PB Bankshares, Inc. (PBBK)
Jan 5, 2026 - PBBK was delisted (reason: acquired by NWFL)
19.81
0.00 (0.00%)
Inactive · Last trade price on Jan 2, 2026
PB Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Income | 2.31 | 1.77 | 1.92 | 2.11 | 0.79 | -0.42 |
Depreciation & Amortization | 0.42 | 0.36 | 0.33 | 0.29 | 0.17 | 0.21 |
Provision for Credit Losses | 0.09 | -0.04 | 0.63 | 1.2 | 0.29 | 0.76 |
Stock-Based Compensation | 0.56 | 0.72 | 0.68 | 0.22 | 0.15 | - |
Other Adjustments | -0.72 | -1.27 | -0.86 | -1.27 | -0.27 | -0.42 |
Changes in Accrued Interest and Accounts Receivable | -0.14 | -0.28 | 0.08 | -0.36 | 0.2 | -0.73 |
Changes in Accrued Expenses | 0.43 | 0.55 | 1.1 | 1.18 | 0.06 | 0.81 |
Operating Cash Flow | 2.6 | 1.82 | 3.88 | 3.37 | 1.39 | 0.21 |
Operating Cash Flow Growth | 13.84% | -53.14% | 15.19% | 142.80% | 573.79% | -86.03% |
Investing Activities
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Change in Loans Held-for-Investment | -7.99 | -23.47 | -21.21 | -52.91 | -63.53 | -15.55 |
Net Change in Securities and Investments | 28.41 | 19.91 | -15.04 | -29.72 | -0.22 | -2.44 |
Capital Expenditures | -0.45 | -0.38 | -0.64 | -0.15 | -0.01 | -0.69 |
Sale of Property, Plant & Equipment | - | 0.63 | - | 0.95 | - | - |
Other Investing Activities | - | - | -0.55 | - | -0.5 | -1.8 |
Investing Cash Flow | -0.41 | -3.3 | -37.44 | -81.82 | -64.26 | -20.48 |
Financing Activities
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Change in Deposits | 0.24 | 21.22 | 43.47 | 38.37 | 19.71 | 63.38 |
Long-Term Debt Issued | - | - | 19.68 | 40.1 | - | - |
Long-Term Debt Repaid | -6.66 | -12.64 | -12.21 | -9.14 | -3.87 | -5.48 |
Net Long-Term Debt Issued (Repaid) | -6.66 | -12.64 | 7.47 | 30.96 | -3.87 | -5.48 |
Issuance of Common Stock | - | - | - | - | 26.2 | - |
Repurchase of Common Stock | - | -1.76 | -2.15 | -0.53 | -2.9 | - |
Net Common Stock Issued (Repurchased) | - | -1.76 | -2.15 | -0.53 | 23.3 | - |
Financing Cash Flow | -1.43 | 6.82 | 48.79 | 68.79 | 39.14 | 57.9 |
Net Cash Flow
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Net Cash Flow | 0.76 | 5.34 | 15.23 | -9.66 | -23.73 | 37.62 |
Beginning Cash & Cash Equivalents | 54.52 | 32.44 | 17.2 | 26.86 | 50.59 | 12.97 |
Ending Cash & Cash Equivalents | 55.28 | 37.78 | 32.44 | 17.2 | 26.86 | 50.59 |
Free Cash Flow
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Free Cash Flow | 2.15 | 1.44 | 3.24 | 3.23 | 1.38 | -0.49 |
Free Cash Flow Growth | -3.02% | -55.63% | 0.50% | 134.03% | - | - |
FCF Margin | 16.04% | 11.56% | 26.42% | 29.10% | 16.46% | -7.43% |
Free Cash Flow Per Share | 0.92 | 0.62 | 1.30 | 1.26 | 0.54 | -0.29 |
Levered Free Cash Flow | -4.08 | -10.62 | 10.25 | 34.03 | -2.66 | -6.3 |
Unlevered Free Cash Flow | 0.26 | 0.25 | 0.86 | 0.96 | 0.42 | -0.41 |