OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	100.07	104.03	146.6	110.08	63.31
Depreciation & Amortization	14.54	16.4	16.48	14.88	14.73
Other Amortization	0.63	0.6	0.55	0.82	5.43
Gain (Loss) on Sale of Assets	-0.99	0.67	-0.57	7.47	3.44
Gain (Loss) on Sale of Investments	-3.25	7.56	-2.52	1.32	-18.22
Provision for Credit Losses	7.69	17.68	7.77	-11.83	59.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	-13.69	-4.05	-0.54	48.71	-42.17
Accrued Interest Receivable	5.96	-7.17	-12.1	2.66	-9.43
Change in Other Net Operating Assets	-17.99	-15.44	91.87	-9.03	85.1
Other Operating Activities	-5.93	-3.76	-6.09	-9.63	-26.17
Operating Cash Flow	92.24	124.26	250.45	159.97	132.66
Operating Cash Flow Growth	-25.77%	-50.39%	56.56%	20.59%	32.33%
Capital Expenditures	-7.57	-7.71	-20.9	-42.04	-14.73
Sale of Property, Plant and Equipment	4.26	3.72	8.13	3.54	1.17
Cash Acquisitions	-68.93	-	38.61	-	23.46
Investment in Securities	67.62	-219.25	-9.01	-584.71	-73.63
Net Decrease (Increase) in Loans Originated / Sold - Investing	123.03	-280.66	-1,286	-866.45	21.02
Other Investing Activities	-12.01	15.9	-51.9	11.81	19.69
Investing Cash Flow	106.4	-488	-1,321	-1,478	-22.17
Short-Term Debt Issued	-	3.95	-	-	-
Long-Term Debt Issued	223.98	-	1,211	-	700.96
Total Debt Issued	223.98	3.95	1,211	-	700.96
Short-Term Debt Repaid	-12.67	-	-49.67	-9.69	-226.02
Long-Term Debt Repaid	-	-362.53	-35.1	-7.61	-902.09
Total Debt Repaid	-12.67	-362.53	-84.78	-17.3	-1,128
Net Debt Issued (Repaid)	211.31	-358.58	1,126	-17.3	-427.15
Issuance of Common Stock	0.57	0.7	0.42	1.95	1.24
Repurchase of Common Stock	-23.87	-2.35	-8.9	-40.44	-16.9
Preferred Stock Issued	-	-	-	-	55.53
Common Dividends Paid	-46.86	-47.26	-43.5	-40.49	-40.82
Preferred Dividends Paid	-4.02	-4.02	-4.02	-4.02	-2.1
Total Dividends Paid	-50.88	-51.27	-47.51	-44.51	-42.92
Net Increase (Decrease) in Deposit Accounts	-366.5	760.02	-56.96	407.57	1,508
Other Financing Activities	0.62	0.95	0.32	-83.27	-2.8
Financing Cash Flow	-228.75	349.47	1,014	223.99	1,075
Net Cash Flow	-30.1	-14.27	-56.8	-1,094	1,185
Free Cash Flow	84.68	116.55	229.55	117.93	117.93
Free Cash Flow Growth	-27.35%	-49.23%	94.65%	0.00%	23.91%
Free Cash Flow Margin	22.57%	30.22%	53.53%	31.95%	36.01%
Free Cash Flow Per Share	1.45	1.98	3.90	1.98	1.96
Cash Interest Paid	320.26	225.41	49.7	37.38	66.45
Cash Income Tax Paid	33.79	29.33	25.38	50.52	5.74

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q