OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Statistics

Total Valuation

OCFC has a market cap or net worth of $1.07 billion. The enterprise value is $2.64 billion.

Market Cap	1.07B
Enterprise Value	2.64B

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

OCFC has 57.39 million shares outstanding. The number of shares has decreased by -1.50% in one year.

Current Share Class	57.39M
Shares Outstanding	57.39M
Shares Change (YoY)	-1.50%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	3.34%
Owned by Institutions (%)	76.11%
Float	55.47M

Valuation Ratios

The trailing PE ratio is 15.93 and the forward PE ratio is 9.54.

PE Ratio	15.93
Forward PE	9.54
PS Ratio	2.75
Forward PS	2.37
PB Ratio	0.64
P/TBV Ratio	0.94
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	39.33
EV / Sales	6.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.22%.

Return on Equity (ROE)	4.22%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.87%
Revenue Per Employee	$377,064
Profits Per Employee	$65,110
Employee Count	1,031
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OCFC has paid $21.49 million in taxes.

Income Tax	21.49M
Effective Tax Rate	23.23%

Stock Price Statistics

The stock price has decreased by -0.54% in the last 52 weeks. The beta is 1.05, so OCFC's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	-0.54%
50-Day Moving Average	18.79
200-Day Moving Average	17.89
Relative Strength Index (RSI)	47.49
Average Volume (20 Days)	796,960

Short Selling Information

The latest short interest is 2.55 million, so 4.45% of the outstanding shares have been sold short.

Short Interest	2.55M
Short Previous Month	2.49M
Short % of Shares Out	4.45%
Short % of Float	4.61%
Short Ratio (days to cover)	5.70

Income Statement

In the last 12 months, OCFC had revenue of $388.75 million and earned $67.13 million in profits. Earnings per share was $1.17.

Revenue	388.75M
Gross Profit	388.75M
Operating Income	123.53M
Pretax Income	92.52M
Net Income	67.13M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.17

Balance Sheet

The company has $135.13 million in cash and $1.71 billion in debt, with a net cash position of -$1.57 billion or -$27.39 per share.

Cash & Cash Equivalents	135.13M
Total Debt	1.71B
Net Cash	-1.57B
Net Cash Per Share	-$27.39
Equity (Book Value)	1.66B
Book Value Per Share	28.97
Working Capital	-10.82B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	31.78%
Pretax Margin	23.80%
Profit Margin	18.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.39%.

Dividend Per Share	$0.80
Dividend Yield	4.39%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	68.43%
Buyback Yield	1.50%
Shareholder Yield	5.80%
Earnings Yield	6.28%
FCF Yield	n/a

Analyst Forecast

The average price target for OCFC is $21.50, which is 15.56% higher than the current price. The consensus rating is "Buy".

Price Target	$21.50
Price Target Difference	15.56%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 20, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2