Oportun Financial Statistics

Total Valuation

OPRT has a market cap or net worth of $110.91 million. The enterprise value is $2.84 billion.

Market Cap	110.91M
Enterprise Value	2.84B

Important Dates

The next confirmed earnings date is Thursday, May 9, 2024, after market close.

Earnings Date	May 9, 2024
Ex-Dividend Date	n/a

Share Statistics

OPRT has 34.23 million shares outstanding. The number of shares has increased by 12.34% in one year.

Shares Outstanding	34.23M
Shares Change (YoY)	+12.34%
Shares Change (QoQ)	+0.57%
Owned by Insiders (%)	8.54%
Owned by Institutions (%)	87.89%
Float	23.63M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.40
Forward PS	0.11
PB Ratio	0.27
P/FCF Ratio	0.31
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	10.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.87

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	7.27
Debt / EBITDA	n/a
Debt / FCF	8.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -40.90% and return on invested capital (ROIC) is -7.59%.

Return on Equity (ROE)	-40.90%
Return on Assets (ROA)	-5.20%
Return on Capital (ROIC)	-7.59%
Revenue Per Employee	$119,943
Profits Per Employee	-$76,902
Employee Count	2,340
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

Income Tax	-73.70M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -14.96% in the last 52 weeks. The beta is 1.26, so OPRT's price volatility has been higher than the market average.

Beta (1Y)	1.26
52-Week Price Change	-14.96%
50-Day Moving Average	3.03
200-Day Moving Average	4.60
Relative Strength Index (RSI)	65.83
Average Volume (30 Days)	375,614

Short Selling Information

The latest short interest is 175,277, so 0.51% of the outstanding shares have been sold short.

Short Interest	175,277
Short Previous Month	197,238
Short % of Shares Out	0.51%
Short % of Float	0.74%
Short Ratio (days to cover)	0.75

Income Statement

In the last 12 months, OPRT had revenue of $280.67 million and -$179.95 million in losses. Loss per share was -$4.88.

Revenue	280.67M
Gross Profit	280.67M
Operating Income	-253.65M
Pretax Income	-253.65M
Net Income	-179.95M
EBITDA	-198.77M
EBIT	-253.65M
Loss Per Share	-$4.88

Full Income Statement

Balance Sheet

The company has $206.02 million in cash and $2.94 billion in debt, giving a net cash position of -$2.73 billion or -$79.83 per share.

Cash & Cash Equivalents	206.02M
Total Debt	2.94B
Net Cash	-2.73B
Net Cash Per Share	-$79.83
Equity / Book Value	404.40M
Book Value Per Share	11.81
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $392.77 million and capital expenditures -$31.26 million, giving a free cash flow of $361.50 million.

Operating Cash Flow	392.77M
Capital Expenditures	-31.26M
Free Cash Flow	361.50M
FCF Per Share	$9.80

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -90.38% and -64.12%.

Gross Margin	100.00%
Operating Margin	-90.38%
Pretax Margin	-90.38%
Profit Margin	-64.12%
EBITDA Margin	-70.82%
EBIT Margin	-90.38%
FCF Margin	128.80%

Dividends & Yields

OPRT does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-12.34%
Shareholder Yield	-12.34%
Earnings Yield	-162.26%
FCF Yield	325.96%

Analyst Forecast

The average price target for OPRT is $5.90, which is 82.10% higher than the current price. The consensus rating is "Buy".

Price Target	$5.90
Price Target Difference	82.10%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2