PB Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	54.52	32.44	17.2	26.86	50.59	12.97
Investment Securities	35.12	66.44	49.7	21.67	18.14	8.67
Mortgage-Backed Securities	2.09	2.47	3.11	4.83	8.6	15.02
Total Investments	37.21	68.91	52.81	26.5	26.74	23.69
Gross Loans	349.19	326.6	305.44	252.96	189.48	173.71
Allowance for Loan Losses	-4.43	-4.51	-3.99	-3.15	-2.85	-1.84
Other Adjustments to Gross Loans	-0.64	-0.7	-0.59	-0.62	-0.59	-0.66
Net Loans	344.12	321.38	300.86	249.2	186.05	171.22
Property, Plant & Equipment	1.95	2.06	1.69	1.95	2.11	1.69
Accrued Interest Receivable	1.64	1.25	1.12	0.85	0.85	0.51
Long-Term Deferred Tax Assets	1.58	1.73	1.66	0.95	0.67	0.53
Other Long-Term Assets	11.83	9.45	9.02	7.8	7.33	5.06
Total Assets	452.86	439.75	386.55	314.93	275.32	216.89
Accrued Expenses	4.36	3.59	2.89	1.06	1.27	0.49
Interest Bearing Deposits	170.29	268.23	217.89	169.3	199.13	146.96
Institutional Deposits	-	43.7	47.4	59.8	10.75	8.41
Non-Interest Bearing Deposits	184.51	21.04	24.2	22.03	21.53	12.66
Total Deposits	354.8	332.97	289.5	251.13	231.42	168.04
Current Portion of Long-Term Debt	2.5	11.5	11.06	8.12	3.87	4.66
Federal Home Loan Bank Debt, Long-Term	42.75	43.6	36.58	8.56	16.68	21.37
Pension & Post-Retirement Benefits	-	1.1	0.53	0.23	0.12	0.12
Total Liabilities	405.17	392.76	340.56	269.1	253.36	194.68
Common Stock	0.02	0.03	0.03	0.03	-	-
Additional Paid-In Capital	22.8	24.12	25.72	26.18	-	-
Retained Earnings	27.65	26.56	24.78	22.67	21.88	22.3
Comprehensive Income & Other	-2.78	-3.71	-4.54	-3.04	0.09	-0.09
Shareholders' Equity	47.69	46.99	45.99	45.83	21.97	22.2
Total Liabilities & Equity	452.86	439.75	386.55	314.93	275.32	216.89
Total Debt	46.01	55.1	47.64	16.68	20.55	26.03
Net Cash (Debt)	8.51	-22.67	-30.43	10.18	30.04	-13.06
Net Cash Growth	-	-	-	-66.10%	-	-
Net Cash Per Share	3.59	-9.11	-11.86	3.99	-	-
Filing Date Shares Outstanding	2.36	2.45	2.61	2.57	-	-
Total Common Shares Outstanding	2.36	2.49	2.65	2.57	-	-
Book Value Per Share	20.18	18.86	17.39	17.86	-	-
Tangible Book Value	47.69	46.99	45.99	45.83	21.97	22.2
Tangible Book Value Per Share	20.18	18.86	17.39	17.86	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.