Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · Real-Time Price · USD

5.90

0.00 (0.00%)

At close: Jul 2, 2026, 4:00 PM EDT

5.92

+0.02 (0.25%)

After-hours: Jul 2, 2026, 5:39 PM EDT

Oportun Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	949.55	956.69	1,002	1,057	952.55	626.78
Revenue Growth (YoY)	-3.81%	-4.50%	-5.22%	10.96%	51.97%	7.38%
Gross Profit	949.55	956.69	1,002	1,057	952.55	626.78
Selling, General & Admin	360.42	361.76	410.38	534.32	607.47	467.69
Other Operating Expenses	554.65	550.85	706.57	776.25	420.36	96.3
Total Operating Expenses	915.07	912.61	1,117	1,311	1,028	563.99
Operating Income	34.48	44.08	-115.18	-253.65	-75.29	62.79
Pretax Income	24.35	44.08	-115.18	-253.65	-75.29	62.79
Provision for Income Taxes	16.65	18.83	-36.5	-73.7	2.46	15.38
Net Income	17.82	25.25	-78.68	-179.95	-77.74	47.41
Net Income to Common	17.82	25.25	-78.68	-179.95	-77.74	47.41
Shares Outstanding (Basic)	47	46,419	40,356	37	33	28
Shares Outstanding (Diluted)	48	47,859	40,356	37	33	30
Shares Change (YoY)	13.21%	18.59%	109337.03%	12.34%	8.25%	10.94%
EPS (Basic)	0.38	0.54	-1.95	-4.88	-2.37	1.68
EPS (Diluted)	0.37	0.53	-1.95	-4.88	-2.37	1.56
Free Cash Flow	416.16	413.41	393.52	392.77	247.88	163.45
Free Cash Flow Growth	0.67%	5.05%	0.19%	58.45%	51.65%	6.92%
Free Cash Flow Per Share	8.63	0.01	0.01	10.65	7.55	5.39
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	3.63%	4.61%	-11.50%	-24.00%	-7.90%	10.02%
Profit Margin	1.88%	2.64%	-7.85%	-17.03%	-8.16%	7.56%
FCF Margin	43.83%	43.21%	39.28%	37.16%	26.02%	26.08%
EBITDA	73.82	85.49	-64.02	-198.77	-27.75	89.9
EBITDA Margin	7.77%	8.94%	-6.39%	-18.81%	-2.91%	14.34%
EBIT	34.48	44.08	-115.18	-253.65	-75.29	62.79
EBIT Margin	3.63%	4.61%	-11.50%	-24.00%	-7.90%	10.02%
Effective Tax Rate	68.39%	42.72%	31.69%	29.06%	-3.26%	24.49%

SEC Filings: 10-K · 10-Q