Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · Real-Time Price · USD
5.74
-0.31 (-5.12%)
At close: Jan 23, 2026, 4:00 PM EST
5.73
-0.01 (-0.17%)
After-hours: Jan 23, 2026, 7:25 PM EST
Oportun Financial Stock Forecast
Stock Price Forecast
The 1 analyst with a 12-month price forecast for Oportun Financial stock has a target of 5.50, which predicts a -4.18% decrease from the current stock price of 5.74.
Price Target: $5.50 (-4.18%)
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Oportun Financial stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Hold | 2 | 2 | 1 | 1 | 1 | 2 |
| Sell | 0 | 0 | 1 | 1 | 1 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 2 | 2 | 2 | 2 | 2 | 2 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| JP Morgan | JP Morgan | Sell → Hold Upgrades $5.5 | Sell → Hold | Upgrades | $5.5 | -4.18% | Jan 12, 2026 |
| JP Morgan | JP Morgan | Sell Maintains $6 → $5.5 | Sell | Maintains | $6 → $5.5 | -4.18% | Dec 4, 2025 |
| JP Morgan | JP Morgan | Hold → Sell Downgrades $8 → $6 | Hold → Sell | Downgrades | $8 → $6 | +4.53% | Oct 7, 2025 |
| JP Morgan | JP Morgan | Hold Maintains $7 → $8 | Hold | Maintains | $7 → $8 | +39.37% | Jul 11, 2025 |
| JP Morgan | JP Morgan | Hold Maintains $6.5 → $5 | Hold | Maintains | $6.5 → $5 | -12.89% | Apr 8, 2025 |
Financial Forecast
Revenue This Year
970.67M
from 763.62M
Increased by 27.11%
Revenue Next Year
1.01B
from 970.67M
Increased by 4.26%
EPS This Year
1.38
from -1.95
EPS Next Year
1.59
from 1.38
Increased by 15.13%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 999.8M | 1.1B | |
| Avg | 970.7M | 1.0B | |
| Low | 931.0M | 961.9M |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 30.9% | 9.2% | |
| Avg | 27.1% | 4.3% | |
| Low | 21.9% | -0.9% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.52 | 1.94 | |
| Avg | 1.38 | 1.59 | |
| Low | 1.25 | 1.23 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | - | 40.5% | |
| Avg | - | 15.1% | |
| Low | - | -10.7% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.