OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	274.13	123.62	153.72	167.95	204.95	1,272
Investment Securities	2,272	798.75	770.63	909.97	911.5	808.72
Trading Asset Securities	-	91.35	87.78	113.42	22.79	45.29
Mortgage-Backed Securities	-	559.53	392.53	92.59	100.28	0.19
Total Investments	2,272	1,450	1,251	1,116	1,035	854.2
Gross Loans	10,571	10,129	10,204	9,926	8,632	7,766
Allowance for Loan Losses	-81.24	-73.61	-67.14	-56.82	-48.85	-60.74
Net Loans	10,490	10,055	10,137	9,869	8,583	7,705
Property, Plant & Equipment	112.45	130.71	140.35	145.76	143.27	129.65
Goodwill	523.31	523.31	506.15	506.15	500.32	500.32
Other Intangible Assets	9.93	12.68	9.51	13.5	18.22	23.67
Loans Held for Sale	17.77	21.21	5.17	0.69	-	45.52
Accrued Interest Receivable	47.61	45.91	51.87	44.7	32.61	35.27
Other Current Assets	-	-	0.03	2.72	6.23	5.78
Other Real Estate Owned & Foreclosed	7.5	1.81	-	-	0.11	0.11
Other Long-Term Assets	570.08	1,057	1,284	1,238	1,216	876.8
Total Assets	14,325	13,421	13,538	13,104	11,740	11,448
Interest Bearing Deposits	8,704	7,992	8,366	7,456	7,175	6,885
Institutional Deposits	-	457.2	412	117.7	145.4	409.5
Non-Interest Bearing Deposits	1,732	1,617	1,657	2,101	2,412	2,133
Total Deposits	10,436	10,066	10,435	9,675	9,733	9,428
Short-Term Borrowings	64.87	152.05	161	182.57	141.62	173.88
Current Portion of Long-Term Debt	-	447.11	-	-	-	-
Current Portion of Leases	-	5.28	-	-	-	-
Long-Term Debt	198.14	124.76	194.77	193.47	227.24	233.37
Federal Home Loan Bank Debt, Long-Term	1,706	625.5	848.64	1,211	-	-
Long-Term Leases	-	13.25	21.7	21.99	19.89	25.09
Trust Preferred Securities	-	71.36	-	-	-	-
Other Long-Term Liabilities	266.65	212.83	215.25	234.03	101.5	104.22
Total Liabilities	12,671	11,718	11,876	11,518	10,223	9,964
Preferred Stock, Non-Redeemable	-	0	0	0	0	0
Total Preferred Equity	-	0	0	0	0	0
Common Stock	1,653	0.61	0.61	0.61	0.61	0.61
Additional Paid-In Capital	-	1,168	1,162	1,155	1,147	1,138
Retained Earnings	-	641.73	592.54	540.51	442.31	378.27
Treasury Stock	-	-90.62	-69.11	-69.11	-61.71	-25.65
Comprehensive Income & Other	-	-18.4	-24.64	-42.17	-11.44	-6.81
Total Common Equity	1,653	1,702	1,661	1,585	1,517	1,484
Minority Interest	0.89	1.11	0.78	0.8	-	-
Shareholders' Equity	1,653	1,703	1,662	1,585	1,517	1,484
Total Liabilities & Equity	14,325	13,421	13,538	13,104	11,740	11,448
Total Debt	1,969	1,439	1,226	1,609	388.75	432.34
Net Cash (Debt)	-1,694	-1,224	-984.61	-1,328	-161.01	885.08
Net Cash Per Share	-29.37	-21.00	-16.70	-22.55	-2.70	14.73
Filing Date Shares Outstanding	57.39	58.43	58.76	58.88	58.81	59.92
Total Common Shares Outstanding	57.39	58.42	59.25	58.83	58.74	60
Book Value Per Share	28.80	29.13	28.04	26.94	25.82	24.74
Tangible Book Value	1,119	1,166	1,146	1,065	998.02	960.14
Tangible Book Value Per Share	19.50	19.95	19.33	18.10	16.99	16.00

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q