OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	70.07	71.03	100.39	104.07	147.36	110.08
Depreciation & Amortization	14.62	14.41	14.54	16.4	16.48	14.88
Provision for Credit Losses	13.57	16.17	7.69	17.68	7.77	-11.83
Stock-Based Compensation	5.26	6.04	7.2	7.92	9.14	7.61
Net Change in Loans Held-for-Sale	12.5	19.13	-13.69	-4.05	-0.54	48.71
Other Adjustments	-23.29	-18.16	-17.97	-0.89	-16.11	-9.95
Changes in Accrued Interest and Accounts Receivable	-4.75	-3.1	5.96	-7.17	-12.1	2.66
Changes in Other Operating Activities	21.76	-18.31	-11.43	-10.16	98.45	-2.19
Operating Cash Flow	114.21	87.21	92.24	124.26	250.45	159.97
Operating Cash Flow Growth	157.54%	-5.46%	-25.77%	-50.39%	56.56%	20.59%
Net Change in Loans Held-for-Investment	-1,026	-929.65	123.03	-280.66	-1,286	-866.45
Net Change in Securities and Investments	-273.85	-228.38	67.62	-219.25	-9.01	-584.71
Payments for Business Acquisitions	-	-	-68.93	-	38.61	-
Proceeds from Business Divestments	-	2.75	-	-	-	-
Capital Expenditures	-7.8	-7.7	-7.57	-7.71	-20.9	-42.04
Sale of Property, Plant & Equipment	1.06	0.91	4.26	3.72	8.13	3.54
Other Investing Activities	-12.69	-13.54	-12.01	15.9	-51.9	11.81
Investing Cash Flow	-1,301	-1,176	106.4	-488	-1,321	-1,478
Net Change in Deposits	938.8	857.97	-366.5	760.02	-56.96	407.57
Net Short-Term Debt Issued (Repaid)	2.05	-6.2	-12.67	3.95	-49.67	-9.69
Long-Term Debt Issued	-	181.88	-	-	-	-
Long-Term Debt Repaid	-	125	-	-	35.1	7.61
Net Long-Term Debt Issued (Repaid)	-	306.88	-	-	35.1	7.61
Issuance of Common Stock	2.92	0.72	0.57	0.7	0.42	1.95
Repurchase of Common Stock	22.57	26.31	23.87	2.35	8.9	40.44
Net Common Stock Issued (Repurchased)	25.5	27.03	24.44	3.05	9.32	42.39
Repurchase of Preferred Stock	28.69	57.37	-	-	-	-
Net Preferred Stock Issued (Repurchased)	28.69	57.37	-	-	-	-
Common Dividends Paid	-47.02	-48.25	-50.88	-51.27	-47.51	-44.51
Other Financing Activities	286.17	322.47	224.54	-361.53	1,211	-83.27
Financing Cash Flow	1,160	1,100	-228.75	349.47	1,014	223.99
Net Cash Flow	-26.74	11.52	-30.1	-14.27	-56.8	-1,094
Free Cash Flow	106.41	79.51	84.68	116.55	229.55	117.93
Free Cash Flow Growth	33.83%	-6.10%	-27.35%	-49.23%	94.65%	0.00%
FCF Margin	26.83%	20.45%	22.49%	30.22%	53.53%	31.95%
Free Cash Flow Per Share	1.86	1.38	1.45	1.98	3.90	1.98
Levered Free Cash Flow	93.03	353.11	84.89	95.33	209.95	77.3
Unlevered Free Cash Flow	23.85	-14.7	1.51	-8.64	81.94	-26.69

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q