Skip to main content
logo
Oscar Health, Inc. (OSCR)
NYSE: OSCR · Real-Time Price · USD
30.65
-2.53 (-7.63%)
At close: Nov 6, 2026, 4:00 PM EST
30.56
-0.09 (-0.29%)
After-hours: Nov 6, 2026, 7:58 PM EST

Oscar Health Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Income
167.28361.81679-352.61-137.45-228.36275.27-153.55-54.656.21177.37-150.03-65.4-15.53-39.77-226.05-192.91-112.16-75.15-198.92
Depreciation & Amortization
6.546.037.027.887.316.976.739.237.57.67.817.749.198.824.943.744.063.693.83.97
Other Amortization
1.181.151.020.860.390.20.190.20.190.20.190.20.190.20.190.190.20.20.13-
Gain (Loss) on Sale of Investments
-7.69-8.21-7.08-6.73-7.4-7.99-7.67-7.92-6.74-5.99-6.23-6.52-7.58-7.95-7.32-1.6611.221.922.54
Stock-Based Compensation
22.2920.6515.9718.0920.4924.1124.9825.8629.3128.7125.9526.1428.7733.2871.4929.0928.5626.9927.6928.27
Change in Accounts Receivable
112.92158.84-224.292.91-2.7446.16-97.83-16.4698.03-55.26-140.64-10.78-16.24-8.3321.95-3.99-41.22-16.95-18.88-14.74
Reinsurance Recoverable
-74.1-54.06-42.7459.6433.31-5.15103.99-18.22-32.031.65-1.7436.6176.0898.35440.65-68.41-84.27-154.52-153.7-18.2
Change in Accounts Payable
63.4422.42-2.0193.89-44.9678.7324.2934.6946.8342.7828.4712.19-3.04-39.040.7143.9724.973.61-14.7372.83
Change in Unearned Revenue
-7.11-4.55.889.097.63-1.41-3.498.266.16-5.57-0.38-5.68-1.47-0.28-5.653.862.44-2.01-0.3418.87
Change in Insurance Reserves / Liabilities
--------1.44-1.44-1.44-1.445.6-3.2-0.82-0.01-10.75-6.54-4.54-3.21-40.19
Change in Other Net Operating Assets
-1,4521,5462,191746.54-833.67621.56578.28476.78-584.16430.08545.05370.94-1,16868.09306.23387.08-289.48430.29609.91195
Other Operating Activities
3.27-3.24-6.1816.1-1.38-0.180.15-2.030.090.240.040.16-0.180.280-0.680.13-0.03-1.591.13
Operating Cash Flow
-1,2012,0922,619671.9-964.66509.07878.54346.82-500.14497.15634.36296.87-1,149165.52414.72151.39-548.36214.47562.8534.48
Operating Cash Flow Growth (YoY)
-311.02%198.10%93.73%-2.40%38.49%16.83%-200.35%52.96%96.09%--22.82%-26.32%339.09%-287.56%77.17%-61.25%

Investing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Capital Expenditures
-11.31-11.76-8.79-9.06-9.01-9.28-9.03-6.82-7.57-7.56-5.95-6.1-6.48-5.62-7.38-7.13-9.62-6.02-6.25-7.21
Investment in Securities
1,591-2,824-580.6-40.69156.39-159.46-165.2-24.62-572.7-470.89-295.27180.96231.1650.04142.89-699.12307.8784.18108.45-15.68
Other Investing Activities
-0.41.47-0.861.052.70.53--0.012.490.830.63-2.380.62-0.52--0.430.530.410.613.05
Investing Cash Flow
1,579-2,835-590.25-48.71150.08-168.21-174.23-31.45-577.77-477.63-300.59172.48225.343.9135.51-706.68298.7778.58102.81-19.84

Financing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Long-Term Debt Issued
------------------305-
Total Debt Issued
----410-------------305-
Total Debt Repaid
----4.45-34.44---------------
Net Debt Issued (Repaid)
----4.45375.56-------------305-
Issuance of Common Stock
11.9228.771.1412.8412.923.575.733.8218.5618.727.311.072.322.550.510.530.421.390.815.74
Repurchases of Common Stock
--11.92---1.75-1.43-0.86-------------
Other Financing Activities
-1.07-3.55-4.74-0.23-22.68--------------7.047.23
Financing Cash Flow
10.8513.3-3.68.17364.0322.134.873.8218.5618.727.311.072.322.550.510.530.421.39298.7812.97

Net Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Cash Flow
389.2-728.972,025631.37-450.54362.99709.19319.19-1,05938.23361.08470.41-921.64211.97550.73-554.76-249.17294.43964.4427.62

Free Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Free Cash Flow
-1,2122,0812,610662.84-973.67499.79869.52340-507.71489.59628.41290.77-1,156159.91407.34144.26-557.98208.45556.627.27
Free Cash Flow Growth (YoY)
-316.29%200.19%94.95%-2.08%38.37%16.93%-206.17%54.27%101.55%--23.29%-26.82%428.96%-322.06%78.91%-68.16%
Free Cash Flow Margin
-23.58%42.63%56.17%23.63%-32.61%17.45%28.54%14.21%-20.95%22.06%29.33%20.31%-80.26%10.51%27.72%14.34%-56.65%20.40%57.03%5.09%
Free Cash Flow Per Share
-3.506.247.922.34-3.751.962.841.37-2.091.612.141.28-5.180.731.880.67-2.620.992.640.13
Levered Free Cash Flow
164.94-540.891,613452.61-874.48390.83683.76271.2-651.67703.24662.67688.18-913.27242.48521.47-501.58-286.33152.5379.0786.01
Unlevered Free Cash Flow
166.72-539.091,616451.76-870.58394.29687.31274.77-648.23706.79666.16691.87-909.63246.11525.11-497.94-282.7156.15381.5886.26

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash Interest Paid
4.611.824.181.270.1611.210.1511.2111.210.1511.120.260.2611.3211.320.270.269.290.260.26
Cash Income Tax Paid
0.331.060.040.022.0215.48-0.040.550.08-1.410.60.4-0.230.561.11--
Change in Working Capital
-1,3571,6661,929988.37-846.54729.63587.54473.84-475.6410.39430.24402.57-1,116145.14376.69343.77-389.39294.57606.05197.49
SEC Filings: 10-K · 10-Q