Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	9,153	6,894	5,923	4,113	1,590	559.79
Short-Term Investments	4,037	2,596	246.22	505.05	2,235	1,784
Trading Asset Securities	1,493	740.71	389.56	133.34	917.28	4,287
Cash & Short-Term Investments	14,683	10,230	6,559	4,751	4,743	6,631
Cash Growth	77.81%	55.97%	38.05%	0.18%	-28.48%	90.31%
Other Receivables	756.85	218.79	428.74	245.97	71.87	31.7
Receivables	756.85	218.79	428.74	245.97	71.87	31.7
Prepaid Expenses	92.4	80.19	81.69	61.74	15.96	8.3
Restricted Cash	8,166	6,743	7,447	2,778	938.66	43.54
Other Current Assets	108.26	79	100.22	41.83	42.49	117.39
Total Current Assets	23,807	17,352	14,617	7,879	5,812	6,832
Property, Plant & Equipment	45.75	46.22	69.75	46.46	20.54	20.51
Long-Term Investments	13,277	10,271	8,642	7,567	4,863	22.87
Goodwill	410.37	414.29	397.54	397.4	401.87	0.83
Other Intangible Assets	574.97	347.62	295.88	182.16	72.34	12.37
Long-Term Deferred Tax Assets	2,234	1,818	1,538	811.05	360.75	125.13
Long-Term Deferred Charges	321.32	254.79	230.68	157.44	76.18	24.95
Other Long-Term Assets	950.96	432.46	248.4	2,448	2,226	31.91
Total Assets	68,363	49,931	43,345	29,917	19,859	10,154
Accounts Payable	38,776	28,855	23,691	15,809	9,667	5,585
Accrued Expenses	328.92	265.4	265.15	95.77	97.91	25.85
Short-Term Debt	1,661	340.91	238.63	206.67	90.32	75.3
Current Portion of Long-Term Debt	1,867	414.29	113.6	38.33	33.59	136.64
Current Income Taxes Payable	1,003	1,034	1,217	511.02	241.2	30.78
Other Current Liabilities	8,492	9,363	9,777	7,072	4,882	3,331
Total Current Liabilities	52,128	40,272	35,303	23,733	15,012	9,185
Long-Term Debt	1,224	1,316	1,027	558.75	135.72	384.44
Long-Term Leases	27.07	26.2	36.94	20.35	7.62	12.01
Long-Term Unearned Revenue	110.07	71.64	68.36	41.69	30.66	25.97
Long-Term Deferred Tax Liabilities	-	-	-	41.12	29.33	8.74
Other Long-Term Liabilities	4,319	598.04	503.55	631.2	200.33	100.28
Total Liabilities	57,809	42,284	36,939	25,026	15,416	9,716
Common Stock	0.08	0.08	0.08	0.08	0.08	0.05
Additional Paid-In Capital	5,058	5,054	4,973	4,964	4,679	638.01
Retained Earnings	4,259	2,280	329.47	-701.06	-336.48	-102.44
Comprehensive Income & Other	1,235	312.13	1,104	627.99	98.85	-97.5
Total Common Equity	10,552	7,646	6,406	4,891	4,441	438.11
Minority Interest	1.55	0.79	-	-	1.51	-
Shareholders' Equity	10,554	7,647	6,406	4,891	4,443	438.11
Total Liabilities & Equity	68,363	49,931	43,345	29,917	19,859	10,154
Total Debt	4,779	2,097	1,416	824.1	267.26	608.4
Net Cash (Debt)	9,904	8,133	5,143	3,927	4,475	6,023
Net Cash Growth	62.24%	58.13%	30.97%	-12.25%	-25.69%	91.91%
Net Cash Per Share	2.02	1.66	1.06	0.84	2.79	4.58
Filing Date Shares Outstanding	4,846	4,819	4,766	4,695	4,610	1,333
Total Common Shares Outstanding	4,846	4,819	4,766	4,695	4,610	1,333
Working Capital	-28,322	-22,920	-20,686	-15,854	-9,201	-2,353
Book Value Per Share	2.18	1.59	1.34	1.04	0.96	0.33
Tangible Book Value	9,567	6,884	5,713	4,311	3,967	424.91
Tangible Book Value Per Share	1.97	1.43	1.20	0.92	0.86	0.32

Updated Nov 13, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q