Old Second Bancorp, Inc. (OSBC)
| Market Cap | 1.05B +47.6% |
| Revenue (ttm) | 324.91M +17.8% |
| Net Income | 86.07M +2.7% |
| EPS | 1.68 -8.4% |
| Shares Out | 51.43M |
| PE Ratio | 12.36 |
| Forward PE | 9.26 |
| Dividend | $0.28 (1.35%) |
| Ex-Dividend Date | May 1, 2026 |
| Volume | 130,374 |
| Open | 20.67 |
| Previous Close | 20.71 |
| Day's Range | 20.39 - 20.72 |
| 52-Week Range | 16.21 - 22.43 |
| Beta | 0.71 |
| Analysts | Buy |
| Price Target | 23.50 (+15.14%) |
| Earnings Date | Apr 22, 2026 |
About OSBC
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate ... [Read more]
Financial Performance
In 2025, Old Second Bancorp's revenue was $311.34 million, an increase of 14.55% compared to the previous year's $271.80 million. Earnings were $80.31 million, a decrease of -5.81%.
Financial StatementsAnalyst Summary
According to 4 analysts, the average rating for OSBC stock is "Buy." The 12-month stock price target is $23.5, which is an increase of 15.14% from the latest price.
News
Old Second Bancorp price target lowered to $25 from $26 at Piper Sandler
Piper Sandler lowered the firm’s price target on Old Second Bancorp (OSBC) to $25 from $26 and keeps an Overweight rating on the shares. Following 1.5 weeks of Q1 earnings…
Old Second Bancorp Earnings Call Transcript: Q1 2026
Q1 2026 delivered strong net interest margin and earnings, despite elevated charge-offs in Powersports and select commercial credits. Capital and efficiency ratios improved, with loan growth and margin stability expected for the remainder of the year.
Old Second Bancorp reports Q1 EPS 49c, consensus 51c
Reports Q1 revenue $93.7M, consensus $80.9M. Provision for credit losses of $9.5 million compared to $3.0 million. CEO Jim Eccher said “Old Second reported strong results in the first quarter…
Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share
AURORA, IL / ACCESS Newswire / April 22, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank")...
Old Second Bancorp assumed with an Overweight at Stephens
Stephens assumed coverage of Old Second Bancorp (OSBC) with an Overweight rating and $23 price target Old Second’s net interest margin finished out 2025 above 5%, notes the analyst, who…
Old Second Bancorp price target raised to $23 from $22 at DA Davidson
DA Davidson raised the firm’s price target on Old Second Bancorp (OSBC) to $23 from $22 and keeps a Neutral rating on the shares after its Q4 earnings beat. The…
Old Second Bancorp Earnings Call Transcript: Q4 2025
Q4 2025 saw strong profitability, with adjusted net income of $30.8M and a 5.09% NIM. Loan growth is targeted in the mid-single digits for 2026, with stable margins and modest expense growth expected. Powersports charge-offs remain elevated but margins are robust.
Old Second Bancorp reports Q4 adjusted EPS 58c, consensus 54c
Net interest and dividend income was $83.1M for the fourth quarter of 2025, reflecting an increase of $276,000, or 0.3%, from the third quarter of 2025, and an increase of…
Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share
AURORA, IL / ACCESS Newswire / January 21, 2026 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank...
O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group
CHICAGO, IL / ACCESS Newswire / December 1, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), has had a very busy second-half of 2025 with significant new financing acti...
Old Second Bancorp price target raised to $23 from $22 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Old Second Bancorp (OSBC) to $23 from $22 and keeps an Outperform rating on the shares. The firm views the post-earnings share…
Old Second Bancorp Earnings Call Transcript: Q3 2025
Q3 2025 results were driven by the Evergreen acquisition, with adjusted net income of $28.4M and a 5.05% NIM. Wealth management and PowerSport portfolios outperformed, while credit reserves and loan-to-deposit ratios rose. Dividend increased 17%.
Old Second Bancorp reports Q3 adjusted EPS 52c, consensus 51c
Reports Q3 tangible book value per share $13.51. Reports Q3 CET1 capital ratio 12.44%. Chairman, president and CEO Jim Eccher said “On July 1, 2025, we acquired Bancorp Financial, Inc.,…
Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share
AURORA, IL / ACCESS Newswire / October 22, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank...
Old Second Bancorp completes integration of Evergreen Bank Group
Old Second Bancorp (OSBC) completed its systems and brand conversion of Bancorp Financial’s subsidiary bank, Evergreen Bank Group. This marks the final step in its most recent acquisition and undersco...
Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers
AURORA, IL / ACCESS Newswire / October 20, 2025 / Old Second Bancorp, Inc. (Nasdaq:OSBC) ("Old Second") has successfully completed its systems and brand conversion of Bancorp Financial's subsidiary ba...
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp
CHICAGO, IL / ACCESS Newswire / September 8, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), today announced that it provided senior secured credit facilities to suppo...
Old Second Bancorp price target raised to $19 from $17 at DA Davidson
DA Davidson analyst Jeff Rulis raised the firm’s price target on Old Second Bancorp (OSBC) to $19 from $17 and keeps a Neutral rating on the shares. A return to…
Old Second Bancorp Earnings Call Transcript: Q2 2025
Q2 2025 saw strong profitability with $21.8M net income, robust loan growth, and improved capital ratios. Evergreen Bank's integration is ahead of expectations, with cost savings on track and margin outlook stable to positive. Management remains optimistic for 2025.
Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share
AURORA IL / ACCESS Newswire / July 23, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), ...
Old Second Bancorp price target raised to $24.50 from $22 at Piper Sandler
Piper Sandler raised the firm’s price target on Old Second Bancorp (OSBC) to $24.50 from $22 and keeps an Overweight rating on the shares following the recent closing of its…
Old Second Bancorp completes merger with Bancorp Financial
Old Second Bancorp (OSBC) has completed its previously announced merger with Bancorp Financial. Also, effective July 1, 2025, Bancorp Financial’s subsidiary bank, Evergreen Bank Group, merged into Old...
Old Second Completes Merger with Bancorp Financial
AURORA, IL / ACCESS Newswire / July 1, 2025 / Old Second Bancorp, Inc. (NASDAQ:OSBC) ("Old Second") announced today that it has completed its previously announced merger with Bancorp Financial, Inc. (...
Old Second Bancorp price target lowered to $21 from $22 at Raymond James
Raymond James lowered the firm’s price target on Old Second Bancorp (OSBC) to $21 from $22 and keeps a Strong Buy rating on the shares. The quarter was highlighted by…
Old Second Bancorp price target lowered to $22 from $24 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Old Second Bancorp (OSBC) to $22 from $24 and keeps an Outperform rating on the shares.