OceanFirst Financial Corp. (OCFC)

OceanFirst Financial Statistics

Total Valuation

OCFC has a market cap or net worth of $948.58 million. The enterprise value is $2.00 billion.

Market Cap	948.58M
Enterprise Value	2.00B

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 4, 2025

Share Statistics

OCFC has 57.39 million shares outstanding. The number of shares has decreased by -1.19% in one year.

Current Share Class	57.39M
Shares Outstanding	57.39M
Shares Change (YoY)	-1.19%
Shares Change (QoQ)	-0.64%
Owned by Insiders (%)	3.54%
Owned by Institutions (%)	75.70%
Float	55.36M

Valuation Ratios

The trailing PE ratio is 11.73 and the forward PE ratio is 10.83.

PE Ratio	11.73
Forward PE	10.83
PS Ratio	2.54
Forward PS	2.44
PB Ratio	0.57
P/TBV Ratio	0.86
P/FCF Ratio	n/a
P/OCF Ratio	19.39
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	24.45
EV / Sales	5.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.29%.

Return on Equity (ROE)	5.29%
Return on Assets (ROA)	0.66%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$364,767
Profits Per Employee	$79,265
Employee Count	1,031
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OCFC has paid $25.13 million in taxes.

Income Tax	25.13M
Effective Tax Rate	22.23%

Stock Price Statistics

The stock price has increased by +4.09% in the last 52 weeks. The beta is 1.02, so OCFC's price volatility has been similar to the market average.

Beta (5Y)	1.02
52-Week Price Change	+4.09%
50-Day Moving Average	17.53
200-Day Moving Average	17.87
Relative Strength Index (RSI)	34.34
Average Volume (20 Days)	287,000

Short Selling Information

The latest short interest is 882,727, so 1.54% of the outstanding shares have been sold short.

Short Interest	882,727
Short Previous Month	854,116
Short % of Shares Out	1.54%
Short % of Float	1.59%
Short Ratio (days to cover)	2.83

Income Statement

In the last 12 months, OCFC had revenue of $376.08 million and earned $81.72 million in profits. Earnings per share was $1.41.

Revenue	376.08M
Gross Profit	376.08M
Operating Income	128.04M
Pretax Income	134.16M
Net Income	81.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.41

Balance Sheet

The company has $231.70 million in cash and $1.28 billion in debt, giving a net cash position of -$1.04 billion or -$18.20 per share.

Cash & Cash Equivalents	231.70M
Total Debt	1.28B
Net Cash	-1.04B
Net Cash Per Share	-$18.20
Equity (Book Value)	1.64B
Book Value Per Share	28.69
Working Capital	-10.20B

Cash Flow

Operating Cash Flow	49.21M
Capital Expenditures	-5.95M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.05%
Pretax Margin	30.05%
Profit Margin	23.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.84%.

Dividend Per Share	$0.80
Dividend Yield	4.84%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	56.77%
Buyback Yield	1.19%
Shareholder Yield	6.02%
Earnings Yield	8.56%
FCF Yield	n/a

Analyst Forecast

The average price target for OCFC is $21.25, which is 28.55% higher than the current price. The consensus rating is "Buy".

Price Target	$21.25
Price Target Difference	28.55%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 20, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	May 20, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3