Pathfinder Bancorp, Inc. (PBHC)

NASDAQ: PBHC · Real-Time Price · USD

13.52

+0.01 (0.07%)

At close: Mar 6, 2026, 4:00 PM EST

13.56

+0.04 (0.30%)

After-hours: Mar 6, 2026, 4:10 PM EST

Pathfinder Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	31.17	31.57	48.73	35.28	37.15
Securities and Investments	415.73	436.68	449.96	393.97	356.39
Gross Loans	896.67	918.99	897.21	897.74	831.95
Allowance for Loan Losses	-29.44	-17.24	-15.98	-15.32	-12.94
Net Loans	867.23	901.74	881.23	882.44	819.52
Net Property, Plant & Equipment	34.99	37.08	24.04	24.18	23.8
Accrued Interest and Accounts Receivable	6.33	6.88	7.29	6.17	4.52
Other Intangible Assets	5.36	5.99	0.09	0.1	0.12
Goodwill	5.06	5.06	4.54	4.54	4.54
Long-Term Investments	31.37	24.73	24.64	24.01	23.42
Other Non-Earning Assets	27.9	25.15	25.29	29.25	16.24
Total Assets	1,425	1,475	1,466	1,400	1,285
Interest-bearing deposits	987.47	990.81	949.9	941.72	863.49
Noninterest-bearing deposits	196.38	213.72	170.17	183.71	191.86
Total Deposits	1,184	1,205	1,120	1,125	1,055
Short-Term Borrowings	44	61	125.68	60.33	12.5
Long-Term Debt	44.23	57.18	79.83	85.4	94.16
Other Liabilities	32.11	30.69	19.96	17.18	12.54
Total Liabilities	1,304	1,353	1,346	1,288	1,175
Common Stock	0.06	0.06	0.06	0.06	0.06
Additional Paid-in Capital	54.39	52.75	53.11	52.1	51.04
Accumulated Other Comprehensive Income	-5.37	-9.14	-9.74	-12.49	-1.76
Retained Earnings	71.88	77.82	76.06	71.32	60.95
Total Common Shareholders' Equity	120.97	121.48	119.5	111	110.29
Minority Interest	-	-	0.76	0.59	0.35
Shareholders' Equity	120.97	121.48	120.26	111.58	110.63
Total Liabilities & Equity	1,425	1,475	1,466	1,400	1,285
Total Debt	44.23	57.18	79.83	85.4	94.16
Net Cash (Debt)	-44.23	-57.18	-79.83	-85.4	-94.16
Net Cash Per Share	-9.15	-12.13	-	-	-
Book Value	120.97	121.48	119.5	111	110.29
Book Value Per Share	25.04	25.77	-	-	-
Tangible Book Value	110.55	110.44	114.87	106.36	105.63
Tangible Book Value Per Share	22.88	23.43	-	-	-

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q