Old Second Bancorp, Inc. (OSBC)
Stock Price Chart
Key Info
| Market Cap | 259.79M |
| Revenue (ttm) | 119.78M |
| Net Income (ttm) | 31.26M |
| Shares Out | 29.59M |
| EPS (ttm) | 1.03 |
| PE Ratio | 8.52 |
| Forward PE | 9.99 |
| Dividend | $0.04 |
| Dividend Yield | 0.46% |
Stock Quote
| Trading Day | Aug 11, 2020 |
| Last Price | $8.78 |
| Previous Close | $8.67 |
| Change ($) | 0.11 |
| Change (%) | 1.27% |
| Day's Open | 8.87 |
| Day's Range | 8.78 - 8.97 |
| Day's Volume | 13,229 |
| 52-Week Range | 5.96 - 13.77 |
More Stats
| Market Cap | 259.79M |
| Enterprise Value | 340.95M |
| Earnings Date (est) | Oct 21, 2020 |
| Ex-Dividend Date | Jul 30, 2020 |
| Shares Outstanding | 29.59M |
| Float | 26.22M |
| EPS (basic) | 1.05 |
| EPS (diluted) | 1.03 |
| FCF / Share | 1.47 |
| Dividend | $0.04 |
| Dividend Yield | 0.46% |
| Earnings Yield | 11.73% |
| FCF Yield | 17.00% |
| Payout Ratio | 3.80% |
| Shares Short | 437,549 |
| Short Ratio | 2.86 |
| Short % of Float | 1.25% |
| Beta | 1.48 |
| PE Ratio | 8.52 |
| Forward PE | 9.99 |
| P/FCF Ratio | 5.88 |
| PS Ratio | 2.17 |
| PB Ratio | 0.85 |
| Revenue | 119.78M |
| Operating Income | 40.98M |
| Net Income | 31.26M |
| Free Cash Flow | 44.15M |
| Net Cash | -81.15M |
| Net Cash / Share | -2.74 |
| Gross Margin | 108.60% |
| Operating Margin | 34.21% |
| Profit Margin | 25.60% |
| FCF Margin | 36.86% |
| ROA | 1.12% |
| ROE | 11.57% |
| ROIC | 1.50% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 131 | 121 | 103 | 91.27 | 92.78 | 89.58 | 94.99 | 90.28 | 91.07 | 33.86 |
| Revenue Growth | 8.17% | 17.03% | 13.35% | -1.64% | 3.58% | -5.7% | 5.21% | -0.87% | 169% | - |
| Gross Profit | 131 | 121 | 103 | 91.27 | 92.78 | 89.58 | 94.99 | 90.28 | 91.07 | 33.86 |
| Operating Income | 51.86 | 43.94 | 34.30 | 24.50 | 24.36 | 15.90 | 11.84 | -0.07 | -6.50 | -66.78 |
| Net Income | 39.46 | 34.01 | 15.14 | 15.68 | 15.39 | 10.14 | 82.09 | -0.07 | -6.50 | -109 |
| Shares Outstanding | 29.90 | 29.76 | 29.63 | 29.55 | 29.48 | 29.44 | 13.92 | 14.08 | 14.03 | 13.91 |
| Earnings Per Share | 1.30 | 1.12 | 0.50 | 0.53 | 0.46 | 0.46 | 5.45 | -0.36 | -0.79 | -8.03 |
| EPS Growth | 16.07% | 124% | -5.66% | 15.22% | 0% | -91.56% | - | - | - | - |
| Dividend Per Share | 0.04 | 0.04 | 0.04 | 0.03 | - | - | - | - | - | 0.02 |
| Dividend Growth | 0% | 0% | 33.33% | - | - | - | - | - | - | - |
| Operating Cash Flow | 52.64 | 54.91 | 37.11 | 27.26 | 21.14 | -6.31 | 35.26 | 43.30 | 29.30 | 69.18 |
| Capital Expenditures | -4.35 | -1.90 | -1.04 | -1.99 | -1.25 | -1.10 | -1.79 | -0.13 | -0.80 | -0.93 |
| Free Cash Flow | 48.29 | 53.01 | 36.06 | 25.27 | 19.89 | -7.40 | 33.47 | 43.17 | 28.50 | 68.25 |
| Cash & Equivalents | 50.63 | 55.24 | 55.83 | 47.33 | 40.34 | 44.20 | 47.66 | 129 | 50.95 | 98.76 |
| Total Debt | 206 | 313 | 247 | 197 | 152 | 170 | 131 | 222 | 105 | 110 |
| Net Cash / Debt | -155 | -258 | -191 | -150 | -112 | -126 | -83.78 | -93.25 | -53.83 | -11.28 |
| Assets | 2,636 | 2,676 | 2,383 | 2,251 | 2,077 | 2,062 | 2,004 | 2,046 | 1,941 | 2,124 |
| Liabilities | 2,358 | 2,447 | 2,183 | 2,076 | 1,921 | 1,868 | 1,856 | 1,973 | 1,867 | 2,040 |
| Book Value | 278 | 229 | 200 | 175 | 156 | 194 | 148 | 72.55 | 74.00 | 83.96 |
Company Profile
Company Details
| Full Name | Old Second Bancorp, Inc. |
| Country | United States |
| Employees | 535 |
| CEO | James L. Eccher |
Stock Information
| Ticker Symbol | OSBC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: OSBC |
Description
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides a range of banking services. The company provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. It also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. In addition, the company provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. Further, it offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company operates through 29 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was founded in 1981 and is headquartered in Aurora, Illinois.