Old Republic International Corporation (ORI)
NYSE: ORI · Real-Time Price · USD
39.61
-0.78 (-1.93%)
Nov 6, 2026, 4:00 PM EST - Market closed
ORI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,202 | 2,024 | 1,913 | 2,060 | 2,019 | 1,927 | 1,783 | 1,872 | 1,854 | 1,726 | 1,575 | 1,681 | 1,691 | 1,577 | 1,496 | 1,764 | 1,862 | 1,887 | 1,829 | 2,017 |
Total Interest & Dividend Income | 185.4 | 182 | 178 | 183.8 | 182.6 | 171.5 | 170.7 | 170.4 | 171 | 167.4 | 164.1 | 155.2 | 145.9 | 139.4 | 137.8 | 130.3 | 115.1 | 107.8 | 106.2 | 110.7 |
Gain (Loss) on Sale of Investments | -79.9 | 172.3 | 201.7 | 27.4 | 104.7 | -7.3 | 55 | -154.3 | 197.7 | -140.4 | 167.1 | 0.2 | -186.8 | -30.5 | 26.2 | 348.3 | -377 | -317.5 | 145 | 454.3 |
Other Revenue | 118 | 125.1 | 106.5 | 117.6 | 118.4 | 117.6 | 105.4 | 114.4 | 118.6 | 118.8 | 110.1 | 104.7 | 109.9 | 111.8 | 98.3 | 103.3 | 120.6 | 132.6 | 126.4 | 138.3 |
| 2,426 | 2,504 | 2,399 | 2,389 | 2,424 | 2,209 | 2,114 | 2,002 | 2,342 | 1,872 | 2,016 | 1,941 | 1,760 | 1,798 | 1,759 | 2,346 | 1,721 | 1,810 | 2,206 | 2,721 | |
Revenue Growth (YoY) | 0.05% | 13.37% | 13.50% | 19.34% | 3.54% | 17.99% | 4.87% | 3.14% | 33.03% | 4.09% | 14.64% | -17.24% | 2.27% | -0.67% | -20.30% | -13.79% | -14.47% | -19.67% | -6.31% | 12.27% |
Policy Benefits | 943.9 | 896.7 | 840.1 | 912.1 | 856.9 | 830.6 | 777.6 | 792.9 | 815.9 | 741.5 | 697.4 | 711.4 | 663.3 | 617.7 | 603.8 | 565 | 628.5 | 638.6 | 607.8 | 574.1 |
Selling, General & Administrative | 1,304 | 1,170 | 1,128 | 1,197 | 1,197 | 1,100 | 1,011 | 1,061 | 1,077 | 994.5 | 903.3 | 965 | 1,016 | 962.9 | 888.6 | 1,115 | 1,196 | 1,210 | 1,199 | 1,341 |
Total Operating Expenses | 2,248 | 2,067 | 1,968 | 2,109 | 2,054 | 1,931 | 1,788 | 1,854 | 1,893 | 1,736 | 1,601 | 1,676 | 1,680 | 1,581 | 1,492 | 1,680 | 1,824 | 1,848 | 1,807 | 1,915 |
Operating Income | 177.4 | 436.9 | 431.3 | 280.4 | 370.4 | 278 | 325.7 | 148 | 448.2 | 135.7 | 415.2 | 264.7 | 80.5 | 217.5 | 266.1 | 665.8 | -103.3 | -37.9 | 399.5 | 806 |
Interest Expense | -25.5 | -26.5 | -17.7 | -17.6 | -17.3 | -17.6 | -17.8 | -19.8 | -21.3 | -22.2 | -16.4 | -13.2 | -16.4 | -20.7 | -16.9 | -17.4 | -16.3 | -16.6 | -16.9 | -16.5 |
Other Non Operating Income (Expenses) | -0.3 | -0.4 | -0.3 | 0.4 | -0.4 | -0.4 | -0.2 | 2.4 | -0.1 | -0.2 | -0.3 | -3.4 | -0.2 | 0.1 | -0.1 | 0.5 | 0.1 | - | - | -0.1 |
EBT Excluding Unusual Items | 151.6 | 410 | 413.3 | 263.2 | 352.7 | 260 | 307.7 | 130.6 | 426.8 | 113.3 | 398.5 | 248.1 | 63.9 | 196.9 | 249.1 | 648.9 | -119.5 | -54.5 | 382.6 | 789.4 |
Merger & Restructuring Charges | -4.3 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Other Unusual Items | 124.9 | - | - | - | - | - | - | - | - | - | - | -10.7 | - | - | - | - | - | - | - | - |
Pretax Income | 272.2 | 410 | 413.3 | 263.2 | 352.7 | 260 | 307.7 | 130.6 | 426.8 | 113.3 | 398.5 | 237.4 | 63.9 | 196.9 | 249.1 | 648.9 | -119.5 | -54.5 | 382.6 | 789.4 |
Income Tax Expense | 27.8 | 85.7 | 83.8 | 55.9 | 72.7 | 51.7 | 61.6 | 25.5 | 87.9 | 21.5 | 81.8 | 46.8 | 11.3 | 41.4 | 49.3 | 136.8 | -27.8 | -14.4 | 76.3 | 162.4 |
Earnings From Continuing Ops. | 244.4 | 324.3 | 329.5 | 207.3 | 280 | 208.3 | 246.1 | 105.1 | 338.9 | 91.8 | 316.7 | 190.6 | 52.6 | 155.5 | 199.8 | 512.1 | -91.7 | -40.1 | 306.3 | 627 |
Minority Interest in Earnings | -1.2 | -2 | 0.5 | -0.9 | -0.5 | -3.9 | -1.1 | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Income | 243.2 | 322.3 | 330 | 206.4 | 279.5 | 204.4 | 245 | 105.1 | 338.9 | 91.8 | 316.7 | 190.6 | 52.6 | 155.5 | 199.8 | 512.1 | -91.7 | -40.1 | 306.3 | 627 |
Net Income to Common | 243.2 | 322.3 | 330 | 206.4 | 279.5 | 204.4 | 245 | 105.1 | 338.9 | 91.8 | 316.7 | 190.6 | 52.6 | 155.5 | 199.8 | 512.1 | -91.7 | -40.1 | 306.3 | 627 |
Net Income Growth (YoY) | -12.99% | 57.68% | 34.69% | 96.38% | -17.53% | 122.66% | -22.64% | -44.86% | 544.30% | -40.97% | 58.51% | -62.78% | - | - | -34.77% | -18.32% | - | - | -39.00% | 20.65% |
Shares Outstanding (Basic) | 240 | 240 | 243 | 246 | 245 | 245 | 244 | 244 | 252 | 261 | 272 | 272 | 277 | 285 | 292 | 294 | 304 | 304 | 304 | 303 |
Shares Outstanding (Diluted) | 247 | 246 | 249 | 252 | 251 | 251 | 250 | 250 | 257 | 266 | 275 | 276 | 280 | 288 | 294 | 296 | 304 | 304 | 305 | 304 |
Shares Change (YoY) | -1.84% | -1.92% | -0.11% | 0.54% | -2.16% | -5.45% | -9.36% | -9.41% | -8.24% | -7.76% | -6.31% | -6.68% | -7.81% | -5.24% | -3.74% | -2.75% | 0.04% | 0.48% | 1.91% | 1.91% |
EPS (Basic) | 1.01 | 1.34 | 1.36 | 0.84 | 1.14 | 0.83 | 1.01 | 0.43 | 1.35 | 0.35 | 1.17 | 0.70 | 0.19 | 0.54 | 0.68 | 1.74 | -0.30 | -0.13 | 1.01 | 2.07 |
EPS (Diluted) | 0.99 | 1.31 | 1.32 | 0.81 | 1.11 | 0.81 | 0.98 | 0.42 | 1.32 | 0.35 | 1.15 | 0.69 | 0.19 | 0.54 | 0.68 | 1.73 | -0.31 | -0.13 | 1.00 | 2.05 |
EPS Growth (YoY) | -10.81% | 61.73% | 34.69% | 95.65% | -15.91% | 131.43% | -14.78% | -39.75% | 595.16% | -35.19% | 69.12% | -60.07% | - | - | -32.00% | -15.84% | - | - | -40.48% | 17.97% |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.315 | 0.315 | 0.315 | 0.290 | 0.290 | 0.290 | 0.290 | 0.265 | 0.265 | 0.265 | 0.265 | 0.245 | 0.245 | 0.245 | 0.245 | 0.230 | 0.230 | 0.230 | 0.230 | 0.220 |
Dividend Growth (YoY) | 8.62% | 8.62% | 8.62% | 9.43% | 9.43% | 9.43% | 9.43% | 8.16% | 8.16% | 8.16% | 8.16% | 6.52% | 6.52% | 6.52% | 6.52% | 4.54% | 4.54% | 4.54% | 4.54% | 4.76% |
Operating Margin | 7.31% | 17.45% | 17.97% | 11.74% | 15.28% | 12.59% | 15.41% | 7.39% | 19.14% | 7.25% | 20.60% | 13.64% | 4.57% | 12.10% | 15.13% | 28.39% | -6.00% | -2.09% | 18.11% | 29.63% |
Profit Margin | 10.03% | 12.87% | 13.75% | 8.64% | 11.53% | 9.25% | 11.59% | 5.25% | 14.47% | 4.91% | 15.71% | 9.82% | 2.99% | 8.65% | 11.36% | 21.83% | -5.33% | -2.21% | 13.88% | 23.05% |
EBITDA | 186.25 | 445.75 | 440.15 | 289.25 | 380.23 | 287.83 | 335.53 | 157.83 | 456.45 | 143.95 | 423.45 | 272.95 | 87.58 | 224.58 | 273.18 | 672.88 | -96.5 | -31.1 | 406.3 | 812.8 |
EBITDA Margin | 7.68% | 17.80% | 18.34% | 12.11% | 15.68% | 13.03% | 15.87% | 7.88% | 19.49% | 7.69% | 21.01% | 14.06% | 4.98% | 12.49% | 15.53% | 28.69% | -5.61% | -1.72% | 18.41% | 29.88% |
D&A For EBITDA | 8.85 | 8.85 | 8.85 | 8.85 | 9.83 | 9.83 | 9.83 | 9.83 | 8.25 | 8.25 | 8.25 | 8.25 | 7.08 | 7.08 | 7.08 | 7.08 | 6.8 | 6.8 | 6.8 | 6.8 |
EBIT | 177.4 | 436.9 | 431.3 | 280.4 | 370.4 | 278 | 325.7 | 148 | 448.2 | 135.7 | 415.2 | 264.7 | 80.5 | 217.5 | 266.1 | 665.8 | -103.3 | -37.9 | 399.5 | 806 |
EBIT Margin | 7.31% | 17.45% | 17.97% | 11.74% | 15.28% | 12.59% | 15.41% | 7.39% | 19.14% | 7.25% | 20.60% | 13.64% | 4.57% | 12.10% | 15.13% | 28.39% | -6.00% | -2.09% | 18.11% | 29.63% |
Effective Tax Rate | 10.21% | 20.90% | 20.28% | 21.24% | 20.61% | 19.89% | 20.02% | 19.53% | 20.59% | 18.98% | 20.53% | 19.71% | 17.68% | 21.03% | 19.79% | 21.08% | - | - | 19.94% | 20.57% |
Revenue as Reported | 2,551 | 2,504 | 2,399 | 2,389 | 2,424 | 2,209 | 2,114 | 2,002 | 2,342 | 1,872 | 2,016 | 1,941 | 1,760 | 1,798 | 1,759 | 2,346 | 1,721 | 1,810 | 2,207 | 2,721 |