OceanFirst Financial Statistics
Total Valuation
OCFC has a market cap or net worth of $1.09 billion. The enterprise value is $2.80 billion.
Important Dates
The last earnings date was Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
OCFC has 57.39 million shares outstanding. The number of shares has decreased by -1.34% in one year.
| Current Share Class | 57.39M |
| Shares Outstanding | 57.39M |
| Shares Change (YoY) | -1.34% |
| Shares Change (QoQ) | -1.22% |
| Owned by Insiders (%) | 3.63% |
| Owned by Institutions (%) | 77.51% |
| Float | 55.30M |
Valuation Ratios
The trailing PE ratio is 14.63 and the forward PE ratio is 11.25.
| PE Ratio | 14.63 |
| Forward PE | 11.25 |
| PS Ratio | 2.90 |
| Forward PS | 2.72 |
| PB Ratio | 0.66 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 12.17 |
| P/OCF Ratio | 11.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 37.40 |
| EV / Sales | 7.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 31.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.78%.
| Return on Equity (ROE) | 4.78% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $367,176 |
| Profits Per Employee | $72,687 |
| Employee Count | 1,031 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OCFC has paid $22.82 million in taxes.
| Income Tax | 22.82M |
| Effective Tax Rate | 22.17% |
Stock Price Statistics
The stock price has decreased by -8.08% in the last 52 weeks. The beta is 1.08, so OCFC's price volatility has been similar to the market average.
| Beta (5Y) | 1.08 |
| 52-Week Price Change | -8.08% |
| 50-Day Moving Average | 18.16 |
| 200-Day Moving Average | 17.49 |
| Relative Strength Index (RSI) | 59.72 |
| Average Volume (20 Days) | 359,324 |
Short Selling Information
The latest short interest is 2.25 million, so 3.92% of the outstanding shares have been sold short.
| Short Interest | 2.25M |
| Short Previous Month | 2.39M |
| Short % of Shares Out | 3.92% |
| Short % of Float | 4.07% |
| Short Ratio (days to cover) | 4.71 |
Income Statement
In the last 12 months, OCFC had revenue of $378.56 million and earned $74.94 million in profits. Earnings per share was $1.30.
| Revenue | 378.56M |
| Gross Profit | 378.56M |
| Operating Income | 120.51M |
| Pretax Income | 102.91M |
| Net Income | 74.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.30 |
Full Income StatementBalance Sheet
The company has $330.82 million in cash and $2.04 billion in debt, giving a net cash position of -$1.71 billion or -$29.84 per share.
| Cash & Cash Equivalents | 330.82M |
| Total Debt | 2.04B |
| Net Cash | -1.71B |
| Net Cash Per Share | -$29.84 |
| Equity (Book Value) | 1.65B |
| Book Value Per Share | 28.80 |
| Working Capital | -11.10B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $96.01 million and capital expenditures -$6.44 million, giving a free cash flow of $89.57 million.
| Operating Cash Flow | 96.01M |
| Capital Expenditures | -6.44M |
| Free Cash Flow | 89.57M |
| FCF Per Share | $1.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.83% |
| Pretax Margin | 27.19% |
| Profit Margin | 21.08% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.66% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.21%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 4.21% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 61.59% |
| Buyback Yield | 1.34% |
| Shareholder Yield | 5.54% |
| Earnings Yield | 6.87% |
| FCF Yield | 8.22% |
Dividend DetailsAnalyst Forecast
The average price target for OCFC is $21.60, which is 13.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.60 |
| Price Target Difference | 13.62% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 20, 2002. It was a forward split with a ratio of 1.5:1.
| Last Split Date | May 20, 2002 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
