PB Bankshares Statistics

Total Valuation

PB Bankshares has a market cap or net worth of $31.62 million. The enterprise value is $54.29 million.

Market Cap	31.62M
Enterprise Value	54.29M

Important Dates

The next estimated earnings date is Monday, May 13, 2024, before market open.

Earnings Date	May 13, 2024
Ex-Dividend Date	n/a

Share Statistics

PB Bankshares has 2.63 million shares outstanding. The number of shares has decreased by -0.89% in one year.

Shares Outstanding	2.63M
Shares Change (YoY)	-0.89%
Shares Change (QoQ)	-1.35%
Owned by Insiders (%)	18.52%
Owned by Institutions (%)	8.15%
Float	1.95M

Valuation Ratios

The trailing PE ratio is 15.58.

PE Ratio	15.58
Forward PE	n/a
PS Ratio	2.58
Forward PS	n/a
PB Ratio	0.67
P/FCF Ratio	9.76
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 19.46, with an EV/FCF ratio of 16.75.

EV / Earnings	28.29
EV / Sales	4.43
EV / EBITDA	19.46
EV / EBIT	22.03
EV / FCF	16.75

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.17
Debt / EBITDA	19.75
Debt / FCF	17.00
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.10% and return on invested capital (ROIC) is 1.88%.

Return on Equity (ROE)	4.10%
Return on Assets (ROA)	0.50%
Return on Capital (ROIC)	1.88%
Revenue Per Employee	$340,750
Profits Per Employee	$53,306
Employee Count	36
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, PB Bankshares has paid $545,000 in taxes.

Income Tax	545,000
Effective Tax Rate	22.12%

Stock Price Statistics

The stock price has decreased by -4.76% in the last 52 weeks. The beta is 0.12, so PB Bankshares's price volatility has been lower than the market average.

Beta (1Y)	0.12
52-Week Price Change	-4.76%
50-Day Moving Average	13.17
200-Day Moving Average	12.78
Relative Strength Index (RSI)	33.85
Average Volume (30 Days)	2,491

Short Selling Information

The latest short interest is 5,594, so 0.21% of the outstanding shares have been sold short.

Short Interest	5,594
Short Previous Month	2,700
Short % of Shares Out	0.21%
Short % of Float	0.29%
Short Ratio (days to cover)	2.33

Income Statement

In the last 12 months, PB Bankshares had revenue of $12.27 million and earned $1.92 million in profits. Earnings per share was $0.77.

Revenue	12.27M
Gross Profit	12.27M
Operating Income	2.46M
Pretax Income	2.46M
Net Income	1.92M
EBITDA	2.79M
EBIT	2.46M
Earnings Per Share (EPS)	$0.77

Full Income Statement

Balance Sheet

The company has $32.44 million in cash and $55.10 million in debt, giving a net cash position of -$22.67 million or -$8.60 per share.

Cash & Cash Equivalents	32.44M
Total Debt	55.10M
Net Cash	-22.67M
Net Cash Per Share	-$8.60
Equity / Book Value	46.99M
Book Value Per Share	17.83
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $3.88 million and capital expenditures -$641,000, giving a free cash flow of $3.24 million.

Operating Cash Flow	3.88M
Capital Expenditures	-641,000
Free Cash Flow	3.24M
FCF Per Share	$1.19

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 20.09% and 15.64%.

Gross Margin	100.00%
Operating Margin	20.09%
Pretax Margin	20.09%
Profit Margin	15.64%
EBITDA Margin	22.74%
EBIT Margin	20.09%
FCF Margin	26.42%

Dividends & Yields

PB Bankshares does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.89%
Shareholder Yield	0.89%
Earnings Yield	6.07%
FCF Yield	10.25%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6