PB Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	-	32.44	17.2	26.86	50.59	12.97
Investment Securities	-	66.44	49.7	21.67	18.14	8.67
Mortgage-Backed Securities	-	2.47	3.11	4.83	8.6	15.02
Total Investments	-	68.91	52.81	26.5	26.74	23.69
Gross Loans	-	326.6	305.44	252.96	189.48	173.71
Allowance for Loan Losses	-	-4.51	-3.99	-3.15	-2.85	-1.84
Other Adjustments to Gross Loans	-	-0.7	-0.59	-0.62	-0.59	-0.66
Net Loans	-	321.38	300.86	249.2	186.05	171.22
Property, Plant & Equipment	-	2.06	1.69	1.95	2.11	1.69
Accrued Interest Receivable	-	1.25	1.12	0.85	0.85	0.51
Long-Term Deferred Tax Assets	-	1.73	1.66	0.95	0.67	0.53
Other Long-Term Assets	-	9.45	9.02	7.8	7.33	5.06
Total Assets	-	439.75	386.55	314.93	275.32	216.89
Accrued Expenses	-	3.59	2.89	1.06	1.27	0.49
Interest Bearing Deposits	-	268.23	217.89	169.3	199.13	146.96
Institutional Deposits	-	43.7	47.4	59.8	10.75	8.41
Non-Interest Bearing Deposits	-	21.04	24.2	22.03	21.53	12.66
Total Deposits	-	332.97	289.5	251.13	231.42	168.04
Current Portion of Long-Term Debt	-	11.5	11.06	8.12	3.87	4.66
Federal Home Loan Bank Debt, Long-Term	-	43.6	36.58	8.56	16.68	21.37
Pension & Post-Retirement Benefits	-	1.1	0.53	0.23	0.12	0.12
Total Liabilities	-	392.76	340.56	269.1	253.36	194.68
Common Stock	-	0.03	0.03	0.03	-	-
Additional Paid-In Capital	-	24.12	25.72	26.18	-	-
Retained Earnings	-	26.56	24.78	22.67	21.88	22.3
Comprehensive Income & Other	-	-3.71	-4.54	-3.04	0.09	-0.09
Shareholders' Equity	46.6	46.99	45.99	45.83	21.97	22.2
Total Liabilities & Equity	-	439.75	386.55	314.93	275.32	216.89
Total Debt	50.53	55.1	47.64	16.68	20.55	26.03
Net Cash (Debt)	4.2	-22.67	-30.43	10.18	30.04	-13.06
Net Cash Growth	-	-	-	-66.10%	-	-
Net Cash Per Share	1.78	-9.11	-11.86	3.99	-	-
Filing Date Shares Outstanding	2.36	2.45	2.61	2.57	-	-
Total Common Shares Outstanding	2.36	2.49	2.65	2.57	-	-
Book Value Per Share	19.09	18.86	17.39	17.86	-	-
Tangible Book Value	46.6	46.99	45.99	45.83	21.97	22.2
Tangible Book Value Per Share	19.09	18.86	17.39	17.86	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.