Oscar Health, Inc. (OSCR)
NYSE: OSCR · Real-Time Price · USD
30.65
-2.53 (-7.63%)
At close: Nov 6, 2026, 4:00 PM EST
30.56
-0.09 (-0.29%)
After-hours: Nov 6, 2026, 7:58 PM EST
Oscar Health Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 5,042 | 4,789 | 4,581 | 2,747 | 2,924 | 2,803 | 2,996 | 2,345 | 2,368 | 2,164 | 2,094 | 1,390 | 1,392 | 1,475 | 1,429 | 978.21 | 960.2 | 999.13 | 958.61 | 532.77 |
Total Interest & Dividend Income | 91.02 | 84.79 | 60.61 | 49.61 | 53.22 | 54 | 46.11 | 42.42 | 50.33 | 49.99 | 42.99 | 35.54 | 42.37 | 41.48 | 36.06 | 19.62 | 7.08 | 2.27 | -1.13 | -4.92 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.37 | -1.73 | - | - | 5.25 |
Other Revenue | 6.3 | 6.1 | 5.72 | 8.97 | 8.8 | 6.5 | 4.33 | 4.81 | 4.9 | 5.23 | 5.63 | 5.72 | 5.54 | 5.09 | 5 | 2.68 | 19.42 | 20.45 | 18.49 | 3.15 |
| 5,139 | 4,880 | 4,647 | 2,805 | 2,986 | 2,864 | 3,046 | 2,392 | 2,423 | 2,219 | 2,142 | 1,432 | 1,440 | 1,522 | 1,470 | 1,006 | 984.97 | 1,022 | 975.97 | 536.25 | |
Revenue Growth (YoY) | 72.11% | 70.40% | 52.55% | 17.25% | 23.21% | 29.04% | 42.20% | 67.11% | 68.30% | 45.86% | 45.77% | 42.33% | 46.20% | 48.90% | 50.59% | 87.58% | 119.54% | 92.73% | 157.56% | 557.73% |
Policy Benefits | 4,233 | 3,794 | 3,230 | 2,620 | 2,586 | 2,553 | 2,260 | 2,065 | 2,004 | 1,709 | 1,555 | 1,205 | 1,163 | 1,182 | 1,092 | 884.9 | 852.69 | 808.64 | 734.57 | 482.49 |
Depreciation & Amortization | 6.54 | 6.06 | 7.02 | 7.88 | 7.31 | 6.97 | 6.73 | 9.23 | 7.5 | 7.6 | 7.81 | 7.74 | 9.19 | 8.82 | 4.94 | - | - | - | - | - |
Selling, General & Administrative | 721.89 | 691.08 | 706.23 | 511.03 | 521.59 | 534.49 | 482.76 | 465.82 | 460.38 | 435.21 | 394.16 | 364.15 | 325.85 | 337.24 | 398.52 | 169.96 | 121.11 | 134.92 | 129.92 | 80.68 |
Other Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 182.82 | 162.02 | 157.79 | 152.32 | 124.43 |
Total Operating Expenses | 4,961 | 4,492 | 3,943 | 3,139 | 3,115 | 3,094 | 2,749 | 2,540 | 2,472 | 2,152 | 1,957 | 1,577 | 1,498 | 1,528 | 1,495 | 1,228 | 1,177 | 1,128 | 1,044 | 731.61 |
Operating Income | 178.02 | 388.64 | 704.09 | -333.75 | -129.25 | -230.48 | 297.12 | -147.73 | -48.37 | 67.81 | 185.56 | -145.48 | -58.24 | -6.53 | -25.37 | -222.43 | -192.37 | -106.49 | -68.53 | -195.36 |
Interest Expense | -4.73 | -4.71 | -5.38 | - | -6.86 | -5.85 | -5.99 | -6.03 | -5.82 | -5.99 | -5.9 | -6.22 | -6.13 | -6.12 | -6.14 | -6.14 | -6.13 | -6.14 | -4.22 | -0.4 |
Interest & Investment Income | - | - | - | 1.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Other Non Operating Income (Expenses) | 2.09 | -0.92 | 0.07 | -20.03 | -3.18 | 2.79 | -2.92 | 0.07 | 1.88 | -0.87 | -1.18 | 1.05 | -0.41 | -1.61 | -6.11 | 1.34 | 3.34 | 0.79 | -3.05 | -1.2 |
EBT Excluding Unusual Items | 175.38 | 383.01 | 698.77 | -352.68 | -139.29 | -233.54 | 288.21 | -153.69 | -52.31 | 60.95 | 178.48 | -150.64 | -64.79 | -14.26 | -37.61 | -227.23 | -195.16 | -111.84 | -75.8 | -196.95 |
Other Unusual Items | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -0.05 | - | - | - | -0.9 |
Pretax Income | 175.38 | 383.01 | 698.77 | -352.68 | -139.29 | -233.54 | 288.21 | -153.69 | -52.31 | 60.95 | 178.48 | -150.64 | -64.79 | -14.26 | -37.61 | -227.28 | -195.16 | -111.84 | -75.8 | -197.85 |
Income Tax Expense | 8.08 | 21.18 | 19.75 | -0.25 | -1.81 | -5.05 | 12.71 | -0.4 | 2.08 | 4.64 | 1 | -0.81 | 0.92 | 1.16 | 2.02 | -0.72 | -1.62 | 0.29 | 1.52 | -0.11 |
Earnings From Continuing Ops. | 167.3 | 361.83 | 679.02 | -352.43 | -137.48 | -228.49 | 275.51 | -153.29 | -54.39 | 56.31 | 177.48 | -149.84 | -65.7 | -15.43 | -39.63 | -226.56 | -193.55 | -112.13 | -77.32 | -197.74 |
Minority Interest in Earnings | -0.02 | -0.02 | -0.03 | -0.18 | 0.03 | 0.13 | -0.24 | -0.26 | -0.21 | -0.11 | -0.11 | -0.19 | 0.31 | -0.1 | -0.14 | 0.51 | 0.63 | -0.04 | 2.17 | -1.18 |
Net Income | 167.28 | 361.81 | 679 | -352.61 | -137.45 | -228.36 | 275.27 | -153.55 | -54.6 | 56.21 | 177.37 | -150.03 | -65.4 | -15.53 | -39.77 | -226.05 | -192.91 | -112.16 | -75.15 | -198.92 |
Net Income to Common | 167.28 | 361.81 | 679 | -352.61 | -137.45 | -228.36 | 275.27 | -153.55 | -54.6 | 56.21 | 177.37 | -150.03 | -65.4 | -15.53 | -39.77 | -226.05 | -192.91 | -112.16 | -75.15 | -198.92 |
Net Income Growth (YoY) | - | - | 146.66% | - | - | - | 55.20% | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shares Outstanding (Basic) | 309 | 302 | 298 | 283 | 259 | 256 | 251 | 248 | 243 | 239 | 231 | 227 | 223 | 219 | 217 | 215 | 213 | 211 | 211 | 210 |
Shares Outstanding (Diluted) | 346 | 333 | 330 | 283 | 259 | 256 | 306 | 248 | 243 | 304 | 294 | 227 | 223 | 219 | 217 | 215 | 213 | 211 | 211 | 210 |
Shares Change (YoY) | 33.63% | 30.49% | 7.78% | 14.12% | 6.65% | -15.93% | 4.13% | 9.30% | 8.97% | 38.54% | 35.44% | 5.52% | 4.83% | 3.83% | 3.02% | 2.58% | 2.24% | 1.85% | 136.93% | 593.93% |
EPS (Basic) | 0.54 | 1.20 | 2.28 | -1.24 | -0.53 | -0.89 | 1.10 | -0.62 | -0.22 | 0.24 | 0.77 | -0.66 | -0.29 | -0.07 | -0.18 | -1.05 | -0.91 | -0.53 | -0.36 | -0.95 |
EPS (Diluted) | 0.49 | 1.10 | 2.07 | -1.25 | -0.53 | -0.89 | 0.92 | -0.68 | -0.22 | 0.20 | 0.62 | -0.66 | -0.29 | -0.07 | -0.18 | -1.05 | -0.91 | -0.53 | -0.36 | -0.95 |
EPS Growth (YoY) | - | - | 125.61% | - | - | - | 47.21% | - | - | - | - | - | - | - | - | - | - | - | - | - |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1,212 | 2,081 | 2,610 | 662.84 | -973.67 | 499.79 | 869.52 | 340 | -507.71 | 489.59 | 628.41 | 290.77 | -1,156 | 159.91 | 407.34 | 144.26 | -557.98 | 208.45 | 556.6 | 27.27 |
Free Cash Flow Per Share | -3.50 | 6.24 | 7.92 | 2.34 | -3.75 | 1.96 | 2.84 | 1.37 | -2.09 | 1.61 | 2.14 | 1.28 | -5.18 | 0.73 | 1.88 | 0.67 | -2.62 | 0.99 | 2.64 | 0.13 |
Operating Margin | 3.46% | 7.96% | 15.15% | -11.90% | -4.33% | -8.05% | 9.75% | -6.17% | -2.00% | 3.06% | 8.66% | -10.16% | -4.04% | -0.43% | -1.73% | -22.11% | -19.53% | -10.42% | -7.02% | -36.43% |
Profit Margin | 3.26% | 7.41% | 14.61% | -12.57% | -4.60% | -7.97% | 9.04% | -6.42% | -2.25% | 2.53% | 8.28% | -10.48% | -4.54% | -1.02% | -2.71% | -22.47% | -19.59% | -10.98% | -7.70% | -37.09% |
Free Cash Flow Margin | -23.58% | 42.63% | 56.17% | 23.63% | -32.61% | 17.45% | 28.54% | 14.21% | -20.95% | 22.06% | 29.33% | 20.31% | -80.26% | 10.51% | 27.72% | 14.34% | -56.65% | 20.40% | 57.03% | 5.09% |
EBITDA | 184.56 | 394.67 | 711.1 | -325.87 | -121.94 | -223.51 | 303.85 | -138.5 | -40.87 | 75.41 | 193.37 | -137.74 | -49.05 | 2.29 | -20.43 | -218.7 | -188.31 | -102.8 | -64.73 | -191.39 |
EBITDA Margin | 3.59% | 8.09% | 15.30% | -11.62% | -4.08% | -7.80% | 9.98% | -5.79% | -1.69% | 3.40% | 9.03% | -9.62% | -3.41% | 0.15% | -1.39% | -21.74% | -19.12% | -10.06% | -6.63% | -35.69% |
D&A For EBITDA | 6.54 | 6.03 | 7.02 | 7.88 | 7.31 | 6.97 | 6.73 | 9.23 | 7.5 | 7.6 | 7.81 | 7.74 | 9.19 | 8.82 | 4.94 | 3.74 | 4.06 | 3.69 | 3.8 | 3.97 |
EBIT | 178.02 | 388.64 | 704.09 | -333.75 | -129.25 | -230.48 | 297.12 | -147.73 | -48.37 | 67.81 | 185.56 | -145.48 | -58.24 | -6.53 | -25.37 | -222.43 | -192.37 | -106.49 | -68.53 | -195.36 |
EBIT Margin | 3.46% | 7.96% | 15.15% | -11.90% | -4.33% | -8.05% | 9.75% | -6.17% | -2.00% | 3.06% | 8.66% | -10.16% | -4.04% | -0.43% | -1.73% | -22.11% | -19.53% | -10.42% | -7.02% | -36.43% |
Effective Tax Rate | 4.61% | 5.53% | 2.83% | - | - | - | 4.41% | - | - | 7.61% | 0.56% | - | - | - | - | - | - | - | - | - |
Revenue as Reported | 5,139 | 4,880 | 4,647 | 2,805 | 2,986 | 2,864 | 3,046 | 2,392 | 2,423 | - | 2,142 | 1,432 | 1,440 | - | - | - | - | - | - | - |