Oportun Financial Corporation (OPRT)
Total Valuation
OPRT has a market cap or net worth of $269.73 million. The enterprise value is $2.31 billion.
Market Cap | 269.73M |
Enterprise Value | 2.31B |
Important Dates
The next earnings date is Thursday, August 4, 2022, after market close.
Estimated Earnings Date | Aug 4, 2022 |
Ex-Dividend Date | n/a |
Share Statistics
OPRT has 32.81 million shares outstanding. The number of shares has increased by 16.01% in one year.
Shares Outstanding | 32.81M |
Shares Change (YoY) | +16.01% |
Shares Change (QoQ) | +11.79% |
Owned by Insiders (%) | 8.82% |
Owned by Institutions (%) | 73.69% |
Float | 27.54M |
Valuation Ratios
PE Ratio | 2.66 |
Forward PE | n/a |
PS Ratio | 0.43 |
PB Ratio | 0.42 |
P/FCF Ratio | 1.76 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.71, with a EV/FCF ratio of 15.10.
EV / Earnings | 25.70 |
EV / Sales | 3.70 |
EV / EBITDA | 15.71 |
EV / EBIT | 19.87 |
EV / FCF | 15.10 |
Financial Position
The company has a current ratio of n/a, with a Debt / Equity ratio of 3.41.
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 3.41 |
Debt / EBITDA | 15.04 |
Debt / FCF | 14.46 |
Financial Efficiency
Return on equity (ROE) is 16.00%, which is considered high. The company has a high ROIC of 2.80%.
Return on Equity (ROE) | 16.00% |
Return on Assets (ROA) | 3.40% |
Return on Capital (ROIC) | 2.80% |
Revenue Per Employee | $229,115 |
Profits Per Employee | $33,000 |
Employee Count | 2,729 |
Asset Turnover | 0.24 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OPRT has paid $26.43 million in taxes.
Income Tax | 26.43M |
Effective Tax Rate | 22.69% |
Stock Price Statistics
The stock price has decreased by -59.35% in the last 52 weeks. The beta is 1.36, so OPRT's price volatility has been higher than the market average.
Beta (1Y) | 1.36 |
52-Week Price Change | -59.35% |
50-Day Moving Average | 10.51 |
200-Day Moving Average | 14.80 |
Average Volume (30 Days) | 235,791 |
Short Selling Information
The latest short interest is 374,971, so 1.14% of the outstanding shares have been sold short.
Short Interest | 374,971 |
Short % of Shares Out | 1.14% |
Short % of Float | 1.36% |
Short Ratio (days to cover) | 1.75 |
Income Statement
In the last 12 months, OPRT had revenue of $625.25 million and earned 90.06 million in profits. Earnings per share was $3.09.
Revenue | 625.25M |
Gross Profit | 625.25M |
Operating Income | 116.49M |
Pretax Income | 116.49M |
Net Income | 90.06M |
EBITDA | 147.34M |
EBIT | 116.49M |
Earnings Per Share (EPS) | $3.09 |
Balance Sheet
The company has $170.56 million in cash and $2.22 billion in debt, giving a net cash position of -$2.05 billion or -$62.32 per share.
Cash & Cash Equivalents | 170.56M |
Total Debt | 2.22B |
Net Cash | -2.05B |
Net Cash Per Share | -$62.32 |
Book Value | 649.94M |
Book Value Per Share | 19.81 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $183.86 million and capital expenditures -$30.59 million, giving a free cash flow of $153.26 million.
Operating Cash Flow | 183.86M |
Capital Expenditures | -30.59M |
Free Cash Flow | 153.26M |
FCF Per Share | $4.67 |
Margins
Gross margin is 100.00%, with operating and profit margins of 18.63% and 14.40%.
Gross Margin | 100.00% |
Operating Margin | 18.63% |
Pretax Margin | 18.63% |
Profit Margin | 14.40% |
EBITDA Margin | 23.56% |
EBIT Margin | 18.63% |
FCF Margin | 24.51% |
Dividends & Yields
OPRT does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Earnings Yield | 33.39% |
FCF Yield | 56.82% |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Buyback Yield | -12.50% |
Shareholder Yield | -12.50% |
Analyst Forecast
The average price target for OPRT is $26.35, which is 220.56% higher than the current price. The consensus rating is "Buy".
Price Target | $26.35 |
Price Target Difference | 220.56% |
Analyst Consensus | Buy |
Analyst Count | 13 |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |