Nu Holdings Ltd. (NU)

Nu Holdings Statistics

Total Valuation

Nu Holdings has a market cap or net worth of $59.05 billion. The enterprise value is $50.34 billion.

Market Cap	59.05B
Enterprise Value	50.34B

Important Dates

The next estimated earnings date is Tuesday, August 12, 2025, after market close.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	n/a

Share Statistics

Nu Holdings has 4.82 billion shares outstanding. The number of shares has increased by 0.33% in one year.

Current Share Class	3.77B
Shares Outstanding	4.82B
Shares Change (YoY)	+0.33%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	2.74%
Owned by Institutions (%)	59.74%
Float	3.61B

Valuation Ratios

The trailing PE ratio is 27.83 and the forward PE ratio is 21.10.

PE Ratio	27.83
Forward PE	21.10
PS Ratio	10.41
Forward PS	3.55
PB Ratio	6.86
P/TBV Ratio	7.61
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	23.41
EV / Sales	8.92
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.91%.

Return on Equity (ROE)	27.91%
Return on Assets (ROA)	4.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Nu Holdings has paid $861.23 million in taxes.

Income Tax	861.23M
Effective Tax Rate	28.60%

Stock Price Statistics

The stock price has increased by +3.47% in the last 52 weeks. The beta is 1.04, so Nu Holdings's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+3.47%
50-Day Moving Average	12.01
200-Day Moving Average	12.57
Relative Strength Index (RSI)	51.20
Average Volume (20 Days)	57,164,906

Short Selling Information

The latest short interest is 105.84 million, so 2.19% of the outstanding shares have been sold short.

Short Interest	105.84M
Short Previous Month	131.32M
Short % of Shares Out	2.19%
Short % of Float	2.93%
Short Ratio (days to cover)	1.86

Income Statement

In the last 12 months, Nu Holdings had revenue of $5.65 billion and earned $2.15 billion in profits. Earnings per share was $0.44.

Revenue	5.65B
Gross Profit	5.65B
Operating Income	3.01B
Pretax Income	n/a
Net Income	2.15B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.44

Balance Sheet

The company has $11.03 billion in cash and $2.32 billion in debt, giving a net cash position of $8.71 billion or $1.81 per share.

Cash & Cash Equivalents	11.03B
Total Debt	2.32B
Net Cash	8.71B
Net Cash Per Share	$1.81
Equity (Book Value)	8.61B
Book Value Per Share	1.78
Working Capital	-24.52B

Cash Flow

In the last 12 months, operating cash flow was -$3.93 billion and capital expenditures -$7.61 million, giving a free cash flow of -$3.94 billion.

Operating Cash Flow	-3.93B
Capital Expenditures	-7.61M
Free Cash Flow	-3.94B
FCF Per Share	-$0.82

Margins

Gross Margin	n/a
Operating Margin	53.35%
Pretax Margin	53.35%
Profit Margin	38.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Nu Holdings does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.33%
Shareholder Yield	-0.33%
Earnings Yield	3.64%
FCF Yield	-6.66%

Analyst Forecast

The average price target for Nu Holdings is $15.13, which is 23.61% higher than the current price. The consensus rating is "Buy".

Price Target	$15.13
Price Target Difference	23.61%
Analyst Consensus	Buy
Analyst Count	9
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3