OceanFirst Financial Corp. (OCFC)
NASDAQ: OCFC · Real-Time Price · USD
17.68
+1.01 (6.06%)
Oct 28, 2026, 4:00 PM EDT - Market closed
OceanFirst Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 70.98 | 100.07 | 104.03 | 146.6 | 110.08 |
Depreciation & Amortization | 14.41 | 14.54 | 16.4 | 16.48 | 14.88 |
Other Amortization | 0.34 | 0.63 | 0.6 | 0.55 | 0.82 |
Gain (Loss) on Sale of Assets | 0 | -0.99 | 0.67 | -0.57 | 7.47 |
Gain (Loss) on Sale of Investments | -4.42 | -3.25 | 7.56 | -2.52 | 1.32 |
Provision for Credit Losses | 16.17 | 7.69 | 17.68 | 7.77 | -11.83 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 19.33 | -13.69 | -4.05 | -0.54 | 48.71 |
Accrued Interest Receivable | -3.1 | 5.96 | -7.17 | -12.1 | 2.66 |
Change in Other Net Operating Assets | -25.56 | -17.99 | -15.44 | 91.87 | -9.03 |
Other Operating Activities | -3.49 | -5.93 | -3.76 | -6.09 | -9.63 |
Operating Cash Flow | 87.21 | 92.24 | 124.26 | 250.45 | 159.97 |
Operating Cash Flow Growth | -5.46% | -25.77% | -50.39% | 56.56% | 20.59% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7.7 | -7.57 | -7.71 | -20.9 | -42.04 |
Sale of Property, Plant and Equipment | 2.75 | 4.26 | 3.72 | 8.13 | 3.54 |
Cash Acquisitions | - | -68.93 | - | 38.61 | - |
Investment in Securities | -228.38 | 67.62 | -219.25 | -9.01 | -584.71 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -929.65 | 123.03 | -280.66 | -1,286 | -866.45 |
Other Investing Activities | -13.54 | -12.01 | 15.9 | -51.9 | 11.81 |
Investing Cash Flow | -1,176 | 106.4 | -488 | -1,321 | -1,478 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 3.95 | - | - |
Long-Term Debt Issued | 506.45 | 223.98 | - | 1,211 | - |
Total Debt Issued | 506.45 | 223.98 | 3.95 | 1,211 | - |
Short-Term Debt Repaid | -6.2 | -12.67 | - | -49.67 | -9.69 |
Long-Term Debt Repaid | -125 | - | -362.53 | -35.1 | -7.61 |
Total Debt Repaid | -131.2 | -12.67 | -362.53 | -84.78 | -17.3 |
Net Debt Issued (Repaid) | 375.25 | 211.31 | -358.58 | 1,126 | -17.3 |
Issuance of Common Stock | 0.72 | 0.57 | 0.7 | 0.42 | 1.95 |
Repurchase of Common Stock | -26.31 | -23.87 | -2.35 | -8.9 | -40.44 |
Preferred Share Repurchases | -57.37 | - | - | - | - |
Common Dividends Paid | -46.24 | -46.86 | -47.26 | -43.5 | -40.49 |
Preferred Dividends Paid | -2.01 | -4.02 | -4.02 | -4.02 | -4.02 |
Total Dividends Paid | -48.25 | -50.88 | -51.27 | -47.51 | -44.51 |
Net Increase (Decrease) in Deposit Accounts | 857.97 | -366.5 | 760.02 | -56.96 | 407.57 |
Other Financing Activities | -2.1 | 0.62 | 0.95 | 0.32 | -83.27 |
Financing Cash Flow | 1,100 | -228.75 | 349.47 | 1,014 | 223.99 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 11.52 | -30.1 | -14.27 | -56.8 | -1,094 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 79.51 | 84.68 | 116.55 | 229.55 | 117.93 |
Free Cash Flow Growth | -6.10% | -27.35% | -49.23% | 94.65% | 0.00% |
Free Cash Flow Margin | 20.45% | 22.49% | 30.22% | 53.53% | 31.95% |
Free Cash Flow Per Share | 1.39 | 1.45 | 1.98 | 3.90 | 1.98 |