Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · IEX Real-Time Price · USD
3.420
+0.200 (6.21%)
At close: Jul 17, 2024, 4:00 PM
3.451
+0.031 (0.91%)
After-hours: Jul 17, 2024, 7:30 PM EDT

Oportun Financial Statistics

Total Valuation

OPRT has a market cap or net worth of $121.72 million. The enterprise value is $2.76 billion.

Market Cap 121.72M
Enterprise Value 2.76B

Important Dates

The next estimated earnings date is Tuesday, August 6, 2024, after market close.

Earnings Date Aug 6, 2024
Ex-Dividend Date n/a

Share Statistics

OPRT has 35.59 million shares outstanding. The number of shares has increased by 14.48% in one year.

Shares Outstanding 35.59M
Shares Change (YoY) +14.48%
Shares Change (QoQ) +1.03%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

PE Ratio n/a
Forward PE 14.27
PS Ratio 0.34
Forward PS 0.12
PB Ratio 0.32
P/FCF Ratio 0.32
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 7.76
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.27

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 7.41
Debt / EBITDA n/a
Debt / FCF 7.46
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -24.70% and return on invested capital (ROIC) is -4.44%.

Return on Equity (ROE) -24.70%
Return on Assets (ROA) -3.10%
Return on Capital (ROIC) -4.44%
Revenue Per Employee $151,721
Profits Per Employee -$44,573
Employee Count 2,340
Asset Turnover 0.10
Inventory Turnover n/a

Taxes

Income Tax -38.30M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -39.68% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change -39.68%
50-Day Moving Average 3.18
200-Day Moving Average 3.61
Relative Strength Index (RSI) 65.44
Average Volume (20 Days) 119,896

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, OPRT had revenue of $355.03 million and -$104.30 million in losses. Loss per share was -$2.72.

Revenue 355.03M
Gross Profit 355.03M
Operating Income -142.60M
Pretax Income -142.60M
Net Income -104.30M
EBITDA -87.90M
EBIT -142.60M
Loss Per Share -$2.72
Full Income Statement

Balance Sheet

The company has $196.55 million in cash and $2.83 billion in debt, giving a net cash position of -$2.63 billion or -$74.01 per share.

Cash & Cash Equivalents 196.55M
Total Debt 2.83B
Net Cash -2.63B
Net Cash Per Share -$74.01
Equity (Book Value) 381.97M
Book Value Per Share 10.73
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $401.83 million and capital expenditures -$22.62 million, giving a free cash flow of $379.22 million.

Operating Cash Flow 401.83M
Capital Expenditures -22.62M
Free Cash Flow 379.22M
FCF Per Share $9.75
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -40.16% and -29.38%.

Gross Margin 100.00%
Operating Margin -40.16%
Pretax Margin -40.16%
Profit Margin -29.38%
EBITDA Margin -24.76%
EBIT Margin -40.16%
FCF Margin 106.81%

Dividends & Yields

OPRT does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -14.48%
Shareholder Yield -14.48%
Earnings Yield -85.69%
FCF Yield 311.56%

Analyst Forecast

The average price target for OPRT is $5.90, which is 72.52% higher than the current price. The consensus rating is "Buy".

Price Target $5.90
Price Target Difference 72.52%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2