OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	274.06	135.13	123.62	153.72	167.95	204.95
Investment Securities	1,072	707.82	798.75	770.63	909.97	911.5
Trading Asset Securities	85.96	57.82	91.35	87.78	113.42	22.79
Mortgage-Backed Securities	3,934	954.03	559.53	392.53	92.59	100.28
Total Investments	5,092	1,720	1,450	1,251	1,116	1,035
Gross Loans	16,296	11,054	10,129	10,204	9,926	8,632
Allowance for Loan Losses	-209.72	-83.73	-73.61	-67.14	-56.82	-48.85
Net Loans	16,087	10,971	10,055	10,137	9,869	8,583
Property, Plant & Equipment	191.94	130.34	130.71	140.35	145.76	143.27
Goodwill	529.84	517.48	523.31	506.15	506.15	500.32
Other Intangible Assets	90.61	9.05	12.68	9.51	13.5	18.22
Loans Held for Sale	-	5.77	21.21	5.17	0.69	-
Accrued Interest Receivable	91.5	49.01	45.91	51.87	44.7	32.61
Other Current Assets	-	-	-	0.03	2.72	6.23
Other Real Estate Owned & Foreclosed	13.45	10.27	1.81	-	-	0.11
Other Long-Term Assets	900.3	1,017	1,057	1,284	1,238	1,216
Total Assets	23,270	14,564	13,421	13,538	13,104	11,740

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	13,913	8,748	7,992	8,366	7,456	7,175
Institutional Deposits	1,010	474.6	457.2	412	117.7	145.4
Non-Interest Bearing Deposits	2,837	1,742	1,617	1,657	2,101	2,412
Total Deposits	17,760	10,964	10,066	10,435	9,675	9,733
Short-Term Borrowings	783.87	108.5	152.05	161	182.57	141.62
Current Portion of Long-Term Debt	-	1,195	-	-	-	-
Current Portion of Leases	7.65	5.6	-	-	-	-
Long-Term Debt	492.22	181.98	196.13	194.77	193.47	227.24
Federal Home Loan Bank Debt, Long-Term	1,085	201.87	1,073	848.64	1,211	-
Long-Term Leases	64.42	14.58	18.54	21.7	21.99	19.89
Trust Preferred Securities	-	72.11	-	-	-	-
Other Long-Term Liabilities	665.33	157.41	212.83	215.25	234.03	101.5
Total Liabilities	20,859	12,902	11,718	11,876	11,518	10,223

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Non-Redeemable	-	-	0	0	0	0
Total Preferred Equity	-	-	0	0	0	0
Common Stock	31.47	0.63	0.61	0.61	0.61	0.61
Additional Paid-In Capital	1,844	1,118	1,168	1,162	1,155	1,147
Retained Earnings	657.12	662.62	641.73	592.54	540.51	442.31
Treasury Stock	-116.98	-115.56	-90.62	-69.11	-69.11	-61.71
Comprehensive Income & Other	-4.06	-3.46	-18.4	-24.64	-42.17	-11.44
Total Common Equity	2,411	1,663	1,702	1,661	1,585	1,517
Minority Interest	-	-	1.11	0.78	0.8	-
Shareholders' Equity	2,411	1,663	1,703	1,662	1,585	1,517
Total Liabilities & Equity	23,270	14,564	13,421	13,538	13,104	11,740

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,434	1,780	1,439	1,226	1,609	388.75
Net Cash (Debt)	-2,074	-1,587	-1,224	-984.61	-1,328	-161.01
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-22.51	-27.64	-21.00	-16.70	-22.55	-2.70
Filing Date Shares Outstanding	98.42	57.34	58.43	58.76	58.88	58.81
Total Common Shares Outstanding	98.42	57.32	58.42	59.25	58.83	58.74
Book Value Per Share	24.50	29.00	29.13	28.04	26.94	25.82
Tangible Book Value	1,791	1,136	1,166	1,146	1,065	998.02
Tangible Book Value Per Share	18.19	19.82	19.95	19.33	18.10	16.99

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 1, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

Data Sources Report a data error