Oportun Financial Corporation (OPRT)
Stock Price:
$14.70 USD
0.28 (1.94%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
401.77M |
| Revenue (ttm) |
372.79M |
| Net Income (ttm) |
-70.71M |
| Shares Out |
27.33M |
| EPS (ttm) |
1.14 |
| PE Ratio |
12.89 |
| Forward PE |
n/a |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Oct 23, 2020 |
| Last Price |
$14.70 |
| Previous Close |
$14.42 |
| Change ($) |
0.28 |
| Change (%) |
1.94% |
| Day's Open |
14.60 |
| Day's Range |
14.37 - 14.79 |
| Day's Volume |
23,826 |
| 52-Week Range |
5.26 - 25.84 |
More Stats
| Market Cap |
401.77M |
| Enterprise Value |
1.65B |
| Earnings Date (est) |
Nov 10, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
27.33M |
| Float |
15.81M |
| EPS (basic) |
-7.68 |
| EPS (diluted) |
1.14 |
| FCF / Share |
6.74 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
7.76% |
| FCF Yield |
45.71% |
| Payout Ratio |
n/a |
| Shares Short |
372,918 |
| Short Ratio |
3.66 |
| Short % of Float |
2.36% |
| Beta |
n/a |
| PE Ratio |
12.89 |
| Forward PE |
n/a |
| P/FCF Ratio |
2.19 |
| PS Ratio |
1.08 |
| PB Ratio |
0.87 |
| Revenue |
372.79M |
| Operating Income |
-19.35M |
| Net Income |
-70.71M |
| Free Cash Flow |
183.65M |
| Net Cash |
-1.25B |
| Net Cash / Share |
-45.63 |
| Gross Margin |
88.19% |
| Operating Margin |
-5.19% |
| Profit Margin |
-19.00% |
| FCF Margin |
49.26% |
| ROA |
-0.75% |
| ROE |
-3.45% |
| ROIC |
-2.20% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (6)
| Buy |
5 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$17.92*
(21.90% upside)
Low
15.5
Current: $14.70
High
20.0
Target: 17.92
*Average 12-month price target from 6 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|
| Revenue | 447 | 457 | 226 | 178 |
| Revenue Growth | -2.31% | 102.18% | 26.82% | - |
| Gross Profit | 447 | 457 | 226 | 178 |
| Operating Income | 84.43 | 170 | 2.07 | 16.06 |
| Net Income | 4.26 | 16.60 | -10.21 | 4.42 |
| Shares Outstanding | 9.35 | 2.59 | 2.42 | 2.41 |
| Earnings Per Share | 0.40 | 4.47 | -4.22 | 1.28 |
| EPS Growth | -91.05% | - | - | - |
| Operating Cash Flow | 218 | 138 | 139 | 114 |
| Capital Expenditures | -26.22 | -17.94 | -12.02 | -14.20 |
| Free Cash Flow | 192 | 120 | 127 | 99.70 |
| Cash & Equivalents | 136 | 129 | 94.16 | - |
| Total Debt | 1,603 | 1,310 | 934 | - |
| Net Cash / Debt | -1,466 | -1,181 | -840 | - |
| Assets | 2,202 | 1,740 | 1,215 | - |
| Liabilities | 1,713 | 1,393 | 998 | - |
| Book Value | 489 | 347 | 217 | - |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Oportun Financial Corporation |
| Country |
United States |
| Employees |
2,663 |
| CEO |
Raul Vazquez |
Stock Information
| Ticker Symbol |
OPRT |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NASDAQ: OPRT |
| IPO Date |
September 26, 2019 |
Description
Oportun Financial is a holding company, which engages in the provision of financial services for customers with credit invisibles. It offers small dollar, unsecured instalment loans through its proprietary lending platform. The company was founded in August 2005 and is headquartered in San Carlos, CA.