Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · Real-Time Price · USD
2.630
+0.060 (2.33%)
At close: Oct 22, 2024, 4:00 PM
2.770
+0.140 (5.32%)
After-hours: Oct 22, 2024, 5:45 PM EDT
Oportun Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2015 |
| Interest and Dividend Income | 947.38 | 963.5 | 876.11 | 575.84 | 545.47 | 544.13 | Upgrade
|
| Total Interest Expense | 207.68 | 179.41 | 93.05 | 47.67 | 58.37 | 60.55 | Upgrade
|
| Net Interest Income | 739.7 | 784.08 | 783.07 | 528.17 | 487.1 | 483.58 | Upgrade
|
| Other Revenue | 84.35 | 93.42 | 76.43 | 50.94 | 38.27 | 56.02 | Upgrade
|
| Revenue Before Loan Losses | 824.04 | 877.51 | 859.5 | 579.11 | 525.37 | 539.6 | Upgrade
|
| Provision for Loan Losses | - | - | - | - | - | -4.48 | Upgrade
|
| Revenue | 824.04 | 877.51 | 859.5 | 579.11 | 525.37 | 544.09 | Upgrade
|
| Revenue Growth (YoY) | -7.97% | 2.09% | 48.42% | 10.23% | -3.44% | 25.67% | Upgrade
|
| Salaries & Employee Benefits | 104.58 | 126.51 | 161.99 | 118.8 | 110.27 | 93.47 | Upgrade
|
| Cost of Services Provided | 328.22 | 357.69 | 413.92 | 322.09 | 270.43 | 268.04 | Upgrade
|
| Total Operating Expenses | 780.77 | 848.02 | 852.7 | 560.3 | 547.6 | 478.44 | Upgrade
|
| Operating Income | 43.27 | 29.49 | 6.8 | 18.81 | -22.23 | 65.64 | Upgrade
|
| EBT Excluding Unusual Items | -136.37 | -203.53 | 64.75 | 89.59 | -45.64 | 85.34 | Upgrade
|
| Restructuring Charges | -10.27 | -22.49 | -1.88 | -12.83 | - | - | Upgrade
|
| Impairment of Goodwill | - | - | -108.47 | - | - | - | Upgrade
|
| Pretax Income | -174.27 | -253.65 | -75.29 | 62.79 | -58.09 | 84.43 | Upgrade
|
| Income Tax Expense | -53.85 | -73.7 | 2.46 | 15.38 | -13.01 | 22.83 | Upgrade
|
| Net Income | -120.43 | -179.95 | -77.74 | 47.41 | -45.08 | 61.6 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | - | 57.34 | Upgrade
|
| Net Income to Common | -120.43 | -179.95 | -77.74 | 47.41 | -45.08 | 4.26 | Upgrade
|
| Net Income Growth | - | - | - | - | - | -50.08% | Upgrade
|
| Shares Outstanding (Basic) | 39 | 37 | 33 | 28 | 27 | 9 | Upgrade
|
| Shares Outstanding (Diluted) | 39 | 37 | 33 | 30 | 27 | 11 | Upgrade
|
| Shares Change (YoY) | 13.58% | 12.34% | 8.25% | 10.94% | 153.98% | 189.68% | Upgrade
|
| EPS (Basic) | -3.10 | -4.88 | -2.37 | 1.68 | -1.65 | 0.46 | Upgrade
|
| EPS (Diluted) | -3.10 | -4.88 | -2.37 | 1.56 | -1.65 | 0.40 | Upgrade
|
| EPS Growth | - | - | - | - | - | -91.05% | Upgrade
|
| Free Cash Flow | 407.02 | 392.77 | 247.88 | 163.45 | 152.87 | 209.5 | Upgrade
|
| Free Cash Flow Per Share | 10.47 | 10.65 | 7.55 | 5.39 | 5.59 | 19.47 | Upgrade
|
| Operating Margin | 5.25% | 3.36% | 0.79% | 3.25% | -4.23% | 12.06% | Upgrade
|
| Profit Margin | -14.61% | -20.51% | -9.05% | 8.19% | -8.58% | 0.78% | Upgrade
|
| Free Cash Flow Margin | 49.39% | 44.76% | 28.84% | 28.22% | 29.10% | 38.50% | Upgrade
|
| Effective Tax Rate | - | - | - | 24.49% | - | 27.04% | Upgrade
|
| Revenue as Reported | 1,032 | 1,057 | 952.55 | 626.78 | 583.73 | 600.15 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.