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Old Second Bancorp, Inc. (OSBC)

Stock Price: $8.78 USD 0.11 (1.27%)
Updated Aug 11, 2020 10:52 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 259.79M
Revenue (ttm) 119.78M
Net Income (ttm) 31.26M
Shares Out 29.59M
EPS (ttm) 1.03
PE Ratio 8.52
Forward PE 9.99
Dividend $0.04
Dividend Yield 0.46%

Stock Quote

Trading Day Aug 11, 2020
Last Price $8.78
Previous Close $8.67
Change ($) 0.11
Change (%) 1.27%
Day's Open 8.87
Day's Range 8.78 - 8.97
Day's Volume 13,229
52-Week Range 5.96 - 13.77

More Stats

Market Cap 259.79M
Enterprise Value 340.95M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date Jul 30, 2020
Shares Outstanding 29.59M
Float 26.22M
EPS (basic) 1.05
EPS (diluted) 1.03
FCF / Share 1.47
Dividend $0.04
Dividend Yield 0.46%
Earnings Yield 11.73%
FCF Yield 17.00%
Payout Ratio 3.80%
Shares Short 437,549
Short Ratio 2.86
Short % of Float 1.25%
Beta 1.48
PE Ratio 8.52
Forward PE 9.99
P/FCF Ratio 5.88
PS Ratio 2.17
PB Ratio 0.85
Revenue 119.78M
Operating Income 40.98M
Net Income 31.26M
Free Cash Flow 44.15M
Net Cash -81.15M
Net Cash / Share -2.74
Gross Margin 108.60%
Operating Margin 34.21%
Profit Margin 25.60%
FCF Margin 36.86%
ROA 1.12%
ROE 11.57%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$10.50*
(19.59% upside)
Low
9.50
Current: $8.78
High
11.00
Target: 10.50
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue13112110391.2792.7889.5894.9990.2891.0733.86
Revenue Growth8.17%17.03%13.35%-1.64%3.58%-5.7%5.21%-0.87%169%-
Gross Profit13112110391.2792.7889.5894.9990.2891.0733.86
Operating Income51.8643.9434.3024.5024.3615.9011.84-0.07-6.50-66.78
Net Income39.4634.0115.1415.6815.3910.1482.09-0.07-6.50-109
Shares Outstanding29.9029.7629.6329.5529.4829.4413.9214.0814.0313.91
Earnings Per Share1.301.120.500.530.460.465.45-0.36-0.79-8.03
EPS Growth16.07%124%-5.66%15.22%0%-91.56%----
Dividend Per Share0.040.040.040.03-----0.02
Dividend Growth0%0%33.33%-------
Operating Cash Flow52.6454.9137.1127.2621.14-6.3135.2643.3029.3069.18
Capital Expenditures-4.35-1.90-1.04-1.99-1.25-1.10-1.79-0.13-0.80-0.93
Free Cash Flow48.2953.0136.0625.2719.89-7.4033.4743.1728.5068.25
Cash & Equivalents50.6355.2455.8347.3340.3444.2047.6612950.9598.76
Total Debt206313247197152170131222105110
Net Cash / Debt-155-258-191-150-112-126-83.78-93.25-53.83-11.28
Assets2,6362,6762,3832,2512,0772,0622,0042,0461,9412,124
Liabilities2,3582,4472,1832,0761,9211,8681,8561,9731,8672,040
Book Value27822920017515619414872.5574.0083.96
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Old Second Bancorp, Inc.
Country United States
Employees 535
CEO James L. Eccher

Stock Information

Ticker Symbol OSBC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: OSBC

Description

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides a range of banking services. The company provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. It also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition, the company provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. Further, it offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company operates through 29 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was founded in 1981 and is headquartered in Aurora, Illinois.