OceanFirst Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	135.13	123.62	153.72	167.95	204.95
Investment Securities	2,205	798.75	770.63	909.97	911.5
Trading Asset Securities	-	91.35	87.78	113.42	22.79
Mortgage-Backed Securities	-	559.53	392.53	92.59	100.28
Total Investments	2,205	1,450	1,251	1,116	1,035
Gross Loans	11,054	10,129	10,204	9,926	8,632
Allowance for Loan Losses	-83.73	-73.61	-67.14	-56.82	-48.85
Net Loans	10,971	10,055	10,137	9,869	8,583
Property, Plant & Equipment	112.74	130.71	140.35	145.76	143.27
Goodwill	517.48	523.31	506.15	506.15	500.32
Other Intangible Assets	9.05	12.68	9.51	13.5	18.22
Loans Held for Sale	5.77	21.21	5.17	0.69	-
Accrued Interest Receivable	49.01	45.91	51.87	44.7	32.61
Other Current Assets	-	-	0.03	2.72	6.23
Other Real Estate Owned & Foreclosed	10.27	1.81	-	-	0.11
Other Long-Term Assets	548.93	1,057	1,284	1,238	1,216
Total Assets	14,564	13,421	13,538	13,104	11,740
Interest Bearing Deposits	9,222	7,992	8,366	7,456	7,175
Institutional Deposits	-	457.2	412	117.7	145.4
Non-Interest Bearing Deposits	1,742	1,617	1,657	2,101	2,412
Total Deposits	10,964	10,066	10,435	9,675	9,733
Short-Term Borrowings	54.43	152.05	161	182.57	141.62
Current Portion of Long-Term Debt	-	447.11	-	-	-
Current Portion of Leases	-	5.28	-	-	-
Long-Term Debt	255.23	124.76	194.77	193.47	227.24
Federal Home Loan Bank Debt, Long-Term	1,397	625.5	848.64	1,211	-
Long-Term Leases	-	13.25	21.7	21.99	19.89
Trust Preferred Securities	-	71.36	-	-	-
Other Long-Term Liabilities	230.52	212.83	215.25	234.03	101.5
Total Liabilities	12,902	11,718	11,876	11,518	10,223
Preferred Stock, Non-Redeemable	-	0	0	0	0
Total Preferred Equity	-	0	0	0	0
Common Stock	1,663	0.61	0.61	0.61	0.61
Additional Paid-In Capital	-	1,168	1,162	1,155	1,147
Retained Earnings	-	641.73	592.54	540.51	442.31
Treasury Stock	-	-90.62	-69.11	-69.11	-61.71
Comprehensive Income & Other	-	-18.4	-24.64	-42.17	-11.44
Total Common Equity	1,663	1,702	1,661	1,585	1,517
Minority Interest	-	1.11	0.78	0.8	-
Shareholders' Equity	1,663	1,703	1,662	1,585	1,517
Total Liabilities & Equity	14,564	13,421	13,538	13,104	11,740
Total Debt	1,707	1,439	1,226	1,609	388.75
Net Cash (Debt)	-1,572	-1,224	-984.61	-1,328	-161.01
Net Cash Per Share	-27.37	-21.00	-16.70	-22.55	-2.70
Filing Date Shares Outstanding	57.39	58.43	58.76	58.88	58.81
Total Common Shares Outstanding	57.39	58.42	59.25	58.83	58.74
Book Value Per Share	28.97	29.13	28.04	26.94	25.82
Tangible Book Value	1,136	1,166	1,146	1,065	998.02
Tangible Book Value Per Share	19.79	19.95	19.33	18.10	16.99

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q