Pathfinder Bancorp, Inc. (PBHC)

Pathfinder Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	29.22	48.73	35.28	37.15	43.46	20.16
Cash & Cash Equivalents	29.22	48.73	35.28	37.15	43.46	20.16
Cash Growth	-9.59%	38.12%	-5.03%	-14.53%	115.60%	-23.39%
Property, Plant & Equipment	23.86	24.04	24.18	23.8	24.5	25.09
Goodwill and Intangibles	4.62	4.62	4.64	4.65	4.67	4.69
Total Assets	1,454	1,466	1,400	1,285	1,227	1,094
Total Liabilities	1,331	1,346	1,288	1,175	1,130	1,003
Total Debt	173.46	211.61	152.57	109.7	123.98	110.9
Debt Growth	27.75%	38.69%	39.08%	-11.52%	11.79%	-17.01%
Retained Earnings	77.56	76.06	71.32	60.95	50.28	44.84
Comprehensive Income	-8.86	-9.61	-12.17	-1.27	-2.24	-2.97
Shareholders' Equity	121.82	119.5	111	110.29	97.46	90.43
Net Cash / Debt	-144.24	-162.87	-117.29	-72.55	-80.51	-90.74
Book Value Per Share	19.97	19.59	18.50	18.49	21.52	19.21

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).