Old Second Bancorp Statistics
Total Valuation
OSBC has a market cap or net worth of $629.18 million. The enterprise value is $1.05 billion.
| Market Cap | 629.18M |
| Enterprise Value | 1.05B |
Important Dates
The last earnings date was Wednesday, April 17, 2024, after market close.
| Earnings Date | Apr 17, 2024 |
| Ex-Dividend Date | Apr 25, 2024 |
Share Statistics
OSBC has 44.85 million shares outstanding. The number of shares has increased by 0.28% in one year.
| Shares Outstanding | 44.85M |
| Shares Change (YoY) | +0.28% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 4.88% |
| Owned by Institutions (%) | 70.59% |
| Float | 40.34M |
Valuation Ratios
The trailing PE ratio is 6.96 and the forward PE ratio is 7.27. OSBC's PEG ratio is 2.60.
| PE Ratio | 6.96 |
| Forward PE | 7.27 |
| PS Ratio | 2.34 |
| Forward PS | 2.20 |
| PB Ratio | 1.09 |
| P/FCF Ratio | 5.81 |
| PEG Ratio | 2.60 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.97, with an EV/FCF ratio of 9.64.
| EV / Earnings | 11.41 |
| EV / Sales | 3.88 |
| EV / EBITDA | 7.97 |
| EV / EBIT | 8.42 |
| EV / FCF | 9.64 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.89 |
| Debt / EBITDA | 3.93 |
| Debt / FCF | 4.76 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.30% and return on invested capital (ROIC) is 8.39%.
| Return on Equity (ROE) | 17.30% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 8.39% |
| Revenue Per Employee | $323,272 |
| Profits Per Employee | $109,987 |
| Employee Count | 834 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OSBC has paid $32.68 million in taxes.
| Income Tax | 32.68M |
| Effective Tax Rate | 26.27% |
Stock Price Statistics
The stock price has increased by +14.32% in the last 52 weeks. The beta is 1.09, so OSBC's price volatility has been similar to the market average.
| Beta (1Y) | 1.09 |
| 52-Week Price Change | +14.32% |
| 50-Day Moving Average | 13.58 |
| 200-Day Moving Average | 14.32 |
| Relative Strength Index (RSI) | 57.64 |
| Average Volume (30 Days) | 182,177 |
Short Selling Information
The latest short interest is 691,080, so 1.54% of the outstanding shares have been sold short.
| Short Interest | 691,080 |
| Short Previous Month | 628,487 |
| Short % of Shares Out | 1.54% |
| Short % of Float | 1.71% |
| Short Ratio (days to cover) | 4.40 |
Income Statement
In the last 12 months, OSBC had revenue of $269.61 million and earned $91.73 million in profits. Earnings per share was $2.02.
| Revenue | 269.61M |
| Gross Profit | 269.61M |
| Operating Income | 124.41M |
| Pretax Income | 124.41M |
| Net Income | 91.73M |
| EBITDA | 131.35M |
| EBIT | 124.41M |
| Earnings Per Share (EPS) | $2.02 |
Balance Sheet
The company has $100.15 million in cash and $516.63 million in debt, giving a net cash position of -$416.48 million or -$9.29 per share.
| Cash & Cash Equivalents | 100.15M |
| Total Debt | 516.63M |
| Net Cash | -416.48M |
| Net Cash Per Share | -$9.29 |
| Equity / Book Value | 577.28M |
| Book Value Per Share | 12.87 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $116.40 million and capital expenditures -$7.83 million, giving a free cash flow of $108.57 million.
| Operating Cash Flow | 116.40M |
| Capital Expenditures | -7.83M |
| Free Cash Flow | 108.57M |
| FCF Per Share | $2.43 |
Margins
Gross margin is 100.00%, with operating and profit margins of 46.14% and 34.02%.
| Gross Margin | 100.00% |
| Operating Margin | 46.14% |
| Pretax Margin | 46.14% |
| Profit Margin | 34.02% |
| EBITDA Margin | 48.72% |
| EBIT Margin | 46.14% |
| FCF Margin | 40.27% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.43%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 1.43% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.90% |
| Buyback Yield | -0.28% |
| Shareholder Yield | 1.14% |
| Earnings Yield | 14.55% |
| FCF Yield | 17.22% |
Analyst Forecast
The average price target for OSBC is $17.67, which is 25.94% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $17.67 |
| Price Target Difference | 25.94% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |