Old Second Bancorp, Inc. (OSBC)

Old Second Bancorp Stock Forecast

Stock Price Forecast

According to 5 analysts polled by S&P Global, Old Second Bancorp stock has a consensus rating of "Buy" and an average price target of $23.2. The average 1-year stock price forecast is 8.92% higher than the current stock price, while the lowest is $22 (+3.29%) and the highest is $25 (+17.37%).

Price Target: $23.2 (+8.92%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$22	$23.2	$23	$25
Change	+3.29%	+8.92%	+7.98%	+17.37%

* Price targets were last updated on Apr 27, 2026.

Analyst Ratings

The average analyst rating for Old Second Bancorp stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Dec '25	Jan '26	Feb '26	Mar '26	Apr '26
Strong Buy	3	3	2	3	3	2
Buy	2	2	2	2	2	2
Hold	1	1	1	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	6	6	5	6	6	5

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Nathan Race Piper Sandler	Piper Sandler	Buy Maintains $26 → $25	Buy	Maintains	$26 → $25	+17.37%	Apr 27, 2026
Brandon Rud Stephens	Stephens	Buy Maintains $21 → $23	Buy	Maintains	$21 → $23	+7.98%	Apr 23, 2026
David Konrad KBW	KBW	Buy Reiterates $23	Buy	Reiterates	$23	+7.98%	Jan 26, 2026
Jeff Rulis D.A. Davidson	D.A. Davidson	Hold Maintains $19 → $23	Hold	Maintains	$19 → $23	+7.98%	Jan 23, 2026

Financial Forecast

Revenue This Year

390.60M

Increased by 25.46%

from 311.34M

Revenue Next Year

399.76M

Increased by 2.35%

from 390.60M

EPS This Year

2.21

Increased by 36.59%

from 1.62

EPS Next Year

2.34

Increased by 5.84%

from 2.21

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	131.65M	242.72M	269.61M	271.80M	311.34M	390.60M	399.76M
Revenue Growth	10.85%	84.37%	11.08%	0.81%	14.55%	25.46%	2.35%
EPS	0.65	1.49	2.02	1.87	1.62	2.21	2.34
EPS Growth	-29.35%	129.23%	35.57%	-7.43%	-13.37%	36.59%	5.84%
Forward PE	-	-	-	-	-	9.63	9.10
No. Analysts	-	-	-	-	-	7	7

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	404.3M	420.7M
Avg	390.6M	399.8M
Low	371.9M	378.7M

Revenue Growth

Revenue Growth	2026	2027
High	29.8%	7.7%
Avg	25.5%	2.3%
Low	19.4%	-3.1%

EPS Forecast

EPS	2026	2027
High	2.34	2.47
Avg	2.21	2.34
Low	2.06	2.16

EPS Growth

EPS Growth	2026	2027
High	44.5%	11.5%
Avg	36.6%	5.8%
Low	27.0%	-2.5%

Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by TipRanks. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.