PB Bankshares Statistics

Total Valuation

PB Bankshares has a market cap or net worth of $39.11 million. The enterprise value is $23.15 million.

Market Cap	39.11M
Enterprise Value	23.15M

Important Dates

The next estimated earnings date is Monday, August 12, 2024, before market open.

Earnings Date	Aug 12, 2024
Ex-Dividend Date	n/a

Share Statistics

PB Bankshares has 2.61 million shares outstanding. The number of shares has decreased by -3.36% in one year.

Shares Outstanding	2.61M
Shares Change (YoY)	-3.36%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	18.90%
Owned by Institutions (%)	7.89%
Float	1.91M

Valuation Ratios

The trailing PE ratio is 20.27.

PE Ratio	20.27
Forward PE	n/a
PS Ratio	3.21
Forward PS	n/a
PB Ratio	0.84
P/FCF Ratio	15.95
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.68, with an EV/FCF ratio of 9.44.

EV / Earnings	12.67
EV / Sales	1.90
EV / EBITDA	8.68
EV / EBIT	9.92
EV / FCF	9.44

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	1.09
Debt / EBITDA	19.05
Debt / FCF	20.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.90% and return on invested capital (ROIC) is 1.87%.

Return on Equity (ROE)	3.90%
Return on Assets (ROA)	0.40%
Return on Capital (ROIC)	1.87%
Revenue Per Employee	$338,056
Profits Per Employee	$50,750
Employee Count	36
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, PB Bankshares has paid $507,000 in taxes.

Income Tax	507,000
Effective Tax Rate	21.72%

Stock Price Statistics

The stock price has increased by +11.86% in the last 52 weeks. The beta is 0.18, so PB Bankshares's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+11.86%
50-Day Moving Average	13.59
200-Day Moving Average	12.88
Relative Strength Index (RSI)	75.66
Average Volume (20 Days)	2,511

Short Selling Information

The latest short interest is 4,589, so 0.18% of the outstanding shares have been sold short.

Short Interest	4,589
Short Previous Month	4,714
Short % of Shares Out	0.18%
Short % of Float	0.24%
Short Ratio (days to cover)	1.48

Income Statement

In the last 12 months, PB Bankshares had revenue of $12.17 million and earned $1.83 million in profits. Earnings per share was $0.74.

Revenue	12.17M
Gross Profit	12.17M
Operating Income	2.33M
Pretax Income	2.33M
Net Income	1.83M
EBITDA	2.67M
EBIT	2.33M
Earnings Per Share (EPS)	$0.74

Full Income Statement

Balance Sheet

The company has $66.79 million in cash and $50.82 million in debt, giving a net cash position of $15.97 million or $6.12 per share.

Cash & Cash Equivalents	66.79M
Total Debt	50.82M
Net Cash	15.97M
Net Cash Per Share	$6.12
Equity (Book Value)	46.77M
Book Value Per Share	17.94
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $2.78 million and capital expenditures -$322,000, giving a free cash flow of $2.45 million.

Operating Cash Flow	2.78M
Capital Expenditures	-322,000
Free Cash Flow	2.45M
FCF Per Share	$0.90

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 19.18% and 15.01%.

Gross Margin	100.00%
Operating Margin	19.18%
Pretax Margin	19.18%
Profit Margin	15.01%
EBITDA Margin	21.92%
EBIT Margin	19.18%
FCF Margin	20.16%

Dividends & Yields

PB Bankshares does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	3.36%
Shareholder Yield	3.36%
Earnings Yield	4.67%
FCF Yield	6.27%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5