Oportun Financial Corporation (OPRT)

NASDAQ: OPRT · IEX Real-Time Price · USD
8.22
-0.05 (-0.60%)
Jul 1, 2022 12:07 PM EDT - Market open

Total Valuation

OPRT has a market cap or net worth of $269.73 million. The enterprise value is $2.31 billion.

Market Cap 269.73M
Enterprise Value 2.31B

Important Dates

The next earnings date is Thursday, August 4, 2022, after market close.

Estimated Earnings Date Aug 4, 2022
Ex-Dividend Date n/a

Share Statistics

OPRT has 32.81 million shares outstanding. The number of shares has increased by 16.01% in one year.

Shares Outstanding 32.81M
Shares Change (YoY) +16.01%
Shares Change (QoQ) +11.79%
Owned by Insiders (%) 8.82%
Owned by Institutions (%) 73.69%
Float 27.54M

Valuation Ratios

PE Ratio 2.66
Forward PE n/a
PS Ratio 0.43
PB Ratio 0.42
P/FCF Ratio 1.76
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.71, with a EV/FCF ratio of 15.10.

EV / Earnings 25.70
EV / Sales 3.70
EV / EBITDA 15.71
EV / EBIT 19.87
EV / FCF 15.10

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 3.41.

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 3.41
Debt / EBITDA 15.04
Debt / FCF 14.46

Financial Efficiency

Return on equity (ROE) is 16.00%, which is considered high. The company has a high ROIC of 2.80%.

Return on Equity (ROE) 16.00%
Return on Assets (ROA) 3.40%
Return on Capital (ROIC) 2.80%
Revenue Per Employee $229,115
Profits Per Employee $33,000
Employee Count 2,729
Asset Turnover 0.24
Inventory Turnover n/a

Taxes

In the past 12 months, OPRT has paid $26.43 million in taxes.

Income Tax 26.43M
Effective Tax Rate 22.69%

Stock Price Statistics

The stock price has decreased by -59.35% in the last 52 weeks. The beta is 1.36, so OPRT's price volatility has been higher than the market average.

Beta (1Y) 1.36
52-Week Price Change -59.35%
50-Day Moving Average 10.51
200-Day Moving Average 14.80
Average Volume (30 Days) 235,791

Short Selling Information

The latest short interest is 374,971, so 1.14% of the outstanding shares have been sold short.

Short Interest 374,971
Short % of Shares Out 1.14%
Short % of Float 1.36%
Short Ratio (days to cover) 1.75

Income Statement

In the last 12 months, OPRT had revenue of $625.25 million and earned 90.06 million in profits. Earnings per share was $3.09.

Revenue 625.25M
Gross Profit 625.25M
Operating Income 116.49M
Pretax Income 116.49M
Net Income 90.06M
EBITDA 147.34M
EBIT 116.49M
Earnings Per Share (EPS) $3.09
Full Income Statement

Balance Sheet

The company has $170.56 million in cash and $2.22 billion in debt, giving a net cash position of -$2.05 billion or -$62.32 per share.

Cash & Cash Equivalents 170.56M
Total Debt 2.22B
Net Cash -2.05B
Net Cash Per Share -$62.32
Book Value 649.94M
Book Value Per Share 19.81
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $183.86 million and capital expenditures -$30.59 million, giving a free cash flow of $153.26 million.

Operating Cash Flow 183.86M
Capital Expenditures -30.59M
Free Cash Flow 153.26M
FCF Per Share $4.67
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 18.63% and 14.40%.

Gross Margin 100.00%
Operating Margin 18.63%
Pretax Margin 18.63%
Profit Margin 14.40%
EBITDA Margin 23.56%
EBIT Margin 18.63%
FCF Margin 24.51%

Dividends & Yields

OPRT does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Earnings Yield 33.39%
FCF Yield 56.82%
Dividend Growth (YoY) n/a
Payout Ratio n/a
Buyback Yield -12.50%
Shareholder Yield -12.50%
Dividend Details

Analyst Forecast

The average price target for OPRT is $26.35, which is 220.56% higher than the current price. The consensus rating is "Buy".

Price Target $26.35
Price Target Difference 220.56%
Analyst Consensus Buy
Analyst Count 13
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a