Value Per Share	2.74	2.33	1.59	1.34	1.04	0.96
Tangible Book Value	12,093	10,280	6,884	5,713	4,311	3,967
Tangible Book Value Per Share	2.50	2.12	1.43	1.20	0.92	0.86

SEC Filings: 10-K · 10-Q