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Oscar Health, Inc. (OSCR)
NYSE: OSCR · Real-Time Price · USD
30.65
-2.53 (-7.63%)
At close: Nov 6, 2026, 4:00 PM EST
30.56
-0.09 (-0.29%)
After-hours: Nov 6, 2026, 7:58 PM EST

Oscar Health Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
5,1394,8804,6472,8052,9862,8643,0462,3922,4232,2192,1421,4321,4401,5221,4701,006984.971,022975.97536.25
Revenue Growth
72.11%70.40%52.55%17.25%23.21%29.04%42.20%67.11%68.30%45.86%45.77%42.33%46.20%48.90%50.59%87.58%119.54%92.73%157.56%557.73%
Operating Income
178.02388.64704.09-333.75-129.25-230.48297.12-147.73-48.3767.81185.56-145.48-58.24-6.53-25.37-222.43-192.37-106.49-68.53-195.36
Net Income
167.28361.81679-352.61-137.45-228.36275.27-153.55-54.656.21177.37-150.03-65.4-15.53-39.77-226.05-192.91-112.16-75.15-198.92
Earnings Per Share
0.491.102.07-1.25-0.53-0.890.92-0.68-0.220.200.62-0.66-0.29-0.07-0.18-1.05-0.91-0.53-0.36-0.95
EPS Growth
--125.61%---47.21%-------------

Revenue by Segment
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Premium
5,0424,7894,5812,7472,9242,8032,9962,3452,3682,1642,0941,3901,3921,4751,429967.46953.66994.6955.4492.58
Investment Income
91.0284.7960.6149.6153.225446.1142.4250.3349.9942.9935.5442.3741.4836.06-----
Services and Other
6.36.15.728.978.86.54.334.814.95.235.635.725.545.095-----
Revenue (Total)
5,1394,8804,6472,8052,9862,8643,0462,3922,4232,2192,1421,4321,4401,5221,470995.13978.431,017972.77496.07

Cash & Debt
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
4,4674,0764,8052,7742,1492,5992,2371,5271,2062,2682,2311,8701,4002,3222,1101,5592,1132,3632,0691,104
Total Debt
481.73482.1482.24498.8742.06357.22359.08373.75362.9363.84365.14379.76367.2368.66369.57383371.6372.52374.4791.67
Net Cash (Debt)
3,9853,5944,3232,2751,4072,2421,8771,153843.251,9041,8661,4911,0331,9531,7401,1761,7411,9901,6941,012
Net Cash Growth
183.28%60.30%130.25%97.27%66.83%17.72%0.63%-22.62%-18.34%-2.51%7.22%26.79%-40.70%-1.85%2.71%16.13%61.73%19.06%-27.02%48.04%
Net Cash Per Share
11.5010.7813.118.035.438.776.144.653.476.266.356.564.638.908.025.468.189.428.054.83

Cash Flow & CapEx
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
-1,2012,0922,619671.9-964.66509.07878.54346.82-500.14497.15634.36296.87-1,149165.52414.72151.39-548.36214.47562.8534.48
Capital Expenditures
-11.31-11.76-8.79-9.06-9.01-9.28-9.03-6.82-7.57-7.56-5.95-6.1-6.48-5.62-7.38-7.13-9.62-6.02-6.25-7.21
Free Cash Flow
-1,2122,0812,610662.84-973.67499.79869.52340-507.71489.59628.41290.77-1,156159.91407.34144.26-557.98208.45556.627.27
Free Cash Flow Growth
-316.29%200.19%94.95%-2.08%38.37%16.93%-206.17%54.27%101.55%--23.29%-26.82%428.96%-322.06%78.91%-68.16%

Margins
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Margin
3.46%7.96%15.15%-11.90%-4.33%-8.05%9.75%-6.17%-2.00%3.06%8.66%-10.16%-4.04%-0.43%-1.73%-22.11%-19.53%-10.42%-7.02%-36.43%
Pretax Margin
3.41%7.85%15.04%-12.57%-4.66%-8.15%9.46%-6.42%-2.16%2.75%8.33%-10.52%-4.50%-0.94%-2.56%-22.59%-19.81%-10.94%-7.77%-36.90%
Profit Margin
3.26%7.41%14.61%-12.57%-4.60%-7.97%9.04%-6.42%-2.25%2.53%8.28%-10.48%-4.54%-1.02%-2.71%-22.47%-19.59%-10.98%-7.70%-37.09%
FCF Margin
-23.58%42.63%56.17%23.63%-32.61%17.45%28.54%14.21%-20.95%22.06%29.33%20.31%-80.26%10.51%27.72%14.34%-56.65%20.40%57.03%5.09%

Valuation
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
11.1215.60----26.60--206.53----------
Forward PE
17.6827.8518.30278.94278.9446.9718.0028.43124.7785.51----------
P/FCF Ratio
-1.961.223.59-4.542.753.49-14.81---11.466.991.50-4.5555.32-
PS Ratio
0.540.560.260.330.430.510.330.360.620.520.520.350.230.350.320.130.300.300.840.87