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Citizens Financial Group, Inc. (CFG)

Stock Price: $26.65 USD 0.77 (2.98%)
Updated Aug 11, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 11.37B
Revenue (ttm) 5.41B
Net Income (ttm) 1.10B
Shares Out 426.83M
EPS (ttm) 2.52
PE Ratio 10.58
Forward PE 21.55
Dividend $1.56
Dividend Yield 5.85%

Stock Quote

Trading Day Aug 11, 2020
Last Price $26.65
Previous Close $25.88
Change ($) 0.77
Change (%) 2.98%
Day's Open 26.93
Day's Range 26.56 - 27.57
Day's Volume 3,715,207
52-Week Range 14.12 - 41.29

More Stats

Market Cap 11.37B
Enterprise Value 12.91B
Earnings Date (est) Oct 16, 2020
Ex-Dividend Date Jul 28, 2020
Shares Outstanding 426.83M
Float 424.60M
EPS (basic) 2.51
EPS (diluted) 2.52
FCF / Share -1.34
Dividend $1.56
Dividend Yield 5.85%
Earnings Yield 9.46%
FCF Yield n/a
Payout Ratio n/a
Shares Short 6.74M
Short Ratio 1.13
Short % of Float 1.81%
Beta 1.78
PE Ratio 10.58
Forward PE 21.55
P/FCF Ratio n/a
PS Ratio 2.10
PB Ratio 0.52
Revenue 5.41B
Operating Income 1.46B
Net Income 1.10B
Free Cash Flow -573.00M
Net Cash -1.54B
Net Cash / Share -3.60
Gross Margin 112.78%
Operating Margin 26.95%
Profit Margin 20.30%
FCF Margin -10.60%
ROA 0.69%
ROE 5.34%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (21)

Buy 15
Overweight 1
Hold 4
Underweight 0
Sell 1

Analyst Consensus: Buy

Price Target

$29.28*
(9.87% upside)
Low
22.0
Current: $26.65
High
35.0
Target: 29.28
*Average 12-month price target from 20 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015201420132012
Revenue6,0985,8025,3864,8864,5224,6604,2114,481
Revenue Growth5.1%7.72%10.23%8.05%-2.96%10.66%-6.03%-
Gross Profit6,0985,8025,3864,8864,5224,6604,2114,481
Operating Income2,2512,1831,9121,5341,2631,268-3,4681,024
Net Income1,7181,6921,6381,031833865-3,426643
Shares Outstanding450479502522536557560560
Earnings Per Share3.813.523.251.971.551.55-6.121.15
EPS Growth8.24%8.31%64.97%27.1%0%---
Dividend Per Share1.360.980.640.460.400.10--
Dividend Growth38.78%53.13%39.13%15%300%---
Operating Cash Flow1,6971,7671,8831,4901,2291,3902,6491,714
Capital Expenditures-335-469-412-300-284-308-343-365
Free Cash Flow1,3621,2981,4711,1909451,0822,3061,349
Cash & Equivalents3,6834,2223,2244,1433,4413,6462,9900.00
Total Debt14,32117,24214,43617,14913,31815,1718,447-
Net Cash / Debt-10,638-13,020-11,212-13,006-9,877-11,525-5,4570.00
Assets165,733160,518152,336149,520138,208132,857122,154-
Liabilities143,532139,701132,066129,773118,562113,589102,958-
Book Value22,20120,81720,27019,74719,64619,26819,196-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Citizens Financial Group, Inc.
Country United States
Employees 18,312
CEO Bruce Winfield van Saun

Stock Information

Ticker Symbol CFG
Stock Exchange New York Stock Exchange
Unique Identifier NYSE: CFG
IPO Date September 24, 2014

Description

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers traditional banking products and services, including checking and savings accounts, home and education loans, credit cards, business loans, mortgage and home equity lending, and unsecured product finance and personal loans, as well as wealth management and investment services to retail customers and small businesses. This segment also provides indirect auto finance for new and used vehicles through auto dealerships. The Commercial Banking segment offers various financial products and solutions, such as loans and leasing, trade finance, deposit and treasury management, cash management, and foreign exchange and interest rate risk management solutions; and loan syndications, corporate finance, merger and acquisition, and debt and equity capital markets capabilities. It serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. Citizens Financial Group, Inc. operates approximately 2,700 ATMs and 1,100 branches in 11 states in the New England, Mid-Atlantic, and Midwest regions, as well as through online, telephone, and mobile banking services; and maintains approximately 135 retail and commercial non-branch offices. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.