PB Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	55.28	37.78	32.44	17.2	26.86	50.59
Investment Securities	24.64	47.74	66.44	49.7	21.67	18.14
Mortgage-Backed Securities	6.4	3.36	2.47	3.11	4.83	8.6
Total Investments	31.04	51.1	68.91	52.81	26.5	26.74
Gross Loans	357.16	349.76	326.6	305.44	252.96	189.48
Allowance for Loan Losses	-4.51	-4.36	-4.51	-3.99	-3.15	-2.85
Other Adjustments to Gross Loans	-0.6	-0.6	-0.7	-0.59	-0.62	-0.59
Net Loans	352.05	344.81	321.38	300.86	249.2	186.05
Property, Plant & Equipment	2.01	2.08	2.06	1.69	1.95	2.11
Accrued Interest Receivable	1.6	1.27	1.25	1.12	0.85	0.85
Long-Term Deferred Tax Assets	1.57	1.57	1.73	1.66	0.95	0.67
Other Long-Term Assets	12.89	10.64	9.45	9.02	7.8	7.33
Total Assets	456.44	451.32	439.75	386.55	314.93	275.32
Accrued Expenses	4.94	2.66	2.77	2.89	1.06	1.27
Interest Bearing Deposits	171.06	289.68	268.23	217.89	169.3	199.13
Institutional Deposits	-	38.1	43.7	47.4	59.8	10.75
Non-Interest Bearing Deposits	183.98	26.41	21.04	24.2	22.03	21.53
Total Deposits	355.04	354.19	332.97	289.5	251.13	231.42
Current Portion of Long-Term Debt	1.5	4.5	11.5	11.06	8.12	3.87
Current Portion of Leases	0.06	0.22	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	42.09	37.96	43.6	36.58	8.56	16.68
Long-Term Leases	1.46	1.32	0.81	-	-	-
Pension & Post-Retirement Benefits	-	1.82	1.1	0.53	0.23	0.12
Total Liabilities	405.08	402.66	392.76	340.56	269.1	253.36
Common Stock	0.02	0.02	0.03	0.03	0.03	-
Additional Paid-In Capital	23.35	22.93	24.12	25.72	26.18	-
Retained Earnings	29.96	28.33	26.56	24.78	22.67	21.88
Comprehensive Income & Other	-1.98	-2.62	-3.71	-4.54	-3.04	0.09
Shareholders' Equity	51.35	48.66	46.99	45.99	45.83	21.97
Total Liabilities & Equity	456.44	451.32	439.75	386.55	314.93	275.32
Total Debt	45.11	44	55.92	47.64	16.68	20.55
Net Cash (Debt)	10.17	-6.22	-23.48	-30.43	10.18	30.04
Net Cash Growth	19.59%	-	-	-	-66.10%	-
Net Cash Per Share	4.32	-2.66	-9.44	-11.86	3.99	-
Filing Date Shares Outstanding	2.37	2.37	2.45	2.61	2.57	-
Total Common Shares Outstanding	2.37	2.37	2.49	2.65	2.57	-
Book Value Per Share	21.63	20.49	18.86	17.39	17.86	-
Tangible Book Value	51.35	48.66	46.99	45.99	45.83	21.97
Tangible Book Value Per Share	21.63	20.49	18.86	17.39	17.86	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q