Old Second Bancorp, Inc. (OSBC)

Old Second Bancorp Stock Forecast

Stock Price Forecast

The 4 analysts that cover Old Second Bancorp stock have a consensus rating of "Buy" and an average price target of $22.63, which forecasts a 13.72% increase in the stock price over the next year. The lowest target is $20 and the highest is $24.5.

Price Target: $22.63 (+13.72%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$20	$22.63	$23	$24.5
Change	+0.50%	+13.72%	+15.58%	+23.12%

Analyst Ratings

The average analyst rating for Old Second Bancorp stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26
Strong Buy	0	0	0	0	0	0
Buy	4	4	3	3	3	3
Hold	2	2	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	4	4	4	4

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Jeff Rulis DA Davidson	DA Davidson	Hold Maintains $22 → $23	Hold	Maintains	$22 → $23	+15.58%	Jan 23, 2026
Christopher Mcgratty Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Buy Maintains $22 → $23	Buy	Maintains	$22 → $23	+15.58%	Oct 24, 2025
Jeff Rulis DA Davidson	DA Davidson	Hold Maintains $17 → $19	Hold	Maintains	$17 → $19	-4.52%	Jul 25, 2025
Nathan Race Piper Sandler	Piper Sandler	Buy Reiterates $22 → $25	Buy	Reiterates	$22 → $25	+23.12%	Jul 2, 2025
Terry McEvoy Stephens & Co.	Stephens & Co.	Buy Maintains $22 → $20	Buy	Maintains	$22 → $20	+0.50%	Apr 25, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

389.84M

Increased by 25.21%

from 311.34M

Revenue Next Year

399.99M

Increased by 2.60%

from 389.84M

EPS This Year

2.19

Increased by 35.45%

from 1.62

EPS Next Year

2.29

Increased by 4.15%

from 2.19

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	131.65M	242.72M	269.61M	271.80M	311.34M	389.84M	399.99M
Revenue Growth	10.85%	84.37%	11.08%	0.81%	14.55%	25.21%	2.60%
EPS	0.65	1.49	2.02	1.87	1.62	2.19	2.29
EPS Growth	-29.35%	129.23%	35.57%	-7.43%	-13.37%	35.45%	4.15%
Forward PE	-	-	-	-	-	9.07	8.71
No. Analysts	-	-	-	-	-	8	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	408.0M	422.1M
Avg	389.8M	400.0M
Low	369.2M	367.3M

Revenue Growth

Revenue Growth	2026	2027
High	31.1%	8.3%
Avg	25.2%	2.6%
Low	18.6%	-5.8%

EPS Forecast

EPS	2026	2027
High	2.36	2.47
Avg	2.19	2.29
Low	2.03	2.08

EPS Growth

EPS Growth	2026	2027
High	45.8%	12.4%
Avg	35.5%	4.1%
Low	25.2%	-5.0%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.