Bank OZK (OZK)

NASDAQ: OZK · Real-Time Price · USD
49.89
-0.14 (-0.28%)
At close: Feb 5, 2026, 4:00 PM EST
49.80
-0.09 (-0.18%)
After-hours: Feb 5, 2026, 4:59 PM EST
-0.28%
Market Cap5.51B -11.1%
Revenue (ttm)1.56B +5.0%
Net Income699.29M -0.1%
EPS6.18 +0.7%
Shares Out 110.38M
PE Ratio8.07
Forward PE8.40
Dividend$1.84 (3.69%)
Ex-Dividend DateJan 13, 2026
Volume1,237,808
Open49.91
Previous Close50.03
Day's Range48.94 - 50.39
52-Week Range35.71 - 53.66
Beta0.93
AnalystsBuy
Price Target53.67 (+7.58%)
Earnings DateJan 20, 2026

About OZK

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that in... [Read more]

Sector Financials
IPO Date Jul 17, 1997
Employees 3,280
Stock Exchange NASDAQ
Ticker Symbol OZK
Full Company Profile

Financial Performance

In 2025, Bank OZK's revenue was $1.56 billion, an increase of 5.00% compared to the previous year's $1.48 billion. Earnings were $699.29 million, a decrease of -0.14%.

Financial Statements

Analyst Summary

According to 10 analysts, the average rating for OZK stock is "Buy." The 12-month stock price target is $53.67, which is an increase of 7.58% from the latest price.

Price Target
$53.67
(7.58% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Diamond Hill Small Cap Strategy: Q4 2025 Portfolio Review

Regional airline Allegiant Travel reported strong near-term demand trends in Q4 alongside a generally softer jet fuel environment, which improved investor sentiment around its ability to deliver margi...

1 day ago - Seeking Alpha

Bank OZK (OZK) Q4 2025 Earnings Call Transcript

Bank OZK (OZK) Q4 2025 Earnings Call Transcript

15 days ago - Seeking Alpha

Bank OZK: Improving Diversification Paves The Way For Multiple Expansion

Bank OZK remains a "Strong Buy," offering compelling value despite CRE concentration and recent underperformance. OZK's loan book is diversifying, with RESG exposure down to 54.4% and repayments accel...

15 days ago - Seeking Alpha

Bank OZK: Trading For Less Than 8x Earnings

Credit concerns aren't going away for Bank OZK, with a higher-than-expected cost of risk driving a bottom line miss in Q4 2025. OZK delivered on its promise to outperform the industry on net charge-of...

15 days ago - Seeking Alpha

Bank OZK Announces Fourth Quarter and Full Year 2025 Earnings

LITTLE ROCK, Ark., Jan. 20, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the fourth quarter of 2025 was $171.9 mill...

16 days ago - GlobeNewsWire

Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend

LITTLE ROCK, Ark., Jan. 02, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) announced its Board of Directors declared a quarterly cash dividend on the Bank's common stock of $0.46 per sha...

4 weeks ago - GlobeNewsWire

Bank OZK Announces Date for Fourth Quarter and Full Year 2025 Earnings Release and Conference Call

LITTLE ROCK, Ark., Dec. 30, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its fourth quarter and full year 2025 earnings after the market closes on Tuesday, January 20...

5 weeks ago - GlobeNewsWire

Bank OZK: Why I Doubled My Position In The Preferred Stock

Bank OZK preferred shares, OZKAP, offer a compelling 7%+ yield after a 10% price drop, enhancing their risk/reward profile. OZK's net interest income remains robust, up 6% sequentially, with strong co...

5 weeks ago - Seeking Alpha

17 dividend-stock bargains from a value manager with a stellar track record

John Buckingham, editor of the Prudent Speculator, reminds investors to be “willing to stomach volatility.”

2 months ago - Market Watch

Bank OZK: Held Back By Familiar Concerns

Shares of Bank OZK have diverged from the regional bank index in recent weeks, driven by familiar concerns regarding credit quality. Bank OZK's earnings have been a little muted so far this year, but ...

2 months ago - Seeking Alpha

49 October Hi-Yield S&P Aristocrats: 5 To Buy

“Hi-Yield S&P Aristocrats... in the S&PComposite1500Index… combine two key-traits: (1) a long track-record of consistently-raising-dividends (typically at-least 20–25 consecutive-years, but not-always...

3 months ago - Seeking Alpha

2 Set And Forget 6% QDI-Paying Picks

Bank OZK and Federal Agricultural Mortgage Corporation preferred shares offer reliable, low-risk income streams ideal for income-focused portfolios. OZKAP yields 6.7%, trades at a discount, has strong...

Other symbols: AGM
3 months ago - Seeking Alpha

Bank OZK (OZK) Q3 2025 Earnings Call Transcript

Bank OZK (NASDAQ:OZK) Q3 2025 Earnings Call October 17, 2025 8:30 AM EDT Company Participants Jay Staley George Gleason - Chairman & CEO Paschall Hamblen - President Tim Hicks - Chief Financial Offic...

3 months ago - Seeking Alpha

Bank OZK: Regional Bank Fears Create Opportunity

Bank OZK remains a strong buy despite a 7% share drop and mixed Q3 results, driven by sector-wide credit fears. OZK's commercial real estate loan repayments surged, reducing CRE exposure and highlight...

4 months ago - Seeking Alpha

Bank OZK Announces Record Third Quarter 2025 Earnings

LITTLE ROCK, Ark., Oct. 16, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the third quarter of 2025 was a record $18...

4 months ago - GlobeNewsWire

4 Upcoming Dividend Increases

Spotlight on upcoming dividend increases for October 12, 2025, highlighting companies with strong dividend growth histories and financial stability. First United Corporation stands out with an 18.18% ...

Other symbols: CHCOEOGFUNCSCHD
4 months ago - Seeking Alpha

Bank OZK: Why I'm A Buyer Of The Common And Preferred Shares

Bank OZK preferred shares offer an attractive risk/reward profile, with a current yield of about 6.5%, due to the discounted trading price. OZK's strong financial performance is supported by stable ne...

4 months ago - Seeking Alpha

Bank OZK Announces Date for Third Quarter 2025 Earnings Release and Conference Call

LITTLE ROCK, Ark., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its third quarter 2025 earnings after the market closes on Thursday, October 16, 2025. Manag...

4 months ago - GlobeNewsWire

Bloomberg Dividend Watchlist's 4 Ideal 'Safer' September Sizzlers

Bloomberg Intelligence highlights 50 Companies to Watch for 2025, focusing on catalysts like leadership changes, M&A, and sector trends such as AI and EVs. Dogcatcher analysis identifies 13 dividend-p...

Other symbols: AVGOAZNCLCPEMRESSFOX
4 months ago - Seeking Alpha

5 Ideal 'Safer' Dividend Buys From Bloomberg's August Watch List

I focus on 14 'safer' dividend stocks from Bloomberg's 50 Companies to Watch, where free cash flow yield exceeds dividend yield, signaling strong sustainability. Five 'IDEAL' stocks—China Hongqiao, IT...

Other symbols: AVGOCLCPEMRESSFOXKLAC
5 months ago - Seeking Alpha

10 stocks with recently increased dividends — and why they merit a closer look

Companies that are increasing their dividends are good bets to hold their own during the next economic downturn.

6 months ago - Market Watch

Bank OZK Continues To Deliver In Q2

Bank OZK delivered record Q2 earnings and robust loan growth, with deposits and loans both rising significantly, outpacing sector peers. Prudent underwriting and strong reserve coverage support manage...

7 months ago - Seeking Alpha

Bank OZK (OZK) Q2 2025 Earnings Call Transcript

Bank OZK (NASDAQ:OZK) Q2 2025 Earnings Conference Call July 18, 2025 8:30 AM ET Company Participants h - Corporate Participant e - Corporate Participant v - Corporate Participant Cynthia Wolfe - Chie...

7 months ago - Seeking Alpha

Bank OZK: Robust Loan Growth Offsets Net Interest Margin Weakness

Bank OZK is a U.S. regional bank focused on real estate financing, with net interest income accounting for 93% of Q2 2025 revenues. Despite weakness in the net interest margin Y/Y, the bank managed to...

7 months ago - Seeking Alpha

Bank OZK Announces Record Second Quarter 2025 Earnings

LITTLE ROCK, Ark., July 17, 2025 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the second quarter of 2025 was a record $1...

7 months ago - GlobeNewsWire