Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11,392	6,894	5,923	4,113	1,590
Short-Term Investments	3,799	2,596	246.22	505.05	2,235
Trading Asset Securities	1,141	740.71	389.56	133.34	917.28
Cash & Short-Term Investments	16,332	10,230	6,559	4,751	4,743
Cash Growth	59.64%	55.97%	38.05%	0.18%	-28.48%
Other Receivables	748.79	254.79	428.74	245.97	71.87
Receivables	748.79	254.79	428.74	245.97	71.87
Prepaid Expenses	92.74	31.14	81.69	61.74	15.96
Restricted Cash	9,538	6,743	7,447	2,778	938.66
Other Current Assets	119.25	85.9	100.22	41.83	42.49
Total Current Assets	26,831	17,346	14,617	7,879	5,812
Property, Plant & Equipment	49.79	46.22	69.75	46.46	20.54
Long-Term Investments	15,061	10,271	8,642	7,567	4,863
Goodwill	409.37	414.29	397.54	397.4	401.87
Other Intangible Assets	601.67	347.62	295.88	182.16	72.34
Long-Term Deferred Tax Assets	2,511	1,818	1,538	811.05	360.75
Long-Term Deferred Charges	329.14	218.79	230.68	157.44	76.18
Other Long-Term Assets	411.24	474.27	248.4	2,448	2,226
Total Assets	74,894	49,931	43,345	29,917	19,859
Accounts Payable	41,925	28,855	23,691	15,809	9,667
Accrued Expenses	350.05	265.4	265.15	95.77	97.91
Short-Term Debt	849.81	340.91	238.63	206.67	90.32
Current Portion of Long-Term Debt	2,525	414.29	113.6	38.33	33.59
Current Income Taxes Payable	1,323	1,034	1,217	511.02	241.2
Other Current Liabilities	13,679	9,363	9,777	7,072	4,882
Total Current Liabilities	60,652	40,272	35,303	23,733	15,012
Long-Term Debt	1,873	1,316	1,027	558.75	135.72
Long-Term Leases	29.2	26.2	36.94	20.35	7.62
Long-Term Unearned Revenue	77.52	71.64	68.36	41.69	30.66
Long-Term Deferred Tax Liabilities	-	-	-	41.12	29.33
Other Long-Term Liabilities	940.97	598.04	503.55	631.2	200.33
Total Liabilities	63,572	42,284	36,939	25,026	15,416
Common Stock	0.08	0.08	0.08	0.08	0.08
Additional Paid-In Capital	5,062	5,054	4,973	4,964	4,679
Retained Earnings	5,151	2,280	329.47	-701.06	-336.48
Comprehensive Income & Other	1,077	312.13	1,104	627.99	98.85
Total Common Equity	11,291	7,646	6,406	4,891	4,441
Minority Interest	30.61	0.79	-	-	1.51
Shareholders' Equity	11,322	7,647	6,406	4,891	4,443
Total Liabilities & Equity	74,894	49,931	43,345	29,917	19,859
Total Debt	5,277	2,097	1,416	824.1	267.26
Net Cash (Debt)	11,055	8,133	5,143	3,927	4,475
Net Cash Growth	35.93%	58.13%	30.97%	-12.25%	-25.69%
Net Cash Per Share	2.25	1.66	1.06	0.84	2.79
Filing Date Shares Outstanding	4,856	4,819	4,766	4,695	4,610
Total Common Shares Outstanding	4,856	4,819	4,766	4,695	4,610
Working Capital	-33,821	-22,927	-20,686	-15,854	-9,201
Book Value Per Share	2.33	1.59	1.34	1.04	0.96
Tangible Book Value	10,280	6,884	5,713	4,311	3,967
Tangible Book Value Per Share	2.12	1.43	1.20	0.92	0.86

Updated Feb 25, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q