PB Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2023	2022	2021	2020	2019
Revenue	12.27	11.08	8.37	6.54	6.84
Revenue Growth (YoY)	10.70%	32.39%	28.00%	-4.37%	-
Gross Profit	12.27	11.08	8.37	6.54	6.84
Selling, General & Admin	7.67	6.34	5.87	5.69	4.9
Other Operating Expenses	2.13	2.1	1.55	1.4	0.99
Operating Expenses	9.8	8.44	7.42	7.09	5.89
Operating Income	2.46	2.65	0.96	-0.56	0.95
Pretax Income	2.46	2.65	0.96	-0.56	0.95
Income Tax	0.55	0.53	0.17	-0.14	0.17
Net Income	1.92	2.11	0.79	-0.42	0.78
Net Income Growth	-9.22%	169.30%	-	-	-
Shares Outstanding (Basic)	3	3	3	2	-
Shares Change	-0.89%	-1.36%	15.00%	-	-
EPS (Basic)	0.78	0.82	0.31	-	-
EPS (Diluted)	0.77	0.82	0.31	-	-
EPS Growth	-6.10%	164.52%	-	-	-
Free Cash Flow	3.24	4.17	1.38	-0.49	1.34
Free Cash Flow Per Share	1.19	1.52	0.50	-0.20	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	20.09%	23.87%	11.41%	-8.49%	13.92%
Profit Margin	15.64%	19.08%	9.38%	-6.35%	11.39%
Free Cash Flow Margin	26.42%	37.65%	16.46%	-7.43%	19.61%
Effective Tax Rate	22.12%	20.08%	17.80%	-	18.17%
EBITDA	2.79	2.93	1.13	-0.35	1.15
EBITDA Margin	22.74%	26.47%	13.46%	-5.35%	16.80%
Depreciation & Amortization	0.33	0.29	0.17	0.21	0.2
EBIT	2.46	2.65	0.96	-0.56	0.95
EBIT Margin	20.09%	23.87%	11.41%	-8.49%	13.92%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).