Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	15,004	9,186	5,923	4,172	2,706
Securities and Investments	16,359	11,464	9,279	10,039	8,979
Short-Term Interbank Lending and Reverse Repurchase Agreements	9,538	6,743	7,447	2,778	938.66
Trading Assets	80.75	75.46	21.3	41.79	102.37
Other Earning Assets	10,571	6,814	5,023	2,673	1,264
Gross Loans	18,268	12,259	12,414	8,233	4,781
Net Loans	18,268	12,259	12,414	8,233	4,781
Net Property, Plant & Equipment	49.79	46.22	69.75	46.46	20.54
Accrued Interest and Accounts Receivable	-	-	-	18.31	-
Other Intangible Assets	601.67	347.62	295.88	182.16	72.34
Goodwill	409.37	414.29	397.54	397.4	401.87
Long-Term Investments	98.7	99.37	-	-	-
Other Non-Earning Assets	3,915	2,482	2,474	1,353	593.67
Total Assets	74,894	49,931	43,345	29,935	19,859
Total Deposits	41,925	28,855	23,691	15,809	9,667
Short-Term Interbank Borrowing and Repurchase Agreements	783.84	308.58	210.45	197.24	3.05
Trading Liabilities	65.97	32.33	28.17	9.43	87.28
Accounts Payable	13,634	9,334	9,755	7,055	4,882
Accrued Expenses	236.57	180.18	166.88	90.59	97.91
Long-Term Debt	4,398	1,730	1,140	597.08	169.31
Other Liabilities	2,529	1,844	1,947	1,286	509.14
Total Liabilities	63,572	42,284	36,939	25,044	15,416
Common Stock	0.08	0.08	0.08	0.08	0.08
Additional Paid-in Capital	5,062	5,054	4,973	4,964	4,679
Accumulated Other Comprehensive Income	-184.3	-828.17	156.43	-137.65	-109.23
Retained Earnings	6,413	3,421	1,277	64.58	-128.41
Total Common Shareholders' Equity	11,291	7,646	6,406	4,891	4,441
Minority Interest	30.61	0.79	-	-	1.51
Shareholders' Equity	11,322	7,647	6,406	4,891	4,443
Total Liabilities & Equity	74,894	49,931	43,345	29,935	19,859
Total Debt	4,398	1,730	1,140	597.08	169.31
Net Cash (Debt)	-4,398	-1,730	-1,140	-597.08	-169.31
Net Cash Per Share	-0.90	-0.35	-0.23	-0.13	-0.11
Book Value	11,291	7,646	6,406	4,891	4,441
Book Value Per Share	2.30	1.56	1.32	1.05	2.77
Tangible Book Value	10,280	6,884	5,713	4,311	3,967
Tangible Book Value Per Share	2.09	1.41	1.18	0.92	2.48

Updated Feb 25, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q