OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Statistics

Total Valuation

OCFC has a market cap or net worth of $1.04 billion. The enterprise value is $2.75 billion.

Market Cap	1.04B
Enterprise Value	2.75B

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Nov 3, 2025

Share Statistics

OCFC has 57.39 million shares outstanding. The number of shares has decreased by -1.34% in one year.

Current Share Class	57.39M
Shares Outstanding	57.39M
Shares Change (YoY)	-1.34%
Shares Change (QoQ)	-1.22%
Owned by Insiders (%)	3.54%
Owned by Institutions (%)	76.63%
Float	55.36M

Valuation Ratios

The trailing PE ratio is 13.99 and the forward PE ratio is 10.75.

PE Ratio	13.99
Forward PE	10.75
PS Ratio	2.78
Forward PS	2.60
PB Ratio	0.63
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	10.84
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	36.73
EV / Sales	7.27
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.78%.

Return on Equity (ROE)	4.78%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$367,176
Profits Per Employee	$72,687
Employee Count	1,031
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OCFC has paid $22.82 million in taxes.

Income Tax	22.82M
Effective Tax Rate	22.17%

Stock Price Statistics

The stock price has increased by +1.40% in the last 52 weeks. The beta is 1.09, so OCFC's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	+1.40%
50-Day Moving Average	18.17
200-Day Moving Average	17.50
Relative Strength Index (RSI)	48.87
Average Volume (20 Days)	495,441

Short Selling Information

The latest short interest is 1.44 million, so 2.50% of the outstanding shares have been sold short.

Short Interest	1.44M
Short Previous Month	981,738
Short % of Shares Out	2.50%
Short % of Float	2.59%
Short Ratio (days to cover)	4.12

Income Statement

In the last 12 months, OCFC had revenue of $378.56 million and earned $74.94 million in profits. Earnings per share was $1.30.

Revenue	378.56M
Gross Profit	378.56M
Operating Income	120.51M
Pretax Income	102.91M
Net Income	74.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.30

Balance Sheet

The company has $330.82 million in cash and $2.04 billion in debt, giving a net cash position of -$1.71 billion or -$29.84 per share.

Cash & Cash Equivalents	330.82M
Total Debt	2.04B
Net Cash	-1.71B
Net Cash Per Share	-$29.84
Equity (Book Value)	1.65B
Book Value Per Share	28.80
Working Capital	-11.10B

Cash Flow

Operating Cash Flow	96.01M
Capital Expenditures	-6.44M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	31.83%
Pretax Margin	27.19%
Profit Margin	21.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.40%.

Dividend Per Share	$0.80
Dividend Yield	4.40%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	61.59%
Buyback Yield	1.34%
Shareholder Yield	5.76%
Earnings Yield	7.20%
FCF Yield	n/a

Analyst Forecast

The average price target for OCFC is $21.60, which is 18.88% higher than the current price. The consensus rating is "Buy".

Price Target	$21.60
Price Target Difference	18.88%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 20, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4