OceanFirst Financial Corp. (OCFC)

NASDAQ: OCFC · Real-Time Price · USD

18.78

+0.11 (0.59%)

Sep 15, 2026, 11:34 AM EDT - Market open

OceanFirst Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	427.64	388.75	376.53	385.68	428.8	369.1
Revenue Growth	13.32%	3.25%	-2.37%	-10.06%	16.18%	12.71%
Net Income	47.9	67.13	96.05	100.01	142.59	106.06
Earnings Per Share	0.52	1.17	1.65	1.70	2.42	1.78
EPS Growth	-63.09%	-29.04%	-2.89%	-29.89%	35.95%	74.51%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	360.01	192.95	214.97	241.49	281.37	227.74
Total Debt	2,434	1,780	1,439	1,226	1,609	388.75
Net Cash (Debt)	-2,074	-1,587	-1,224	-984.61	-1,328	-161.01
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-22.51	-27.64	-21.00	-16.70	-22.55	-2.70

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	121.66	87.21	92.24	124.26	250.45	159.97
Capital Expenditures	-8.98	-7.7	-7.57	-7.71	-20.9	-42.04
Free Cash Flow	112.68	79.51	84.68	116.55	229.55	117.93
Free Cash Flow Growth	160.49%	-6.10%	-27.35%	-49.23%	94.65%	0.00%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	11.20%	17.27%	25.51%	25.93%	33.25%	28.73%
FCF Margin	26.35%	20.45%	22.49%	30.22%	53.53%	31.95%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.800	0.800	0.800	0.800	0.770	0.680
Dividend Per Share Growth	0%	0%	0%	3.90%	13.23%	0%
Dividend Yield	4.24%	4.60%	4.78%	5.23%	4.32%	3.78%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	36.28	15.35	11.02	10.31	8.81	12.44
Forward PE	9.28	10.64	11.92	10.10	8.31	11.48
P/FCF Ratio	16.31	12.96	12.50	8.85	5.48	11.19
PS Ratio	4.30	2.65	2.81	2.68	2.93	3.57